For sale

$550,000

Est. $3,790/mo —

•

2 ba

•

1,584

sq ft

655 Charles St, Perth Amboy, NJ 08861

About this home

**Charming Multi-Family Gem in Downtown Perth Amboy - Your Next Investment Awaits!** Discover an incredible opportunity to own a multi-family residence in the vibrant heart of Downtown Perth Amboy! This well-maintained property features two spacious units, both currently occupied and generating incomemaking it a dream investment for savvy buyers. Enjoy the benefits of low taxes and separate gas and electric meters, providing ease of management and potential for increased cash flow. Each unit boasts a cozy Family Room/Den, perfect for use as an additional bedroom or a relaxing retreat. The property also includes a large storage shed in the back and a fully fenced yard, offering plenty of outdoor space for tenants to enjoy. Commuters will appreciate the convenience of being just 6 minutes from the Perth Amboy Train Station, with direct trains to NYC for an easy commute. This property is being sold AS-IS, providing you with a fantastic canvas to make it your own or continue as a successful rental. For showings, please reach out to the agent to coordinate with the tenants. Don't miss out on this exceptional investment opportunityschedule your showing today and take the first step toward owning this delightful multi-family home!

Multi-familyProperty Type

1939Year Built

$347Price/Sq.Ft.

Listed by GREGORY JEAN • SIGNATURE REALTY NJ

Listing updated: May 26, 2026 at 01:02pm

Redfin checked: 2 minutes ago

•Source:CJMLS #2615696R

Payment calculator

$3,790 per month

Principal and interest$3,114

Property taxes

$593

HOA dues

Home insurance

$83

Utilities

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Affordability tools

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Open houses

No upcoming open houses.

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Around this home

Schools

K - 12
Preschool & daycare

Edward J Patten Elementary School

Public K-5 • Assigned • 0.2mi

4/10

Samuel E Shull Middle School

Public 6-8 • Assigned • 0.4mi

5/10

Perth Amboy High School

Public 9-12 • Assigned • 1.1mi

1/10

Provided by GreatSchools

About Hall

Avenue

Hall Avenue, located between State Street and the Raritan Bay waterfront, is a residential and industrial Perth Amboy neighborhood with compact blocks and working-port energy. The neighborhood’s character concentrates around the State Street corridor near the Perth Amboy Train Station, where corner delis, small storefronts, and commuter foot traffic set the daily rhythm. Housing reads as practical and lived-in, with older wood-frame homes and small multifamily buildings mixed beside light industrial lots. The shoreline pulls attention east toward open sky and ship-channel views. Perth Amboy Waterfront Park and the marina add a breezy counterpoint to the rail-and-truck soundtrack. Local pillars such as the Perth Amboy Ferry Slip, the Perth Amboy Train Station, and the Perth Amboy Waterfront Park define the area’s sense of place.

Provided by Walk Score and Local Logic

Offer insights

655 Charles St · $550,000

Strong offer

$569K and above

75% chance or better to win

Why $569K+ is a strong offer

DAYS ON MARKET

The average home goes pending in 57 days.

SALE-TO-LIST

Most homes are selling 6% above list price.

About offer insights

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Interior features
Kitchen
Living room

Bathrooms
No full bathrooms listed
No half bathrooms listed

Kitchen
Gas water heater
Water heater

Heating & cooling
Baseboard heating
Radiant heating
Wall A/C units
Window A/C units

Sale and tax history for 655 Charles St

Sale History
Tax History

Date

Event

Price

CJMLS #2615696R

May 13, 2026

Listed

$550,000

$347/sq ft

GSMLS #3874631

Jan 31, 2024

Sold

$391,300

$247/sq ft

Dec 13, 2023

Pending

—

Nov 15, 2023

Listed

$399,000

$252/sq ft

CJMLS #2405452R

Jan 31, 2024

Sold

$391,300

$247/sq ft

Dec 13, 2023

Contingent

—

Nov 15, 2023

Listed

$399,000

$252/sq ft

+11

2 Family Money Maker. Low Taxes. Separate Gas & Electric Meters. Both Apartments have a Family Room/Den which can be a 2nd BEDROOM. Perfect for a qualified Owner Occupant with a FHA or Conventional Loan. Live in 1 Unit and help pay mortgage with Rental Income. Large Storage Shed in the Back and Fully Fenced Yard. Great for Commuters, Perth Amboy Train Station is just a 6 minutes ride with direct Trains to NYC.

