SOLD SEP 30, 2025

Off Market Sep 2025 for $315K

$432,951

Est. refi paymentEst. refi $1,917/mo

•

1,759

sq ft

55 Dock Ratcliffe Rd, Waynesville, NC 28786

About this home

Opportunity knocks in sought-after Ratcliff Cove! This classic ranch home sits on 0.44 acres with a fenced backyard, oversized double garage on the main level, and a full unfinished basement with secondary garage. Full of potential, it’s ready for a fresh vision and renovation. Court Ordered Sale. Pre-inspected and sold as-is, where-is with a 5% deposit required. No due diligence period, no negotiated repairs, and a 10-day upset bid period apply. Proof of funds or pre-approval for conventional financing must accompany offers. Just minutes from downtown Waynesville, this is your chance to renovate or invest in one of the area’s most desirable locations.

Single-familyProperty Type

1957Year Built

0.44 acresLot Size

$246Est. Price/Sq.Ft.

3 car garageParking

Listed by Michelle McElroy • Howard Hanna Beverly-Hanks Waynesville

Contact: michelle.mcelroy@howardhannatate.com

Bought with James Pitman • Howard Hanna Beverly-Hanks Asheville-Biltmore Park

Redfin checked: a minute ago

•Source:CANOPYMLS as Distributed by MLS Grid #4295096

Redfin Estimate

$432,951

$118K since sold in September 2025$1,000 since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 10.6% higher than the average sale price ($392K) of 6 comparable homes.

SOLD AUG 26, 2026
$490,000
A
3 beds2 baths1,952 sq ft
152 E Marshall St, Waynesville, NC 28786
SOLD JUL 23, 2026
$375,000
B
3 beds2 baths1,668 sq ft
182 Fairway Hills Dr, Waynesville, NC 28786
SOLD JUN 11, 2026
$235,000
C
4 beds2 baths1,695 sq ft
193 Old Howell Mill Rd, Waynesville, NC 28786
SOLD JUL 9, 2026
$385,222
D
3 beds2 baths1,516 sq ft
22 Ilyas Way, Waynesville, NC 28786
SOLD AUG 11, 2026
$354,500
E
3 beds1.5 baths1,408 sq ft
56 Henson Dr, Waynesville, NC 28786
SOLD JUL 17, 2026
$510,000
F
3 beds3 baths1,633 sq ft
85 E Marshall St, Waynesville, NC 28786

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Earn from this home

Sell

$158,015

Est. take-home

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Refinance

Est. cash available

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Rent

$2,596/mo

Redfin rental estimate

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Market trends in 28786, NC

Last updated August 2026

Buyer's Market

Seller's Market

Buyer's market

Sale-to-List Price

96.5%

0.4% MoM

Median sale price

$415K

$17K MoM

Avg. days on market

67d

6 days MoM

Recently sold homes

1 MoM

New listings for sale

OPEN SEP 26, 2AM TO 4PM
$679,000
3 beds3 baths2,346 sq ft
105 Deer Glade Ln, Waynesville, NC 28786
$849,500
3 beds2.5 baths2,626 sq ft
330 Sanctuary Dr, Waynesville, NC 28786
$289,900
3 beds2 baths1,386 sq ft
93 Valley View Cir, Waynesville, NC 28786
$385,000
3 beds2 baths1,728 sq ft
76 Patriot Dr, Waynesville, NC 28786
$825,000
3 beds3 baths3,678 sq ft
379 Holston Village Rd, Waynesville, NC 28786
$1,050,000
3 beds3.5 baths2,655 sq ft
463 Walela Trl, Maggie Valley, NC 28751
$325,000
4 beds2 baths1,424 sq ft
80 Mcelroy St, Waynesville, NC 28786
$318,000
3 beds2 baths1,214 sq ft
220 Powderhorn Dr, Waynesville, NC 28786
FOR SALE BY OWNER
$369,000
3 beds1 bath1,092 sq ft
45 Henry St, Waynesville, NC 28786
$320,000
3 beds1 bath1,304 sq ft
43 Avery St, Waynesville, NC 28786
See all

Provided by Redfin

Sale history for 55 Dock Ratcliffe Rd

Year

Property tax

Land + Additions

Assessment*

2025

$1,447

$24,800 + $179,700

$204,500

2024

$1,447

$24,800 + $179,700

$204,500

2023

$1,447 (+5.2%)

$24,800 + $179,700

$204,500

2022

$1,376

$24,800 + $179,700

$204,500

2021

$1,376 (+24.0%)

