Welcome to where your future memories are made! This charming 1940's riverfront cottage featuring 3 bedrooms and 1.5 baths has everything you need for a good time on the Pamlico River. Walk up the outside stairs to the main living area and you enter the mudroom/laundry room where a walk-in shower makes clean-up convenient and is ideal after a day on the water. Into the main area of the house and to the right you have a quaint kitchen with gas range, SS refrigerator and ample cabinets. Adjacent is a dining room that has sight-lines through the bonus room to the river views. Next, sunlight spills into the living room where a subtle step-down design creates the opportunity for two distinct seating areas. A powder room and main-level bedroom provide flexibility for guests. Upstairs two large bedrooms with window seats overlooking the water and a full bath. Thermal pane windows, wood burning fireplace insert, new downstairs HVAC (2025) make things extra cozy. The outside living doesn't miss either, a screened in porch on the riverside of the home is large enough for dining and relaxing and taking in the stunning sunsets over the water. Underneath a patio is prime for grilling and enjoying river breezes. A wooden pier, bulkhead, and community boat ramp make water access effortless, come drop a crab pot off the dock or take advantage of some of the best fishing and waterfowling Eastern NC has to offer. The features don't end there, ample storage underneath the raised house with built in raised wood shelves, a storage/workshop dream with a multi-room wired shed, and a covered car-port round out all the list of things that will make this house where you want to call home. Whether you're looking for a weekend retreat or a full-time riverfront lifestyle, this cottage delivers charm, function, and unforgettable views.
Single-familyProperty Type
1946Year Built
7,405 sq ftLot Size
$264Price/Sq.Ft.
4 spacesParking
Listed by Rosie Lilley Smith• The Rich Company
Listed by Evie Wicker Dixon• The Rich Company
Bought with Joyner-Silk Team Joyner• Market Leader Realty, LLC.
Bought with Renee Silk• Market Leader Realty, LLC.
Appliances: Washer, Refrigerator, Dryer, Gas Range, Gas Water Heater
Flooring: Carpet, Laminate
Has Fireplace
# of Fireplaces: 1
Room Information
# of Rooms Total: 8
Laundry Features: Laundry Room
Has Basement
Basement Details: Exterior Entry, Unfinished
Exterior
Exterior Features
Exterior Features: Dock
Patio And Porch Features: Screened
Fencing: None
Roof: Shingle
Building Information
Entry Level: 1
Sq. Ft.: 1819.0
Levels: Two
# of Stories Total: 2
Construction Materials: Brick, Vinyl Siding, Frame
Foundation Details: Raised
Property Features
On Waterfront
Waterfront Features: Waterfront Access
Has View
Security Features: Smoke Detector(s)
Other Structures: Storage, Workshop
Property Information
Property Type: Residential
Property Sub Type: Single Family Residence
Raw Mls Property Sub Type: Single Family Residence
Lot Information
Frontage Type: River
Road Surface Type: Paved
Lot Size : 0.17
Lot Size Dimensions: Irregular
Lot Size Area: 0.17
Lot Size Units: Acres
Lot Size Acres: 0.17
Zoning: R
Financial
Tax Information
Tax Annual Amount: $2,137.55
Utilities
Utility Information
Water Source: Public
Utilities: Water Connected
Sewer: Septic Tank
Location
Schools Information
Elementary School: Eastern Elementary School
Middle Or Junior School: P.S. Jones Middle School
High School District: Beaufort
High School: Washington High School
Location Information
Directions: head east down River Rd heading away from downtown Washington, turn right on Shady Banks Rd and take until it dead ends, turn left on Shady Banks Beach Rd, house is on right near end of street
Subdivision Name: Shady Banks
Public facts
Beds: 3
Baths: 1.5
Sq. Ft.: 1,819
Stories: 1.5
Lot Size: 7,405 square feet
Style: Single Family Residential
Year Built: 1946
Year Renovated: 1946
County: Beaufort County
APN: 37069
Home facts updated by county records on Aug 10, 2026
Other
Listing Information
List AOR: Washington-Beaufort County Board of Realtors
Around this home
Schools
Eastern Elementary
Public PreK-1 • Assigned • 4.5mi
P S Jones Middle
Public 6-8 • Assigned • 7.8mi
4/10
Washington High
Public 9-12 • Assigned • 4.7mi
3/10
Provided by GreatSchools
Climate risks
9/10 Flood Factor
Estimated 80%+ chance of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
9/10 Heat Factor
7 days above 110° expected this year, 17 days in 30 years
8/10 Wind Factor
80% chance of strong winds in next 30 years
2/10 Air Factor
2 unhealthy days expected this year, 2 days in 30 years
Provided by First Street
Historical weather
Washington, NC • 27889
Average low and high temperatures (°F)
50
30
55
35
71
46
77
54
80
61
89
69
90
73
84
68
81
65
73
53
66
45
55
34
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
91/ 100
Exceptional sunlight
Sunscore
There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
8.2 hrs
5.8 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$474,000 – $574,000
Sell confidently with a local market expert in Washington.