FOR SALE BY OWNER
97 Elm St, Schenectady, NY 12304
For sale
$325,000
Est. $2,195/mo
6
bd
•
2 ba
•
2,366
sq ft

97 Elm St, Schenectady, NY 12304

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About this home

1900Year Built
$137Price/Sq.Ft.
Source:FSBO.com#cmq5p3dtd02yts601ekyu42v2
70 days on Redfin • 130 views • 1 favorites

Payment calculator

$2,195 per month

Principal and interest$1,686
Property taxes
HOA dues
Home insurance
Utilities
Down payment
20% ($65,000)
Home price
$325,000
Loan details
30-yr fixed, 6.75%

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Around this home

Schools

Lincoln School

Public PreK-5 • Assigned • 0.3mi

5/10
Central Park International Magnet School

Public 6-8 • Assigned • 0.3mi

2/10
Schenectady High School

Public 9-12 • Assigned • 1.2mi

3/10
Provided by GreatSchools
About Central State
Street

Provided by Walk Score and Local Logic

Property details

Sale and tax history for 97 Elm St

Public record

Beds
6
Baths
2
Stories
2
Lot width
33 ft.
Lot depth
100 ft.
Lot size
3,300 Sq. Ft.
Year renovated
—
Finished Sq. Ft.
2,366
Unfinished Sq. Ft.
—
Total Sq. Ft.
2,366
Year built
1900
Style
Multi-Family (2-4 Unit)
County
Schenectady County
APN
421500A04905900030250000000
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 7, 2026.

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

4/10 Heat Factor

7 days above 95° expected this year, 16 days in 30 years

3/10 Wind Factor

5% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Schenectady, NY • 12304
Average low and high temperatures (°F)
29
17
32
18
50
30
60
40
68
50
80
60
87
66
81
61
77
54
64
44
48
34
34
21
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec

Sun exposure

71/ 100

Good sunlight

Sunscore

There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

7.9 hrs
4 hrs
JuneDecember
Provided by Shadowmap

Redfin Estimate for 97 Elm St

There isn’t enough information to generate an accurate estimate at this time. Learn More

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Details provided by FSBO.com and may not match the public record. Learn more.

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