SOLD JUL 27, 2026

Sold on jul 2026

$415,000

•

2,097

sq ft

654 Ratcliff Cove Rd, Waynesville, NC 28786

Track this home’s value and nearby sales activity

About this home

Nestled in the highly sought-after Ratcliff Cove community, this inviting brick farmhouse offers the perfect blend of timeless charm and modern convenience on a beautiful 1.7+ acre level lot. Boasting three bedrooms, one full bath, and two half baths, the thoughtfully designed layout provides comfortable living for families or those seeking flexible space. Two bonus rooms offer versatile options for a home office, hobby room, guest suite, or additional storage—perfect for customizing your lifestyle. Step inside through the welcoming foyer entrance into a gracious formal living room and separate formal dining area, ideal for entertaining. The spacious kitchen serves as the heart of the home, flowing naturally into the cozy family room. Abundant natural light pours through updated vinyl windows, highlighting the well-maintained interiors while the updated electrical service ensures peace of mind and modern efficiency. Outside, enjoy the expansive uncovered rear deck overlooking the private, level acreage—ideal for relaxing, gardening, or outdoor gatherings. A covered front porch and side porch invite you to savor the mountain air and scenic surroundings. Additional amenities include an unfinished space with a single-car garage, a convenient single-car carport on the main level, and generous parking opportunities. Located just 10 minutes from vibrant Downtown Waynesville and easy I-40 access, this property combines peaceful country living with unbeatable convenience to shopping, dining, and amenities.

Single-familyProperty Type

1951Year Built

1.72 acresLot Size

$198Price/Sq.Ft.

1 car garageParking

Listed by Brian K. Noland • Howard Hanna Beverly-Hanks Waynesville

Contact: brian.noland@allentate.com

Bought with Brian K. Noland • Howard Hanna Beverly-Hanks Waynesville

Redfin checked: a minute ago

•Source:CANOPYMLS as Distributed by MLS Grid #4396191

Redfin Estimate

$443,382

$28K since sold in July 2026$16K since October

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 1.2% higher than the average sale price ($438K) of 6 comparable homes.

SOLD AUG 26, 2026
$490,000
A
3 beds2 baths1,952 sq ft
152 E Marshall St, Waynesville, NC 28786
SOLD OCT 19, 2026
$514,000
B
3 beds2 baths1,736 sq ft
102 Azalea Dr, Waynesville, NC 28786
SOLD JUL 23, 2026
$375,000
C
3 beds2 baths1,668 sq ft
182 Fairway Hills Dr, Waynesville, NC 28786
SOLD AUG 11, 2026
$354,500
D
3 beds1.5 baths1,408 sq ft
56 Henson Dr, Waynesville, NC 28786
SOLD JUL 17, 2026
$510,000
E
3 beds3 baths1,633 sq ft
85 E Marshall St, Waynesville, NC 28786
SOLD JUL 9, 2026
$385,222
F
3 beds2 baths1,516 sq ft
22 Ilyas Way, Waynesville, NC 28786

Claim this home to receive a free report every month with insights on the changing estimate.

Market trends in 28786, NC

Last updated October 2026

Buyer's Market

Seller's Market

Balanced market

Sale-to-list price

96.7%

0.2% MoM

Median sale price

$432K

$35K MoM

Avg. days on market

69d

1 days MoM

Recently sold homes

14 MoM

New listings for sale

3D & VIDEO TOUR
$424,900
3 beds2 baths1,448 sq ft
579 Apple Creek Rd, Waynesville, NC 28786
$225,000
3 beds2 baths1,620 sq ft
471 Osceola Cir, Waynesville, NC 28786
3D WALKTHROUGH
$420,000
3 beds2 baths1,740 sq ft
2472 Old Balsam Rd, Waynesville, NC 28786
$225,000
2 beds1 bath503 sq ft
34 Stephens Rd, Waynesville, NC 28786
$205,000
2 beds1 bath— sq ft
5 Cedar St, Waynesville, NC 28786
$449,000
3 beds2 baths1,292 sq ft
5 Ladybug Dr, Waynesville, NC 28786
$375,000
2 beds1.5 baths1,287 sq ft
1429 Allens Creek Rd, Waynesville, NC 28786
3D WALKTHROUGH
$369,000
3 beds2 baths1,286 sq ft
19 Casey St, Waynesville, NC 28786
$399,000
1 bed1 bath720 sq ft
48, 40, 26 Lansing Rd, Waynesville, NC 28786
$210,000
3 beds2 baths1,130 sq ft
220 Tinkerbell Rd, Waynesville, NC 28786
See all

