For sale

$499,000

Est. $3,083/mo —

•

—

sq ft

20 Mt Crest Rd, Oak Ridge, NJ 07438-9141

About this home

Large 2 Lot property! UNIQUE HOME in desirable Cozy Lake community on the Milton side of Jefferson Township! This one-of-a-kind custom Cape Cod-style home offers charm, character, and a truly unique floor plan. Featuring 3 bedrooms, 2 full baths, and a tandem 2-car garage, this home is anything but ordinary. Beautiful hardwood floors flow throughout much of the home, while the stunning front porch provides the perfect place to relax and enjoy the peaceful surroundings. The spacious 22' x 18' expanded living room offers an inviting gathering space filled with natural light. Major updates include newer Hardie Plank fiber cement siding, as well as a roof and furnace that are only approximately 4 years old, offering peace of mind for years to come. Some finishing touches needed. Generator is also included! Set on approximately 0.72 acres, this sale includes a second adjoining lot, providing added privacy, outdoor space, and future possibilities. If you're looking for a home with character, warmth, modern updates, and room to grow, this exceptional property is a must-see! Cozy Lake membership is optional but available with this property. With dues enjoy a boat launches, beach, and lake as well as Eligibility to rent the pavilion for private events

Single-familyProperty Type

1940Year Built

0.72 acresLot Size

2 car garageParking

Listed by DAWN J. JAMES • BHHS GROSS AND JANSEN REALTORS

Contact: 973-729-8727

Listing updated: Aug 9, 2026 at 12:25pm

Redfin checked: 2 minutes ago

•Source:GSMLS #4043024

Payment calculator

$3,083 per month

Principal and interest$2,490

Property taxes

$521

HOA dues

Home insurance

$71

Utilities

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Open houses

No upcoming open houses.

Nearby open houses (10)

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Around this home

Schools

K - 12
Preschool & daycare

Cozy Lake Elementary School

Public PreK-K • Assigned • 1.1mi

Jefferson Twp Middle School

Public 6-8 • Assigned • 2.8mi

7/10

Jefferson Twp High School

Public 9-12 • Assigned • 2.8mi

4/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Offer insights

20 Mt Crest Rd · $499,000

Strong offer

$535K and above

75% chance or better to win

Why $535K+ is a strong offer

DAYS ON MARKET

The average home goes pending in 20 days.

SALE-TO-LIST

Most homes are selling 5% above list price.

About offer insights

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Dining

Interior features
Carbon monoxide detector
Wood stove freestanding fireplace
Partial basement

Bedrooms
Primary bedroom on second floor (16x13)
Second bedroom on second floor (32x10)
Third bedroom on first floor (10x9)
Total of 3 bedrooms

Bathrooms
1 full bathroom

Kitchen
Separate dining area
Kitchen (11x10)
Range/oven (electric)
Microwave
Refrigerator
Dishwasher

Laundry & utility
Washer
Dryer
Electric water heater

Flooring
Wood floors

Heating & cooling
One heating unit
Natural gas heating

Sale and tax history for 20 Mt Crest Rd

Sale History
Tax History

Date

Event

Price

NJMLS #26028112

Jul 25, 2026

Listed

$499,000

+27

Welcome to the desirable Cozy Lake community on the Milton side of Jefferson Township! This one-of-a-kind custom Cape Cod-style home offers charm, character, and a truly unique floor plan. Featuring 3 bedrooms, 2 full baths, and a tandem 2-car garage, this home is anything but ordinary. Beautiful hardwood floors flow throughout much of the home, while the stunning front porch provides the perfect place to relax and enjoy the peaceful surroundings. The spacious 22' x 18' expanded living room offers an inviting gathering space filled with natural light. Major updates include newer Hardie Plank fiber cement siding, as well as a roof and furnace that are only approximately 4 years old, offering peace of mind for years to come. Generator included! Set on approximately 0.72 acres, this sale includes a second adjoining lot, providing added privacy, outdoor space, and future possibilities. If you're looking for a home with character, warmth, modern updates, and room to grow, this exceptional property is a must-see! Cozy Lake membership is optional but available with this property. With dues enjoy a boat launches, beach, and lake as well as Eligibility to rent the pavilion for private events

GSMLS #4043024

Jul 30, 2026

Listed

$499,000

Jul 25, 2026

Coming Soon

$499,000

Public Records

Jul 30, 2004

Sold

$222,000

Year

Property tax

Land + Additions

Assessment*

2025

$6,258 (+3.4%)

