OFF MARKET

Off market nov 2024 for $375K

$429,137

Est. refi paymentEst. refi $2,510/mo

•

1.5 ba

•

2,002

sq ft

45 Ray St, Schenectady, NY 12309

About this home

Enjoy the best of two eras with this well placed Niskayuna home walking distance to everything-parks, schools, golf/tennis clubs, upper Union St and much more. Imagine its timeless history when behind this home was the apple orchard used to evade the public eye by patrons visiting its speak-easy through a back, covered entrance while others hobnobbed on the grand front porch enjoying the summer breeze as if nothing was happening. This 4 bedroom home has the high ceilings, a period mirror & fireplace once found in grand homes of the early 1900s, but with the right amount of ''new.'' There is an oversized updated kitchen with granite countertops, eat-in area & custom window seat, updated baths, widened driveway for 5 cars, & walk/up attic liv space potential. Don't wait to see this gem.

Single-familyProperty Type

1911Year Built

0.31 acresLot Size

$214Est. Price/Sq.Ft.

1 garage spacesParking

Listing by Christopher LaFlamme • KW Platform

•518-461-3445 (agent)

•chris.laflamme@kw.com (agent)

Bought with Shayla Grey • Gabler Realty LLC

Source:Global MLS #202417592

Listing provided courtesy of Global Multiple Listing Service, Inc.

Redfin Estimate

$429,137

$54K since sold in November 2024$4,000 since September

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 22.5% higher than the average sale price ($350K) of 6 comparable homes.

SOLD OCT 15, 2026
$320,000
A
4 beds2 baths2,233 sq ft
820 Central Pkwy, Schenectady, NY 12309
Listing by Miranda Real Estate Group Inc
SOLD OCT 1, 2026
$370,000
B
4 beds1.5 baths1,546 sq ft
3 Cornelius Ave, Niskayuna, NY 12309
Listing by Renovo Real Estate LLC
SOLD SEP 29, 2026
$307,500
C
4 beds1.5 baths1,932 sq ft
12 Cornelius Ave, Schenectady, NY 12309
Listing by Coldwell Banker Prime Properties
SOLD OCT 16, 2026
$315,000
D
4 beds2 baths1,900 sq ft
1266 Keyes Ave, Schenectady, NY 12309
Listing by Hamel Real Estate LLC
SOLD OCT 7, 2026
$345,000
E
5 beds2 baths1,950 sq ft
1154 Palmer Ave, Schenectady, NY 12309
Listing by Realty One Group Key
SOLD SEP 17, 2026
$444,000
F
3 beds2 baths2,067 sq ft
919 Londonderry Ct, Schenectady, NY 12309
Listing by Howard Hanna Capital Inc

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Earn from this home

Refinance

Est. cash available

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Rent

$2,316/mo

Redfin rental estimate

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Market trends in 12309, NY

Last updated September 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-list price

102.2%

1.2% MoM

Median sale price

$390K

$7K MoM

Avg. days on market

0 days MoM

Recently sold homes

132

3 MoM

New listings for sale

NEW 4 HRS AGO
$599,800
2 beds2 baths1,609 sq ft
5 Highcroft Ct, Schenectady, NY 12309
Listing by Gucciardo Real Estate Group LLC
NEW 5 HRS AGO
$299,900
2 beds1 bath1,612 sq ft
1189 Mcclellan St, Schenectady, NY 12309
Listing by Re Max Solutions
NEW 22 HRS AGO
$149,000
3 beds1 bath1,820 sq ft
2759 Troy-schenectady Rd, Schenectady, NY 12309
Listing by Maloney Realty
NEW 27 HRS AGO
$405,000
2 beds2 baths1,669 sq ft
304 Vly Point Dr, Schenectady, NY 12309
Listing by Country Life Real Estate LLC
$379,900
3 beds1.5 baths1,568 sq ft
2310 Niskayuna Dr, Schenectady, NY 12309
Listing by Renovo Real Estate LLC
$439,000
4 beds2.5 baths2,216 sq ft
831 Wright Ave, Schenectady, NY 12309
Listing by Triple T Premier Realty LLC
$324,900
4 beds1.5 baths1,820 sq ft
2515 Englewood Ave, Schenectady, NY 12309
Listing by Signature Premier Realty Inc
$309,900
3 beds2 baths1,771 sq ft
1309 Sumner Ave, Schenectady, NY 12309
Listing by Clancy Real Estate
$310,000
6 beds2 baths2,352 sq ft
1114 Mcclellan St, Schenectady, NY 12309
Listing by Ron DiDonna Real Estate & Appraisals
$399,000
4 beds2 baths1,727 sq ft
829 Middle St, Schenectady, NY 12309
Listing by Berkshire Hathaway Home Services Blake
See all

Provided by Redfin

Sale history for 45 Ray St

Date

Event

Price

Public Records

Nov 14, 2024

Sold

$375,000

$187/sq ft

Global MLS #202417592

Jul 10, 2024

Sold

$375,000

$187/sq ft

Jun 1, 2024

Pending

—

May 24, 2024

Contingent

—

May 18, 2024

Listed

$364,900

$182/sq ft

+43

Public Records

Jul 28, 2003

Sold

$110,000

$55/sq ft

Public Records

Aug 6, 1997

Sold

$23,000

$11/sq ft

Year

Property tax

Land + Additions

Assessment*

2026

$10,756 (+1.3%)