$24,800 + $179,700

$204,500

2020

$1,110 (−0.4%)

$21,300 + $126,100

$147,400

2019

$1,115

$21,300 + $126,100

$147,400

2018

$1,115

$21,300 + $126,100

$147,400

2017

$1,115 (−4.2%)

$21,300 + $126,100

$147,400

2016

$1,164 (+10.6%)

$21,300 + $138,500

$159,800

2014

$1,052

$21,300 + $138,500

$159,800

Tax history for 55 Dock Ratcliffe Rd

Year

Property tax

Land + Additions

Assessment*

2025

$1,447

$24,800 + $179,700

$204,500

2024

$1,447

$24,800 + $179,700

$204,500

2023

$1,447 (+5.2%)

$24,800 + $179,700

$204,500

2022

$1,376

$24,800 + $179,700

$204,500

2021

$1,376 (+24.0%)

$24,800 + $179,700

$204,500

2020

$1,110 (−0.4%)

$21,300 + $126,100

$147,400

2019

$1,115

$21,300 + $126,100

$147,400

2018

$1,115

$21,300 + $126,100

$147,400

2017

$1,115 (−4.2%)

$21,300 + $126,100

$147,400

2016

$1,164 (+10.6%)

$21,300 + $138,500

$159,800

2014

$1,052

$21,300 + $138,500

$159,800

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

0.44 Acres

Year renovated

1957

Sq. Ft.

1,744

Year built

1957

Style

Single Family Residential

County

Haywood County

APN

8625385259

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 29, 2026.

Property details

Parking

Parking Information
Main Level Garage Y/N: 1
SqFt Garage: 576
Parking Features: Driveway, Attached Garage, Garage Faces Front, Garage Faces Side
Garage Spaces: 3
Has Garage

Interior

Virtual Tour

Bedroom Information
# of Bedrooms: Main: 3
# of Bedrooms: Basement: 0
# of Bedrooms: 3

Bathroom Information
# of Full Baths: Main: 2
# of Full Baths (Total): 2

Room 1 Information
Room Level: Main

Room 2 Information
Room Level: Main

Room 3 Information
Room Level: Main

Room 4 Information
Room Level: Main

Room 5 Information
Room Level: Main

Room 6 Information
Room Level: Main

Room 7 Information
Room Level: Main

Room 8 Information
Room Level: Main

Laundry Room Information
Laundry Features: Electric Dryer Hookup, In Hall, Laundry Closet, Washer Hookup

Basement Information
Has Basement
Basement Features: Basement Garage Door, Exterior Entry, Full, Interior Entry, Walk-Out Access, Walk-Up Access

Fireplace Information
Has Fireplace
Fireplace Features: Den, Living Room

Heating & Cooling
Heating Information: Heat Pump
Cooling Information: Heat Pump
Sq. Ft. Unheated Total: 1,352
Sq. Ft. Unheated Basement: 1,352

Interior Features
Room Count: 8
Appliances: Dishwasher, Electric Cooktop, Refrigerator, Wall Oven
Flooring: Carpet, Linoleum

Exterior

Building Information
Construction Type: Site Built
Construction Materials: Aluminum
Roof: Composition

Exterior Features
Patio And Porch Features: Rear Porch
Fencing: Back Yard

Property Information
Other Equipment: Generator
Property Type: Residential
Property Sub Type: Single Family Residence
Zoning Specification: Res

Lot Information
Lot Features: Level, Rolling Slope
Lot Size Area: 0.44
Lot Size Units: Acres
Elevation: 2500
Road Surface Type: Concrete, Paved
Road Responsibility: Publicly Maintained Road

Utilities

Utility Information
Water Source: City
Sewer: Septic Installed
Utilities: Cable Available

Location

Multi-Unit Information
Restrictions: No Restrictions

HOA Information
HOA Subject To Dues: No
HOA Subject To: None

School Information
Elementary School: Junaluska
Middle Or Junior High School: Waynesville
High School: Tuscola

Location Information
Directions: From Old Asheville Hwy. take Ratcliff Cove Rd. Exit from round a bout and travel approx. 1/4 mile. Bear left to continue on Ratcliff Cove Rd. Right on Dock Ratcliff Rd. House on left.

