Transcend the bustle in this country Capeoverlooking The Bay on the Blackwater River in scenic Andover, New Hampshire. Whether you're searching for a peaceful year-round residence or the perfect escape, this inviting home offers the best of New Hampshire's four-season lifestyle. Set on one-half acre, the property offers a manageable country setting with the practical advantage of easy year-round access and no long driveway to plow after a NH snowfall. Wake each morning in the spacious 2nd floor primary bedroom with half-bath and spacious walk-in. Newly refinished wood flooring and a 1st floor bedroom offer extra convenience, while a bonus room provides flexibility as a home office, guest room, or hobby space. Step out onto the expansive rear deck for your morning coffee, to entertain or unwind. The walkout basement provides abundant storage for toys and equipment. The dream of NH waterfront living without the tourists: paddle, row, or motor from your own shore, take a splash or cast a line. Located five minutes from the village of Andover, home of Proctor Academy, 30 minutes from the State Capitol in Concord, and 50 min from Manchester-Boston Regional Airport. Whether your vision is a cozy primary residence, or a place where weekends become lifelong memories, 405 Bay Road invites you to slow down, reconnect with nature, and experience waterfront living on one of Central New Hampshire's hidden gems. For those seeking a two-dwelling plan or extended family retreat, this home’s neighboring 411 Bay Road is also available now at MLS# 530546 from the same owner. Please conduct due diligence on dimensions, insurance, lot lines, etc.
Single-familyProperty Type
1950Year Built
0.5 acresLot Size
$340Price/Sq.Ft.
Listed by Ken Tassey• Keller Williams Realty-Metropolitan
Well maintained four season fully furnished country cape on the Bay of the Blackwater River. Open concept kitchen, living & dining walks out onto the expansive deck with water and mountain views. Just steps across the lawn to miles of boating, recreation & wildlife. Wake up to beautiful water views from the treehouse like feel of your light & bright master bedroom with walk-in closet & bath. Two bedrooms with room for a third. Full walkout basement. Conveniently located in picturesque Andover, home to Proctor Academy. Services, shops, restaurants, hiking, the Northern Rail Trail & more all nearby. Close to Ragged Mt & Sunapee resort.
Year
Property tax
Land + Additions
Assessment*
2025
$5,428
$165,700 + $204,800
$370,500
2024
$5,424 (+54.9%)
$165,700 + $204,800
$370,500
2023
$3,502 (+8.3%)
$62,900 + $89,700
$152,600
2022
$3,234 (+1.3%)
$62,900 + $89,700
$152,600
2021
$3,191 (−2.0%)
$62,900 + $89,700
$152,600
2020
$3,256 (−1.4%)
$62,900 + $89,700
$152,600
2019
$3,302 (+14.5%)
$62,900 + $89,700
$152,600
2018
$2,884 (+0.3%)
$51,200 + $74,500
$125,700
2017
$2,874 (+7.6%)
$51,200 + $74,500
$125,700
2016
$2,672 (+6.9%)
$51,200 + $74,500
$125,700
2015
$2,499 (−2.5%)
$51,200 + $74,500
$125,700
2014
$2,562 (−8.6%)
$51,200 + $74,500
$125,700
2013
$2,803
$69,300 + $80,200
$149,500
Public record
Beds
2
Baths
1.5
Stories
2
Lot width
—
Lot depth
—
Lot size
0.5 Acres
Year renovated
—
Finished Sq. Ft.
1,538
Unfinished Sq. Ft.
—
Total Sq. Ft.
1,538
Year built
1950
Style
Single Family Residential
County
Merrimack County
APN
555209
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 5, 2026.
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
3/10 Heat Factor
7 days above 92° expected this year, 16 days in 30 years
3/10 Wind Factor
8% chance of strong winds in next 30 years
1/10 Air Factor
0 unhealthy days expected this year, 0 days in 30 years
Provided by First Street
Historical weather
Andover, NH • 03216
Average low and high temperatures (°F)
27
11
30
12
44
25
56
35
65
46
77
55
83
60
78
55
73
49
61
38
46
30
32
16
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
84/ 100
Very good sunlight
Sunscore
There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
8.4 hrs
4.6 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 405 Bay Rd
$446,465
$3,535 under list price of $450K
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $410K to $525K.