$44,000 + $191,000

$235,000

2025

$10,618 (+13.7%)

$44,000 + $191,000

$235,000

2024

$9,336 (−1.2%)

$44,000 + $164,000

$208,000

2023

$9,446 (+2.3%)

$44,000 + $164,000

$208,000

2022

$9,237 (+22.0%)

$44,000 + $164,000

$208,000

2021

$7,571 (+13.6%)

$44,000 + $164,000

$208,000

2020

$6,663 (+0.5%)

$44,000 + $164,000

$208,000

2019

$6,627

$44,000 + $164,000

$208,000

2018

$6,628 (+1.6%)

$44,000 + $164,000

$208,000

2017

$6,520 (−1.0%)

$44,000 + $164,000

$208,000

2016

$6,585 (+2.7%)

$44,000 + $164,000

$208,000

2015

$6,410 (+1.2%)

$44,000 + $164,000

$208,000

2014

$6,331

$44,000 + $164,000

$208,000

Tax history for 45 Ray St

Year

Property tax

Land + Additions

Assessment*

2026

$10,756 (+1.3%)

$44,000 + $191,000

$235,000

2025

$10,618 (+13.7%)

$44,000 + $191,000

$235,000

2024

$9,336 (−1.2%)

$44,000 + $164,000

$208,000

2023

$9,446 (+2.3%)

$44,000 + $164,000

$208,000

2022

$9,237 (+22.0%)

$44,000 + $164,000

$208,000

2021

$7,571 (+13.6%)

$44,000 + $164,000

$208,000

2020

$6,663 (+0.5%)

$44,000 + $164,000

$208,000

2019

$6,627

$44,000 + $164,000

$208,000

2018

$6,628 (+1.6%)

$44,000 + $164,000

$208,000

2017

$6,520 (−1.0%)

$44,000 + $164,000

$208,000

2016

$6,585 (+2.7%)

$44,000 + $164,000

$208,000

2015

$6,410 (+1.2%)

$44,000 + $164,000

$208,000

2014

$6,331

$44,000 + $164,000

$208,000

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Property details

Interior

Basement Information
Basement Type: Full

Bathroom Information
# of Full Baths: 1
# of 1/2 Baths: 1

Heating & Cooling
Heating Fuel Type: Oil
Heating Type: Hot Air

Fireplace Information
# of Fireplaces: 1
Has Fireplace

Room Information
# of Rooms: 9

Exterior

Exterior Information
Physical Condition: Average
Building Style Type: Old
Exterior Wall: Wood

Property Information
Subdivision Name: AB WARNER
Living Sq. Ft: 2,002
Ground Floor Sq. Ft: 1,030
# of Stories: 2
Legal Description: LIFE USE EDWARD SILAIKA

Parking & Garage Information
Parking Type: Attached Garage
Garage/Parking Sq. Ft: 386
Garage / Carport Type: Attached

Lot Information
# of Buildings: 1
Land Sq. Ft: 13,504
Legal Lot Number: 28
Legal Block Number: 1
Municipality Name: NISKAYUNA
Acres: 0.31
Depth Footage: 176.5
Front Footage: 88.5
Zoning Code: R2
State Use Description: SINGLE FAMILY RESID

Utility Information
Sewer Type: Commercial
Water Service Type: Commercial

Financial

Assessor Information
Assessment Year: 2025

Public facts

Beds: 4
Baths: 1.5
Sq. Ft.: 2,002
Stories: 2.0
Lot Size: 0.31 acres
Style: Single Family Residential
Year Built: 1911
Year Renovated: 1990
County: Schenectady County
APN: 422400A05001000010280000000

Home facts updated by county records on Oct 26, 2026

Around this home

Schools

Hillside School

Public K-5 • Assigned • 0.3mi

8/10

Van Antwerp Middle School

Public 6-8 • Assigned • 0.5mi

9/10

Niskayuna High School

Public 9-12 • Assigned • 1.2mi

9/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

3/10 Heat Factor

7 days above 95° expected this year, 16 days in 30 years

3/10 Wind Factor

6% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Schenectady, NY • 12309

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 8.7 hours in June and 3.4 hours in December, placing it below the U.S. average for solar exposure.

8.7 hrs

3.4 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$408,000 – $494,000

Sell confidently with a local market expert in Schenectady. 3 minutes to get started.

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New listings for sale in 12309

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Home values near 45 Ray St

Data from public records.

Address	Redfin Estimate
101 Ray Street, Schenectady, NY 4 Beds \| 1.5 Baths \| 2338 Sq. Ft.	$389,117
50 Ray Street, Schenectady, NY 3 Beds \| 2 Baths \| 1916 Sq. Ft.	$348,860

Address	Redfin Estimate
37 Ray Street, Schenectady, NY 3 Beds \| 2.5 Baths \| 2050 Sq. Ft.	$448,830
43 Ray Street, Schenectady, NY 3 Beds \| 1.5 Baths \| 1512 Sq. Ft.	$274,040

Address	Redfin Estimate
33 Ray Street, Schenectady, NY 3 Beds \| 1.5 Baths \| 1824 Sq. Ft.	$332,669
46 Ray Street, Schenectady, NY 3 Beds \| 1.5 Baths \| 1680 Sq. Ft.	$322,715

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