Public facts

Beds: 3
Baths: 2.0
Sq. Ft.: 1,744
Stories: 1.0
Lot Size: 0.44 acres
Style: Single Family Residential
Year Built: 1957
Year Renovated: 1957
County: Haywood County
APN: 8625385259

Home facts updated by county records on Jul 29, 2026

Other

Auction Information
Is Auction: 0

Listing Information
Exception YN: 0

Home Information
Total Property HLA Sq. Ft.: 1759
Living Area: 1759
Above Grade Finished Area: 1,759
Sq. Ft. Upper: 0
Sq. Ft. Third: 0
Sq. Ft. Main: 1759
Sq. Ft. Lower: 0
Foundation Details: Basement
Levels: One

Team Information
List Team ID: TM100379
List Team Mls Id: 83983

Around this home

Schools

Junaluska Elementary

Public K-5 • Assigned • 1.1mi

8/10

Waynesville Middle

Public 6-8 • Assigned • 2.6mi

4/10

Tuscola High

Public 9-12 • Assigned • 2.0mi

7/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

3/10 Heat Factor

8 days above 91° expected this year, 22 days in 30 years

2/10 Wind Factor

Minor risk of severe winds over next 30 years

3/10 Air Factor

2 unhealthy days expected this year, 2 days in 30 years

Provided by First Street

Historical weather

Waynesville, NC • 28786

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 8.5 hours in June and 4.7 hours in December, placing it below the U.S. average for solar exposure.

8.5 hrs

4.7 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$412,000 – $498,000

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Nearby similar homes

$95,000

Land— sq ft

Lot 104 Campbell Mountain Dr, Waynesville, NC 28785

FOR SALE BY OWNER

$58,000

3 beds2 baths1,004 sq ft

704 Apple Tree Ct, Waynesville, NC 28786

$435,000

2 beds2.5 baths1,557 sq ft

218 Junaluska Oaks Dr, Waynesville, NC 28786

$499,000

3 beds2.5 baths2,312 sq ft

70 Calhoun Ridge Rd, Waynesville, NC 28786

FOR SALE BY OWNER

$535,000

3 beds2 baths1,504 sq ft

1970 Old Country Rd, Waynesville, NC 28786

$574,900

3 beds3 baths1,884 sq ft

80 Strickland Dr, Waynesville, NC 28785

New listings for sale in 28786

OPEN SEP 26, 2AM TO 4PM

$679,000

3 beds3 baths2,346 sq ft

105 Deer Glade Ln, Waynesville, NC 28786

$849,500

3 beds2.5 baths2,626 sq ft

330 Sanctuary Dr, Waynesville, NC 28786

$289,900

3 beds2 baths1,386 sq ft

93 Valley View Cir, Waynesville, NC 28786

$385,000

3 beds2 baths1,728 sq ft

76 Patriot Dr, Waynesville, NC 28786

$825,000

3 beds3 baths3,678 sq ft

379 Holston Village Rd, Waynesville, NC 28786

$1,050,000

3 beds3.5 baths2,655 sq ft

463 Walela Trl, Maggie Valley, NC 28751

$325,000

4 beds2 baths1,424 sq ft

80 Mcelroy St, Waynesville, NC 28786

$318,000

3 beds2 baths1,214 sq ft

220 Powderhorn Dr, Waynesville, NC 28786

FOR SALE BY OWNER

$369,000

3 beds1 bath1,092 sq ft

45 Henry St, Waynesville, NC 28786

Home values near 55 Dock Ratcliffe Rd

Data from public records.

Address	Redfin Estimate
160 Dock Ratcliffe Road, Waynesville, NC 3 Beds \| 1.5 Baths \| 1050 Sq. Ft.	$280,143
12 Elizabeth Chapel Road, Waynesville, NC 2 Beds \| 2 Baths \| 1515 Sq. Ft.	$390,921

Address	Redfin Estimate
63 Dock Ratcliffe Road, Waynesville, NC 3 Beds \| 1 Baths \| 1064 Sq. Ft.	$270,345
72 Our Loop, Waynesville, NC 4 Beds \| 2 Baths \| 1504 Sq. Ft.	$318,793

Address	Redfin Estimate
109 Dock Ratcliffe Road, Waynesville, NC 3 Beds \| 1 Baths \| 1400 Sq. Ft.	$333,336
58 Our Loop, Waynesville, NC 3 Beds \| 1 Baths \| 936 Sq. Ft.	$245,475

Property information provided by CANOPYMLS as Distributed by MLS Grid when last listed in 2025. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 28786, NC

Sale history for 55 Dock Ratcliffe Rd

Tax history for 55 Dock Ratcliffe Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 28786

Home values near 55 Dock Ratcliffe Rd

More real estate resources