Embrace lakeside living at 20 Harding Ave, nestled on a serene 0.4-acre lot overlooking Silver Lake. This charming 2-bedroom, 1-bathroom home features a welcoming eat-in kitchen, a cozy living room with a fireplace, and abundant natural light throughout. Enjoy the tranquility of your expansive outdoor space, relax under the covered carport, or unwind on the deck off the primary bedroom, offering stunning views and a perfect spot for morning coffee. With its prime location and picturesque surroundings, this property offers a peaceful retreat just steps from your own backyard. A perfect blend of comfort and nature awaits you! * * Please note the tax amount listed for 2022 is incorrect. There was also no sale in 2022—current owner purchased in 2018. The MLS is pulling info from an incorrect sale in a different city. * *
Unique one-story lake front home with beautiful gardens and deck to capture the stunning views. Serene setting yet an awesome property for entertaining. This home features a large living room with beamed ceiling, wood burning fireplace, two sliding glass doors to bring in natural light and engineered dark wood floors. The kitchen is a good size with ample counter top space, and views to the the brick-paved patio and winding paths through the lushly landscaped garden. The bath has been remodeled and the laundry is on the mail level. The smaller bedroom is a good size with built in storage closets making it feel like a vacation retreat. The master bedroom is flanked by 12 ft of glass sliders leading out to a 16 x 16 deck over looking the paths and wooden bridge leading to the lake. For storage there is a basement and shed. Come see this interesting home. Relax and enjoy the view!
Public Records
Oct 27, 2004
Sold
$179,900
$168/sq ft
BRIGHT MLS #NJCD146324
Jun 23, 2004
Listed
$179,900
$168/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$6,328 (+5.9%)
$41,400 + $91,100
$132,500
2024
$5,978 (+1.8%)
$41,400 + $91,100
$132,500
2023
$5,872 (+1.7%)
$41,400 + $91,100
$132,500
2022
$5,774 (+0.1%)
$41,400 + $91,100
$132,500
2021
$5,766 (+1.2%)
$41,400 + $91,100
$132,500
2020
$5,696 (+1.3%)
$41,400 + $91,100
$132,500
2019
$5,622 (−1.2%)
$41,400 + $91,100
$132,500
2018
$5,692 (−1.3%)
$41,400 + $91,100
$132,500
2017
$5,767 (+3.8%)
$41,400 + $91,100
$132,500
2016
$5,556 (+3.4%)
$48,600 + $100,100
$148,700
2014
$5,371 (+3.3%)
$48,600 + $100,100
$148,700
2013
$5,199 (+4.5%)
$48,600 + $100,100
$148,700
2012
$4,976 (+3.3%)
$48,600 + $100,100
$148,700
2011
$4,816 (+13.9%)
$48,600 + $100,100
$148,700
2010
$4,227 (+3.8%)
$48,600 + $100,100
$148,700
2009
$4,073
$24,100 + $57,600
$81,700
Tax history for 20 Harding Ave
Year
Property tax
Land + Additions
Assessment*
2025
$6,328 (+5.9%)
$41,400 + $91,100
$132,500
2024
$5,978 (+1.8%)
$41,400 + $91,100
$132,500
2023
$5,872 (+1.7%)
$41,400 + $91,100
$132,500
2022
$5,774 (+0.1%)
$41,400 + $91,100
$132,500
2021
$5,766 (+1.2%)
$41,400 + $91,100
$132,500
2020
$5,696 (+1.3%)
$41,400 + $91,100
$132,500
2019
$5,622 (−1.2%)
$41,400 + $91,100
$132,500
2018
$5,692 (−1.3%)
$41,400 + $91,100
$132,500
2017
$5,767 (+3.8%)
$41,400 + $91,100
$132,500
2016
$5,556 (+3.4%)
$48,600 + $100,100
$148,700
2014
$5,371 (+3.3%)
$48,600 + $100,100
$148,700
2013
$5,199 (+4.5%)
$48,600 + $100,100
$148,700
2012
$4,976 (+3.3%)
$48,600 + $100,100
$148,700
2011
$4,816 (+13.9%)
$48,600 + $100,100
$148,700
2010
$4,227 (+3.8%)
$48,600 + $100,100
$148,700
2009
$4,073
$24,100 + $57,600
$81,700
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Beds
—
Baths
—
Stories
1
Lot width
175 ft.