Public Records

Jun 25, 2021

Sold

$192,000

$121/sq ft

CJMLS #2104855

Nov 5, 2020

Sold

$266,000

$168/sq ft

Sep 18, 2020

Delisted

—

Sep 10, 2020

Listed

$279,000

$176/sq ft

CJMLS #900659

Jun 11, 2009

Sold

$96,500

$61/sq ft

Jul 11, 2008

Listed

$125,900

$79/sq ft

Public Records

May 11, 2004

Sold

$256,000

$162/sq ft

Public Records

Dec 22, 1998

Sold

$98,000

$62/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$7,500 (+5.3%)

$74,400 + $161,600

$236,000

2024

$7,120 (+0.2%)

$74,400 + $161,600

$236,000

2023

$7,106 (+1.2%)

$74,400 + $161,600

$236,000

2022

$7,021 (−0.1%)

$74,400 + $161,600

$236,000

2021

$7,030 (+7.3%)

$74,400 + $161,600

$236,000

2020

$6,552 (−0.4%)

$74,400 + $161,600

$236,000

2019

$6,576 (+0.9%)

$74,400 + $145,600

$220,000

2018

$6,519 (+0.2%)

$74,400 + $145,600

$220,000

2017

$6,505 (−9.0%)

$74,400 + $145,600

$220,000

2016

$7,151 (−1.3%)

$74,400 + $145,600

$220,000

2014

$7,245 (+2.8%)

$74,400 + $173,900

$248,300

2013

$7,044 (−12.9%)

$74,400 + $173,900

$248,300

2011

$8,090 (+7.9%)

$104,400 + $143,900

$248,300

2010

$7,496 (+3.7%)

$104,400 + $200,300

$304,700

2009

$7,231

$104,400 + $200,300

$304,700

Public record

Beds

—

Baths

—

Stories

Lot width

21 ft.

Lot depth

100 ft.

Lot size

2,052 Sq. Ft.

Year renovated

—

Finished Sq. Ft.

1,584

Unfinished Sq. Ft.

—

Total Sq. Ft.

1,584

Year built

1939

Style

Single Family Residential

County

Middlesex County

APN

1600346 00017 01

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Sep 19, 2026.

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

8/10 Heat Factor

7 days above 97° expected this year, 15 days in 30 years

6/10 Wind Factor

27% chance of strong winds in next 30 years

4/10 Air Factor

5 unhealthy days expected this year, 6 days in 30 years

Provided by First Street

Historical weather

Perth Amboy, NJ • 08861

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

59/ 100

Moderate sunlight

Sunscore

There appears to be some shading by surrounding buildings, terrain, and vegetation.

7 hrs

3.1 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 655 Charles St

$537,899

$12K under list price of $550K

Nearby comparable homes

The Redfin Estimate uses 5 recent nearby sales, priced between $430K to $580K.

SOLD AUG 14, 2026
$530,000 Last sold price
3 beds2.5 baths1,562 sq ft
532 Hartford St, Perth Amboy, NJ 08861
$8/sq ft
71 years newer
SOLD JUN 5, 2026
$430,000 Last sold price
3 beds2 baths— sq ft
676 Johnstone St, Perth Amboy, NJ 08861
10 years older
SOLD MAR 10, 2026
$580,000 Last sold price
3 beds2 baths1,450 sq ft
744 Donald Ave, Perth Amboy, NJ 08861
$53/sq ft
20 years newer
SOLD DEC 30, 2025
$525,000 Last sold price
5 beds4 baths1,735 sq ft
438 Lawrie St, Perth Amboy, NJ 08861
$44/sq ft
10 years older
SOLD AUG 11, 2026
$515,000 Last sold price
3 beds2 baths— sq ft
611 Penn St, Perth Amboy, NJ 08861
10 years older

Tour for free, no strings attached

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(732) 561-4347

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129 High St, Perth Amboy, NJ 08861

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458 Lawrie St, Perth Amboy, NJ 08861

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385 Washington St, Perth Amboy, NJ 08861

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Details provided by CJMLS and may not match the public record. Learn more.

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