Google street view image for 45 Bank St, Cold Spring, NY 10516

Off market sep 1987 for $215K

$678,222

Est. refi paymentEst. refi $1,412/mo

•

1.5 ba

•

1,188

sq ft

45 Bank St, Cold Spring, NY 10516

About this home

45 Bank St is a 1,188 square foot house on a 0.29 acre lot with 3 bedrooms and 1.5 bathrooms. - it last sold on September 02, 1987 for $215,000. Based on Redfin's Cold Spring data, we estimate the home's value is $678,222.

Single-familyProperty Type

1896Year Built

0.29 acresLot Size

$571Est. Price/Sq.Ft.

Source:Public Records

Redfin Estimate

$678,222

$463K since sold in September 1987$6,000 since September

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 27.5% higher than the average sale price ($532K) of 6 comparable homes.

SOLD SEP 8, 2026
$431,000
A
3 beds2 baths1,206 sq ft
46 Fort Putnam St, Highland Falls, NY 10928
Listing by IBNA Real Estate Group
SOLD OCT 2, 2026
$390,000
B
3 beds1.5 baths1,404 sq ft
55 West St, Highland Falls, NY 10928
Listing by Artisan Realty
SOLD AUG 28, 2026
$850,000
C
3 beds2 baths2,082 sq ft
6 E Belvedere St, Cold Spring, NY 10516
Listing by Compass Greater NY, LLC
SOLD AUG 24, 2026
$560,000
D
3 beds1.5 baths1,583 sq ft
18 Mountain Rd, Cornwall on Hudson, NY 12520
Listing by RE/MAX Benchmark Realty Group
SOLD MAY 7, 2026
$575,000
E
3 beds1 bath1,042 sq ft
47 Healy Rd, Cold Spring, NY 10516
Listing by Houlihan Lawrence Inc.
SOLD OCT 13, 2026
$385,500
F
3 beds1 bath1,287 sq ft
9 Hickory St, Highland Falls, NY 10928
Listing by HomeSmart Homes & Estates

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Earn from this home

Sell

$637,207

Est. take-home

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Refinance

Est. cash available

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Rent

$2,180/mo

Redfin rental estimate

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Market trends in 10516, NY

Last updated September 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-list price

99.2%

+2.1% MoM

Median sale price

$677K

$108K MoM

Avg. days on market

45d

3 days MoM

Recently sold homes

1 MoM

New listings for sale

$895,000
3 beds3 baths1,650 sq ft
947 E Mountain Rd S, Cold Spring, NY 10516
Listing by Houlihan Lawrence Inc.
See all

Provided by Redfin

Sale history for 45 Bank St

Year

Property tax

Land + Additions

Assessment*

2026

$9,295 (+0.3%)

$55,000 + $101,948

$156,948

2025

$9,271 (+2.4%)

$55,000 + $101,948

$156,948

2024

$9,052 (−8.8%)

$55,000 + $101,948

$156,948

2023

$9,926 (+13.5%)

$55,000 + $101,948

$156,948

2022

$8,743 (+16.1%)

$55,000 + $101,948

$156,948

2021

$7,533 (−1.8%)

$55,000 + $101,948

$156,948

2020

$7,673 (+2.1%)

$55,000 + $101,948

$156,948

2019

$7,517 (+2.2%)

$55,000 + $101,948

$156,948

2018

$7,355 (−4.7%)

$55,000 + $101,948

$156,948

2016

$7,715 (+0.6%)

$55,000 + $113,900

$168,900

2015

$7,672 (+4.2%)

$55,000 + $113,900

$168,900

2014

$7,365 (+1.5%)

$55,000 + $113,900

$168,900

2013

$7,256 (+3.0%)

$55,000 + $113,900

$168,900

2012

$7,041 (−9.7%)

$55,000 + $113,900

$168,900

2011

$7,795 (+484.9%)

$55,000 + $113,900

$168,900

2010

$1,333 (+12.6%)

$55,000 + $113,900

$168,900

2009

$1,184

$55,000 + $113,900

$168,900

Tax history for 45 Bank St

Year

Property tax

Land + Additions

Assessment*

2026

$9,295 (+0.3%)

$55,000 + $101,948

$156,948

2025

$9,271 (+2.4%)

$55,000 + $101,948

$156,948

2024

$9,052 (−8.8%)

$55,000 + $101,948

$156,948

2023

$9,926 (+13.5%)

$55,000 + $101,948

$156,948

2022

$8,743 (+16.1%)

