Off market nov 2021 for $130K

$194,248

Est. refi paymentEst. refi $902/mo

•

1.5 ba

•

1,542

sq ft

10 Gilbert St, Oneonta, NY 13820

About this home

Great home at a great price! Immaculate 3 bedroom, 2 full bath home on deep level lot. Home features spacious living room, eat in kitchen dining area and a first floor bath plus a laundry/utility area. 2nd floor has a large master bedroom with bath and 2 more bedrooms plus walk up attic for storage. Large covered patio with new roof and carport off the back with a shed for extra storage plus an enclosed front porch. This home has been owned by the sellers for over 40 years and has been very well maintained. Nicely located within walking distance to elementary school, playground, Little League field and Boys and Girls Club.

Single-familyProperty Type

1880Year Built

8,276 sq ftLot Size

$126Est. Price/Sq.Ft.

1 car garageParking

Listing by Becky Thomas • Benson Agency Real Estate LLC

•607-432-4391 (broker)

•bensonreal@stny.rr.com (broker)

Bought with Elizabeth Shultis • Benson Agency Real Estate LLC

•607-432-4391 (broker)

•bensonreal@stny.rr.com (broker)

Source:UNYREIS #OD70230

Redfin Estimate

$194,248

$64K since sold in November 2021$7,000 since October

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 4% lower than the average sale price ($202K) of 6 comparable homes.

SOLD AUG 26, 2026
$280,000
A
3 beds2 baths1,520 sq ft
28 Fair St, Oneonta, NY 13820
Listing by Keller Williams Upstate NY Properties
SOLD JUN 30, 2026
$160,000
B
3 beds2 baths1,660 sq ft
64 River St, Oneonta, NY 13820
Listing by Keller Williams Upstate NY Properties
SOLD OCT 21, 2026
$238,000
C
3 beds1.5 baths1,519 sq ft
64 Ford Ave, Oneonta, NY 13820
Listing by Keller Williams Upstate NY Properties
SOLD OCT 5, 2026
$275,000
D
5 beds2 baths1,539 sq ft
4 Pearl St, Oneonta, NY 13820
Listing by Benson Agency Real Estate LLC
SOLD AUG 18, 2026
$211,000
E
3 beds2 baths1,300 sq ft
27 Central Ave, Oneonta, NY 13820
Listing by Keller Williams Upstate NY Properties
SOLD FEB 16, 2026
$50,000
F
3 beds2 baths1,370 sq ft
162 Chestnut St, Oneonta, NY 13820
Listing by Oneonta Realty, LLC

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Earn from this home

Refinance

Est. cash available

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Rent

$3,384/mo

Redfin rental estimate

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Market trends in 13820, NY

Last updated October 2026

Buyer's Market

Seller's Market

Balanced market

Sale-to-list price

95.1%

1.2% MoM

Median sale price

$236K

$13K MoM

Avg. days on market

59d

12 days MoM

Recently sold homes

9 MoM

New listings for sale

$229,000
4 beds1.5 baths1,896 sq ft
62 Hudson St, Oneonta, NY 13820
Listing by Keller Williams Upstate NY Properties, (607) 431-2540
$274,900
4 beds2 baths2,091 sq ft
24 Otsego St, Oneonta, NY 13820
Listing by Benson Agency Real Estate LLC, (607) 432-4391
$269,000
6 beds3 baths2,928 sq ft
25 Burnside Ave #23, Oneonta, NY 13820
Listing by Howard Hanna, (607) 336-8080
VIDEO TOUR
$369,000
4 beds2.5 baths2,127 sq ft
11 Cedar St, Oneonta, NY 13820
Listing by Keller Williams Upstate NY Properties, (607) 431-2540
$170,000
4 beds1 bath1,731 sq ft
419 Main St, Oneonta, NY 13820
Listing by EXIT Realty Homeward Bound, (607) 353-8060
$139,900
4 beds2 baths1,650 sq ft
4-6 Kearney St, Oneonta, NY 13820
Listing by Keller Williams Upstate NY Properties, (607) 431-2540
$349,000
6 beds3.5 baths3,138 sq ft
87 Chestnut St, Oneonta, NY 13820
Listing by Keller Williams Upstate NY Properties, (607) 431-2540
$450,000
3 beds2 baths1,908 sq ft
39 Cedar St, Oneonta, NY 13820
Listing by Keller Williams Upstate NY Properties, (607) 431-2540
See all