$83,100 + $118,500

$201,600

2024

$6,052 (+5.2%)

$83,100 + $118,500

$201,600

2023

$5,753 (+2.7%)

$83,100 + $118,500

$201,600

2022

$5,603 (+2.0%)

$83,100 + $113,500

$196,600

2021

$5,493 (+1.7%)

$83,100 + $113,500

$196,600

2020

$5,401 (+3.3%)

$83,100 + $113,500

$196,600

2019

$5,226 (+3.6%)

$83,100 + $113,500

$196,600

2018

$5,043 (+3.0%)

$82,000 + $108,100

$190,100

2017

$4,896 (−0.7%)

$76,900 + $104,000

$180,900

2016

$4,928 (+5.8%)

$73,500 + $99,000

$172,500

2014

$4,658 (+8.0%)

$83,500 + $92,700

$176,200

2013

$4,314 (−8.5%)

$83,500 + $92,700

$176,200

2012

$4,713 (+4.8%)

$100,300 + $69,400

$169,700

2011

$4,496 (+2.5%)

$126,500 + $69,400

$195,900

2010

$4,384 (+0.9%)

$126,500 + $69,400

$195,900

2009

$4,346

$126,500 + $69,400

$195,900

Public record

Public record
Zoning

Beds

—

Baths

—

Stories

Lot width

—

Lot depth

—

Lot size

7,710 Sq. Ft.

Year renovated

—

Finished Sq. Ft.

885

Unfinished Sq. Ft.

—

Total Sq. Ft.

885

Year built

1935

Style

Single Family Residential

County

Morris County

APN

1400498 00015

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 13, 2026.

R-30

Medium-Density Single-Family Residence Zone

This zone is designed to encompass the major developed areas of the Township located within existing developed centers, and allows for residential development at similar densities.

Permitted uses

Include but are not limited to:

Religious facility
Housing-Group
Housing-Single unit
Fire house
Library
Museum / gallery
Park & open space

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

2/10 Fire Factor

0.00% chance of being in a wildfire in next 30 years

4/10 Heat Factor

7 days above 95° expected this year, 15 days in 30 years

4/10 Wind Factor

19% chance of strong winds in next 30 years

3/10 Air Factor

2 unhealthy days expected this year, 3 days in 30 years

Provided by First Street

Historical weather

Oak Ridge, NJ • 07438-9141

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

65/ 100

Moderate sunlight

Sunscore

There appears to be some shading by surrounding buildings, terrain, and vegetation.

8.9 hrs

0.5 hr

JuneDecember

Provided by Shadowmap

Redfin Estimate for 20 Mt Crest Rd

We cannot show automated home-value estimates for this home.

Nearby homes have recently sold between $310,000 and $640,000.

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $310K to $640K.

SOLD JUL 13, 2026
16 Pequot Trl, Oak Ridge, NJ 07438-9332
$550,000 Last sold price
3 beds1.5 baths— sq ft
16 Pequot Trl, Oak Ridge, NJ 07438-9332
smaller lot
19 years newer
no basement
SOLD MAR 27, 2026
$379,900 Last sold price
2 beds2.5 baths— sq ft
3 Preston King Trl, Oak Ridge, NJ 07438
Berkshire Hathaway Home Services Gross & Jansen Realtors, Sparta
no basement
SOLD JUL 28, 2026
$599,000 Last sold price
3 beds3 baths— sq ft
11 Mt Crest Rd, Oak Ridge, NJ 07438-9141
smaller lot
no basement
SOLD JUN 8, 2026
144 Chamberlain Rd, Oak Ridge, NJ 07438
$640,000 Last sold price
3 beds2.5 baths— sq ft
144 Chamberlain Rd, Oak Ridge, NJ 07438
smaller lot
no basement
SOLD JUL 23, 2026
$465,000 Last sold price
2 beds2 baths— sq ft
50 Red Oak Ter, Oak Ridge, NJ 07438
Cornett Realty LLC
no basement
SOLD JAN 12, 2026
15 Schofield Ct, Oak Ridge, NJ 07438-9615
$310,000 Last sold price
1 bed1 bath— sq ft
15 Schofield Ct, Oak Ridge, NJ 07438-9615
48 years newer
no basement

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