$55,000 + $101,948

$156,948

2021

$7,533 (−1.8%)

$55,000 + $101,948

$156,948

2020

$7,673 (+2.1%)

$55,000 + $101,948

$156,948

2019

$7,517 (+2.2%)

$55,000 + $101,948

$156,948

2018

$7,355 (−4.7%)

$55,000 + $101,948

$156,948

2016

$7,715 (+0.6%)

$55,000 + $113,900

$168,900

2015

$7,672 (+4.2%)

$55,000 + $113,900

$168,900

2014

$7,365 (+1.5%)

$55,000 + $113,900

$168,900

2013

$7,256 (+3.0%)

$55,000 + $113,900

$168,900

2012

$7,041 (−9.7%)

$55,000 + $113,900

$168,900

2011

$7,795 (+484.9%)

$55,000 + $113,900

$168,900

2010

$1,333 (+12.6%)

$55,000 + $113,900

$168,900

2009

$1,184

$55,000 + $113,900

$168,900

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Property details

Interior

Basement Information
Basement Type: Full

Bathroom Information
# of Full Baths: 1
# of 1/2 Baths: 1

Heating & Cooling
Heating Fuel Type: Electric
Heating Type: Hot Water Steam

Exterior

Exterior Information
Physical Condition: Average
Building Style Type: Old
Exterior Wall: Wood

Property Information
Living Sq. Ft: 1,188
Ground Floor Sq. Ft: 616
# of Stories: 2

Parking & Garage Information
Parking Type: Detached Garage
Garage/Parking Sq. Ft: 440
Garage / Carport Type: Detached

Lot Information
# of Buildings: 1
Land Sq. Ft: 12,654
Legal Lot Number: 40
Legal Block Number: 1
School Tax District: HALDANE CENTRAL
Municipality Name: PHILIPSTOWN
Acres: 0.2905
Depth Footage: 171
Front Footage: 74
Zoning Code: R10
State Use Description: SINGLE FAMILY RESID

Utility Information
Sewer Type: Private
Water Service Type: Commercial

Financial

Assessor Information
Assessment Year: 2025

Public facts

Beds: 3
Baths: 1.5
Sq. Ft.: 1,188
Stories: 2.0
Lot Size: 0.29 acres
Style: Single Family Residential
Year Built: 1896
Year Renovated: —
County: Putnam County
APN: 372603A04900500010400000000

Home facts updated by county records on Sep 14, 2026

Around this home

Schools

Haldane Elementary Middle School

Public K-5 • Assigned • 0.6mi

6/10

Haldane Middle School

Public 6-8 • Assigned • 0.6mi

7/10

Haldane High School

Public 9-12 • Assigned • 0.6mi

10/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

2/10 Fire Factor

0.00% chance of being in a wildfire in next 30 years

5/10 Heat Factor

7 days above 101° expected this year, 15 days in 30 years

4/10 Wind Factor

17% chance of strong winds in next 30 years

3/10 Air Factor

2 unhealthy days expected this year, 3 days in 30 years

Provided by First Street

Historical weather

Cold Spring, NY • 10516

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 8.6 hours in June and 4 hours in December, placing it below the U.S. average for solar exposure.

8.6 hrs

4 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$645,000 – $780,000

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Nearby similar homes

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New listings for sale in 10516

$895,000

3 beds3 baths1,650 sq ft

947 E Mountain Rd S, Cold Spring, NY 10516

Over 4 acres • Updated kitchen • Spacious deck

Listing by Houlihan Lawrence Inc.

Home values near 45 Bank St

Data from public records.

Address	Redfin Estimate
43 Bank St, Cold Spring, NY 2 Beds \| 1 Baths \| 1375 Sq. Ft.	$582,181
3 Adams Ave, Cold Spring, NY 3 Beds \| 2 Baths \| 1386 Sq. Ft.	$683,969

Address	Redfin Estimate
32 Bank St, Cold Spring, NY 3 Beds \| 1 Baths \| 2710 Sq. Ft.	$710,704
7 Adams Ave, Cold Spring, NY 3 Beds \| 2 Baths \| 1464 Sq. Ft.	$670,530

Address	Redfin Estimate
55 Pine St, Cold Spring, NY 6 Beds \| 2 Baths \| 2171 Sq. Ft.	$740,602
36 Division St, Cold Spring, NY 2 Beds \| 2 Baths \| 1219 Sq. Ft.	$562,889

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 10516, NY

Sale history for 45 Bank St

Tax history for 45 Bank St

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 10516

Home values near 45 Bank St

More real estate resources