Provided by Redfin

Homeowner tools

View owner dashboard

Track your estimate and nearby sale activity

Edit home facts

Review property details and add renovations

Manage photos

Update home photos or make them private

Rental estimate

Est. $2,779 per month, based on comparable rentals

Sale and tax history for 654 Ratcliff Cove Rd

Sale History
Tax History

Date

Event

Price

CANOPYMLS as Distributed by MLS Grid #4430144

Sep 30, 2026

Listed

$490,000

$234/sq ft

CANOPYMLS as Distributed by MLS Grid #4396191

Jul 27, 2026

Sold

$415,000

$198/sq ft

Jun 22, 2026

Contingent

—

Jun 22, 2026

Price Changed

$415,000

$198/sq ft

Jun 22, 2026

Listed

$389,000

$186/sq ft

CANOPYMLS as Distributed by MLS Grid #4094409

Jun 25, 2024

Sold

$410,000

$196/sq ft

May 21, 2024

Contingent

—

May 21, 2024

Relisted

—

Apr 19, 2024

Price Changed

$385,000

$184/sq ft

Mar 21, 2024

Price Changed

$400,000

$191/sq ft

Mar 21, 2024

Price Changed

$40,000

$19/sq ft

Feb 27, 2024

Price Changed

$424,500

$202/sq ft

Dec 29, 2023

Price Changed

$425,000

$203/sq ft

Dec 14, 2023

Listed

$445,000

$212/sq ft

+30

Country roads take me home- to this lovely two story brick home with a full basement/garage. This home oozes character and is close to downtown Waynesville yet surrounded by pastures and mountain views. Easy state maintained access road. On the main floor you will find the primary bedroom along with two more bedrooms, one bath, two living areas, a formal dining room and kitchen and new deck off the back of the house. Upstairs you will find two more private rooms with closets and another half bathroom. The basement is a drive-in garage that is huge measuring out at 1,130 usable space for workshop, parking, etc. Back pasture is available for $55,000.

Year

Property tax

Land + Additions

Assessment*

2024

$1,699

$40,700 + $203,700

$244,400

2023

$1,699 (+5.3%)

$40,700 + $203,700

$244,400

2022

$1,613

$40,700 + $203,700

$244,400

2021

$1,613 (+32.7%)

$40,700 + $203,700

$244,400

2020

$1,216 (−0.4%)

$34,900 + $128,900

$163,800

2019

$1,221

$34,900 + $128,900

$163,800

2018

$1,221

$34,900 + $128,900

$163,800

2017

$1,221 (−9.7%)

$34,900 + $128,900

$163,800

2016

$1,351 (+9.7%)

$34,900 + $154,800

$189,700

2014

$1,232

$34,900 + $154,800

$189,700

Public record

Beds

Baths

Stories

1.5

Lot width

—

Lot depth

—

Lot size

1.65 Acres

Year renovated

1951

Sq. Ft.

2,099

Year built

1951

Style

Single Family Residential

County

Haywood County

APN

8625282010

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 2, 2025.