Provided by Redfin

Sale history for 10 Gilbert St

Date

Event

Price

Public Records

Nov 22, 2021

Sold

$130,000

$84/sq ft

UNYREIS #OD70230

Jul 7, 2009

Sold

$115,000

$75/sq ft

Jul 16, 2008

Listed

$124,500

$81/sq ft

Year

Property tax

Land + Additions

Assessment*

2026

$5,101 (−0.6%)

$15,900 + $116,100

$132,000

2025

$5,132 (+5.5%)

$15,900 + $116,100

$132,000

2024

$4,865 (+3.9%)

$15,900 + $116,100

$132,000

2023

$4,682 (+2.8%)

$15,900 + $116,100

$132,000

2022

$4,556 (+1.5%)

$15,900 + $116,100

$132,000

2021

$4,487 (+1.3%)

$15,900 + $116,100

$132,000

2020

$4,430 (+2.0%)

$15,900 + $116,100

$132,000

2019

$4,342 (+3.0%)

$15,900 + $116,100

$132,000

2018

$4,216 (+1.3%)

$15,900 + $116,100

$132,000

2017

$4,162 (+1.4%)

$15,900 + $116,100

$132,000

2016

$4,104 (+33.1%)

$15,900 + $116,100

$132,000

2015

$3,084 (−2.5%)

$15,900 + $116,100

$132,000

2014

$3,162

$9,500 + $57,000

$66,500

Tax history for 10 Gilbert St

Year

Property tax

Land + Additions

Assessment*

2026

$5,101 (−0.6%)

$15,900 + $116,100

$132,000

2025

$5,132 (+5.5%)

$15,900 + $116,100

$132,000

2024

$4,865 (+3.9%)

$15,900 + $116,100

$132,000

2023

$4,682 (+2.8%)

$15,900 + $116,100

$132,000

2022

$4,556 (+1.5%)

$15,900 + $116,100

$132,000

2021

$4,487 (+1.3%)

$15,900 + $116,100

$132,000

2020

$4,430 (+2.0%)

$15,900 + $116,100

$132,000

2019

$4,342 (+3.0%)

$15,900 + $116,100

$132,000

2018

$4,216 (+1.3%)

$15,900 + $116,100

$132,000

2017

$4,162 (+1.4%)

$15,900 + $116,100

$132,000

2016

$4,104 (+33.1%)

$15,900 + $116,100

$132,000

2015

$3,084 (−2.5%)

$15,900 + $116,100

$132,000

2014

$3,162

$9,500 + $57,000

$66,500

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Property details

Interior

Basement Information
Basement Type: Full

Bathroom Information
# of Full Baths: 1
# of 1/2 Baths: 1

Heating & Cooling
Heating Fuel Type: Oil
Heating Type: Hot Water Steam

Exterior

Exterior Information
Physical Condition: Average
Building Style Type: Old
Exterior Wall: Aluminum/Vinyl

Property Information
Living Sq. Ft: 1,542
Ground Floor Sq. Ft: 926
# of Stories: 2

Lot Information
# of Buildings: 1
Land Sq. Ft: 8,276
Legal Lot Number: 48
Legal Block Number: 3
Municipality Name: ONEONTA
Acres: 0.19
Depth Footage: 165
Front Footage: 50
Zoning Code: 120
State Use Description: SINGLE FAMILY RESID

Utility Information
Sewer Type: Commercial
Water Service Type: Commercial

Financial

Assessor Information
Assessment Year: 2025

Public facts

Beds: 3
Baths: 1.5
Sq. Ft.: 1,542
Stories: 2.0
Lot Size: 8,276 square feet
Style: Single Family Residential
Year Built: 1880
Year Renovated: 1975
County: Otsego County
APN: 361200A29901600030480000000