Lot depth
100 ft.
Lot size
0.4 Acres
Year renovated
—
Sq. Ft.
1,068
Year built
1960
Style
Single Family Residential
County
Camden County
APN
1100069 00002
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Jul 13, 2026.
Property details
Parking
Parking Information
# of Attached Carport Spaces: 2
# of Total Garage and Parking Spaces: 2
Concrete Driveway
Attached Carport
Interior
Bedroom Information
# of Bedrooms On Main Level: 2
Bathroom Information
# of Bathrooms (Full) On Main Level: 1
# of Bathrooms (Full): 1
Interior Information
Interior Features: Kitchen - Eat-In
Living Area Sq.Ft. Source: Assessor
Room Information
Living Room, Master Bedroom, Kitchen, Basement, Bedroom 1
Laundry Type: Main Floor
Fireplace Information
Has Fireplace
# of Fireplaces: 1
Wood
Basement Information
Basement: Yes
Partial, Unfinished
Exterior
Property Information
Improvement Assessed Value: $91,100
Ownership Interest: Fee Simple
Year Built Source: Assessor
Building Information
Construction Materials: Brick
Foundation Details: Brick/Mortar
Other Structures: Above Grade
Outdoor Living Structures: Breezeway, Patio(s), Porch(es)
Structure Type: Detached
Building Not Winterized
Lot Information
Lot Size Dimensions: 175.00 x 100.00
Lot Dimensions Source: Assessor
Navigable Water
Has Water View
Water Frontage In Feet: 50
Land Information
Land Assessed Value: $41,400
Above Grade Information
Finished Sq.Ft.: 1,068
Finished Sq.Ft. Source: Assessor
Financial
Tax Information
Tax Assessed Value: $132,500
Tax Year: 2023
Tax Annual Amount: $5,872
Assessments Information
Year Assessed: 2023
Lease Information
Lease Considered: No
Utilities
Utilities Information
Central Air
Cooling Type: Central A/C
Cooling Fuel: Electric
Central
Heating Fuel: Oil
Hot Water: Electric
Sewer Septic: Public Sewer
Water Source: Public
Location
School Information
School District Name: CLEMENTON BOROUGH PUBLIC SCHOOLS
School District Source: Listing Agent
Location Information
Cross Street: HIGGINS
Directions: GPS
Municipality: CLEMENTON BORO
Waterfrontage Information
Water Access
On Waterfront
Water Oriented
Water Body Type: Lake
Water Body Name: Silver Lake
Public facts
Beds: —
Baths: —
Sq. Ft.: 1,068
Stories: 1.0
Lot Size: 0.4 acres
Style: Single Family Residential
Year Built: 1960
Year Renovated: —
County: Camden County
APN: 1100069 00002
Home facts updated by county records on Jul 13, 2026
Around this home
Schools
Places
Transit
Clementon Elementary School
Public PreK-8 • Assigned • 0.7mi
7/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
6/10 Heat Factor
7 days above 103° expected this year, 15 days in 30 years
6/10 Wind Factor
56% chance of strong winds in next 30 years
3/10 Air Factor
3 unhealthy days expected this year, 3 days in 30 years
Provided by First Street
Historical weather
Clementon, NJ • 08021
Average low and high temperatures (°F)
37
23
42
26
59
38
67
46
73
55
84
64
89
71
83
64
78
61
69
48
57
40
43
28
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 8.9 hours in
June and 4.4 hours in December, placing it below the
U.S. average for solar exposure.
8.9 hrs
4.4 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$298,000 – $361,000
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