Property details

Parking

Parking Information
Main Level Garage Y/N: 0
Parking Features: Attached Carport, Driveway, Attached Garage, Garage Door Opener
Garage Spaces: 1
Has Carport
Has Garage

Interior

Bedroom Information
# of Bedrooms: Main: 3
# of Bedrooms: 3

Bathroom Information
# of Half Baths: Upper: 1
# of Full Baths: Main: 1
# of Full Baths (Total): 1
# of Half Baths (Total): 1

Room 1 Information
Room Level: Main

Room 2 Information
Room Level: Main

Room 3 Information
Room Level: Main

Room 4 Information
Room Level: Main

Room 5 Information
Room Level: Main

Room 6 Information
Room Level: Main

Room 7 Information
Room Level: Main

Room 8 Information
Room Level: Main

Room 9 Information
Room Level: Upper

Room 10 Information
Room Level: Upper

Room 11 Information
Room Level: Upper

Laundry Room Information
Laundry Features: In Basement

Basement Information
Has Basement
Basement Features: Exterior Entry, Interior Entry, Storage Space, Unfinished

Fireplace Information
Has Fireplace
Fireplace Features: Living Room, Wood Burning

Heating & Cooling
Heating Information: Central, Floor Furnace, Forced Air, Oil
Cooling Information: Attic Fan, Central Air
Sq. Ft. Unheated Total: 1,148
Sq. Ft. Unheated Basement: 1,148

Interior Features
Room Count: 13
Interior Features: Built-in Features, Pantry
Appliances: Dishwasher, Electric Oven, Electric Range, Refrigerator
Flooring: Tile, Vinyl, Wood
Door Features: Storm Door(s)

Exterior

Building Information
Construction Type: Site Built
Construction Materials: Brick Partial, Vinyl

Exterior Features
Patio And Porch Features: Covered, Front Porch, Rear Porch, Side Porch, Other - See Remarks

Property Information
Property Type: Residential
Property Sub Type: Single Family Residence
Has Additional Parcels
Zoning Specification: None

Lot Information
Lot Features: Level, Open Lot, Views
Lot Size Area: 1.72
Lot Size Units: Acres
Elevation: 2500
Road Surface Type: Concrete, Paved
Road Responsibility: Publicly Maintained Road

Utilities

Utility Information
Water Source: Well
Sewer: Septic Installed

Location

Multi-Unit Information
Restrictions: No Restrictions

HOA Information
HOA Subject To: None

School Information
Elementary School: Junaluska
Middle Or Junior High School: Waynesville
High School: Tuscola

Community Information
Community Features: None

Public facts

Beds: 4
Baths: 2.0
Sq. Ft.: 2,099
Stories: 1.5
Lot Size: 1.65 acres
Style: Single Family Residential
Year Built: 1951
Year Renovated: 1951
County: Haywood County
APN: 8625282010

Home facts updated by county records on Jul 2, 2025

Other

Auction Information
Is Auction: 0

Listing Information
Exception YN: 0

Home Information
Total Property HLA Sq. Ft.: 2097
Living Area: 2097
Above Grade Finished Area: 2,097
Sq. Ft. Upper: 511
Sq. Ft. Third: 0
Sq. Ft. Main: 1586
Sq. Ft. Lower: 0
Foundation Details: Basement
Levels: One and One Half

Around this home

Schools

Junaluska Elementary

Public K-5 • Assigned • 1.0mi

8/10

Waynesville Middle

Public 6-8 • Assigned • 2.3mi

4/10

Tuscola High

Public 9-12 • Assigned • 2.1mi

7/10

Provided by GreatSchools

Historical weather

Waynesville, NC • 28786

Average low and high temperatures (°F)

41°

25°

51°

33°

62°

41°

69°

50°

70°

54°

77°

62°

80°

66°

72°

61°

68°

57°

61°

46°

57°

40°

48°

32°

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

87/ 100

Very good sunlight

Sunscore

This home receives average direct sun exposure in Waynesville. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

9.9 hrs

5.9 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$422,000 – $510,000

Reach more buyers when you sell with Redfin. Plus, you'll save $4,434 in fees.