Home facts updated by county records on Nov 4, 2026

Around this home

Schools

K - 12
Preschool & daycare

Riverside Elementary School

Public K-5 • Assigned • 0.3mi

4/10

Oneonta Middle School

Public 6-8 • Assigned • 2.3mi

3/10

Oneonta Senior High School

Public 9-12 • Assigned • 2.3mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

7/10 Flood Factor

Estimated 71-79% chance of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

3/10 Heat Factor

8 days above 93° expected this year, 19 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Oneonta, NY • 13820

Average low and high temperatures (°F)

25°

14°

30°

15°

47°

28°

57°

37°

63°

45°

75°

55°

79°

60°

76°

54°

71°

49°

58°

39°

45°

31°

32°

18°

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 8.6 hours in June and 2.8 hours in December, placing it below the U.S. average for solar exposure.

8.6 hrs

2.8 hrs

JuneDecember

Provided by Shadowmap

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Home values near 10 Gilbert St

Data from public records.

Address	Redfin Estimate
3 Gilbert St, Oneonta, NY 4 Beds \| 1 Baths \| 1200 Sq. Ft.	$167,821
14 Gilbert St, Oneonta, NY 3 Beds \| 1 Baths \| 1440 Sq. Ft.	$187,485
17 Gilbert St Apartment 19, Oneonta, NY 1 Beds \| 1 Baths \| 1016 Sq. Ft.	$189,975
11 Gilbert St, Oneonta, NY 4 Beds \| 2 Baths \| 2056 Sq. Ft.	$220,285
5 Mountainview Dr, Oneonta, NY 3 Beds \| 2 Baths \| 1552 Sq. Ft.	$228,634
44-46 Riverview Ave, Oneonta, NY 4 Beds \| 1 Baths \| 1560 Sq. Ft.	$176,637
26 Riverview Ave, Oneonta, NY 4 Beds \| 2 Baths \| 1879 Sq. Ft.	$261,280

Address	Redfin Estimate
7 Gilbert St, Oneonta, NY 4 Beds \| 1 Baths \| 1408 Sq. Ft.	$157,538
8 Gilbert St, Oneonta, NY 2 Beds \| 1 Baths \| 815 Sq. Ft.	$134,035
13 Gilbert St, Oneonta, NY 3 Beds \| 1 Baths \| 1200 Sq. Ft.	$165,423
9 Gilbert St, Oneonta, NY 3 Beds \| 1 Baths \| 962 Sq. Ft.	—
7 Mountainview Dr, Oneonta, NY 3 Beds \| 1 Baths \| 1726 Sq. Ft.	$230,203
30 Riverview Ave, Oneonta, NY 2 Beds \| 1 Baths \| 1424 Sq. Ft.	$190,360
3 Miller St, Oneonta, NY 3 Beds \| 1 Baths \| 1092 Sq. Ft.	$166,042

Address	Redfin Estimate
16 Gilbert St, Oneonta, NY 4 Beds \| 1.5 Baths \| 1600 Sq. Ft.	$218,376
12 Gilbert St, Oneonta, NY 3 Beds \| 1 Baths \| 1100 Sq. Ft.	$150,144
15 Gilbert St, Oneonta, NY 3 Beds \| 1.5 Baths \| 1452 Sq. Ft.	$220,144
20 Gilbert St, Oneonta, NY 4 Beds \| 2.5 Baths \| 2380 Sq. Ft.	$316,731
3 Mountainview Dr, Oneonta, NY 2 Beds \| 1.5 Baths \| 1008 Sq. Ft.	$193,389
9 Miller St, Oneonta, NY 3 Beds \| 2 Baths \| 1100 Sq. Ft.	$159,668
5 Miller St, Oneonta, NY 2 Beds \| 2 Baths \| 1500 Sq. Ft.	$203,807

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About this home

Redfin Estimate

Earn from this home

Market trends in 13820, NY

Sale history for 10 Gilbert St

Tax history for 10 Gilbert St

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Is this your home?

Nearby similar homes

New listings for sale in 13820

Home values near 10 Gilbert St

More real estate resources