Nearby similar homes

FOR SALE BY OWNER

$58,000

3 beds2 baths1,004 sq ft

704 Apple Tree Ct, Waynesville, NC 28786

0.35 acre lot • Cedar siding • Pecky cypress walls

3D WALKTHROUGH

$540,000

6 beds4 baths3,423 sq ft

64 Big Spruce Ln, Waynesville, NC 28786

Spacious lot • Vaulted great room • Expansive deck

3D & VIDEO TOUR

$735,000

3 beds3.5 baths2,452 sq ft

2375 Crymes Cove Rd, Waynesville, NC 28786

New roof • Whole home generator • Updated kitchen

NEW CONSTRUCTION3D WALKTHROUGH

$404,790

3 beds2.5 baths2,175 sq ft

126 Ridgehaven Dr, Waynesville, NC 28786

Spacious great room • Cozy gas fireplace • Large center island

$299,900

2 beds2 baths1,376 sq ft

33 Wenlock Way, Waynesville, NC 28785

0.32-acre corner lot • Wood-burning stove • 0.32 acre lot

VIDEO TOUR

$850,000

5 beds5 baths4,519 sq ft

20 Sarah Ct, Lake Junaluska, NC 28745

Quiet cul-de-sac • Main-level living • Finished lower level

New listings for sale in 28786

3D & VIDEO TOUR

$424,900

3 beds2 baths1,448 sq ft

579 Apple Creek Rd, Waynesville, NC 28786

Wood sided home • Outdoor decking • Open floor plan

$225,000

3 beds2 baths1,620 sq ft

471 Osceola Cir, Waynesville, NC 28786

Unrestricted land • Natural backdrop • 12.4 acre lot

3D WALKTHROUGH

$420,000

3 beds2 baths1,740 sq ft

2472 Old Balsam Rd, Waynesville, NC 28786

1.68 acre lot • 2 garage spots • Built 2023

$225,000

2 beds1 bath503 sq ft

34 Stephens Rd, Waynesville, NC 28786

Flat usable yard • Convenient access • 8,276 sq ft lot

$205,000

2 beds1 bath— sq ft

5 Cedar St, Waynesville, NC 28786

0.23 acre lot • Built 1940 • Listed 8 days

$449,000

3 beds2 baths1,292 sq ft

5 Ladybug Dr, Waynesville, NC 28786

Remodeled house • New roof • Flat land area

$375,000

2 beds1.5 baths1,287 sq ft

1429 Allens Creek Rd, Waynesville, NC 28786

Classic ranch house • Huge flat lot • 0.85 acre lot

3D WALKTHROUGH

$369,000

3 beds2 baths1,286 sq ft

19 Casey St, Waynesville, NC 28786

Mountain views • Covered front porch • Gas-log fireplace

$399,000

1 bed1 bath720 sq ft

48, 40, 26 Lansing Rd, Waynesville, NC 28786

City water and sewer • Existing income • 0.94 acre lot

Home values near 654 Ratcliff Cove Rd

Data from public records.

Address	Redfin Estimate
661 Ratcliff Cove Rd, Waynesville, NC 3 Beds \| 2.5 Baths \| 1516 Sq. Ft.	$412,922
722 Ratcliff Cove Rd, Waynesville, NC 2 Beds \| 2 Baths \| 1216 Sq. Ft.	$287,969
625 Ratcliff Cove Rd, Waynesville, NC 3 Beds \| 1 Baths \| 1146 Sq. Ft.	$305,691
596 Ratcliff Cove Rd, Waynesville, NC 2 Beds \| 1 Baths \| 1152 Sq. Ft.	$255,416
756 Ratcliff Cove Rd, Waynesville, NC - Beds \| - Baths \| - Sq. Ft.	$49,687
61 Leopard Dr, Waynesville, NC 3 Beds \| 1 Baths \| 948 Sq. Ft.	$233,237
91 Ford Rd, Waynesville, NC 3 Beds \| 1 Baths \| 806 Sq. Ft.	$216,450

Address	Redfin Estimate
629 Ratcliff Cove Rd, Waynesville, NC 1 Beds \| 1.5 Baths \| 947 Sq. Ft.	$241,851
630 Ratcliff Cove Rd, Waynesville, NC 3 Beds \| 1.5 Baths \| 1260 Sq. Ft.	$288,491
545 Ratcliff Cove Rd, Waynesville, NC 3 Beds \| 2 Baths \| 1732 Sq. Ft.	$432,860
665 Ratcliff Cove Rd, Waynesville, NC 2 Beds \| 1 Baths \| 1216 Sq. Ft.	$285,948
11 South & S Ln Apt 11, Waynesville, NC - Beds \| - Baths \| - Sq. Ft.	—
120 Cabin Breeze Ln, Waynesville, NC 2 Beds \| 1 Baths \| 1008 Sq. Ft.	$251,035
29 Cabin Breeze Ln, Waynesville, NC 3 Beds \| 1 Baths \| 1309 Sq. Ft.	$275,239

Address	Redfin Estimate
686 Ratcliff Cove Rd, Waynesville, NC 3 Beds \| 1 Baths \| 1080 Sq. Ft.	$277,387
585 Ratcliff Cove Rd, Waynesville, NC 3 Beds \| 1 Baths \| 1515 Sq. Ft.	$302,838
607 Ratcliff Cove Rd, Waynesville, NC 1 Beds \| 1 Baths \| 660 Sq. Ft.	$167,805
625 Ratcliff Cove Rd, Waynesville, NC 3 Beds \| 1 Baths \| 1146 Sq. Ft.	$241,180
2 Leopard Dr, Waynesville, NC - Beds \| - Baths \| - Sq. Ft.	$52,313
17 SS Ln, Waynesville, NC 3 Beds \| 2 Baths \| 1288 Sq. Ft.	$177,312
25 SS Ln, Waynesville, NC 3 Beds \| 2 Baths \| 1512 Sq. Ft.	$230,108

Property information provided by CANOPYMLS as Distributed by MLS Grid when last listed in 2026. This data may not match . Learn more.

Download the Redfin App on the Apple App Store

Download the Redfin App from the Google Play Store

Join us

Become an Agent

Get referrals

Careers

Find homes faster

About us

Find us

Subsidiaries

Affiliated Business

Countries

United States

Canada

Updated September 2025: By searching, you agree to the Terms of Use, and Privacy Policy.

Do not sell or share my personal information.

REDFIN and all REDFIN variants, WALK SCORE, and the R logos, are trademarks of Redfin Corporation, registered or pending in the USPTO.

Redfin Brokerage Licenses

California DRE #01521930

Redfin is licensed to do business in New York as Redfin Real Estate. NY Standard Operating Procedures

New Mexico Real Estate Licenses

TREC: Info About Brokerage Services, Consumer Protection Notice

All mortgage lending products and information are provided by Rocket Mortgage, LLC | NMLS #3030; www.NMLSConsumerAccess.org. Licensed in 50 states. This site is not authorized by the New York State Department of Financial Services for mortgage solicitation or loan applications activities related to properties located in the State of New York.

Redfin Corporation is an affiliated business of Rocket Limited Partnership. Each company, and their subsidiaries, are separate legal entities operated and managed through its own management and governance structures.

If you are using a screen reader, or having trouble reading this website, please call Redfin Customer Support for help at 1-844-759-7732.

REDFIN IS COMMITTED TO AND ABIDES BY THE FAIR HOUSING ACT AND EQUAL OPPORTUNITY ACT. READ REDFIN'S FAIR HOUSING POLICY AND THE NEW YORK STATE FAIR HOUSING NOTICE.

GreatSchools Ratings provided by GreatSchools.org.

28721 homes for sale
28738 homes for sale
28716 homes for sale
28786 homes for sale
28751 homes for sale

Houses for rent in Waynesville	Agents near me	Asheville, NC homes for sale	Waynesville Housing Market
Houses for sale near me	Charlotte, NC homes for sale	Apex, NC homes for sale
Land for sale near me	Raleigh, NC homes for sale	Greensboro, NC homes for sale
Open Houses near me	Cary, NC homes for sale	Waynesville Property Records
Condos for sale near me	Durham, NC homes for sale	NC New Listings

654 Ratcliff Cove Rd, Waynesville, NC 28786

Is this your home?

About this home

Redfin Estimate

Market trends in 28786, NC

Homeowner tools

Sale and tax history for 654 Ratcliff Cove Rd

Public record

Property details

Parking

Interior

Exterior

Utilities

Location

Public facts

Other

Around this home

Schools

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 28786

Home values near 654 Ratcliff Cove Rd

More real estate resources

Maggie Valley homes for sale
Asheville homes for sale
Brevard homes for sale