Google street view image for 21 Locust St, Waterloo, NY 13165

Off market jun 2007 for $130K

$226,974

Est. refi paymentEst. refi $848/mo

•

1 ba

•

2,063

sq ft

21 Locust St, Waterloo, NY 13165

About this home

21 Locust St is a 2,063 square foot house on a 0.28 acre lot with 3 bedrooms and 1 bathroom. - it last sold on June 18, 2007 for $130,000. Based on Redfin's Waterloo data, we estimate the home's value is $226,974.

Single-familyProperty Type

1863Year Built

0.28 acresLot Size

$110Est. Price/Sq.Ft.

Source:Public Records

Redfin Estimate

$226,974

$97K since sold in June 2007$3,000 since October

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 38.8% higher than the average sale price ($163K) of 6 comparable homes.

SOLD OCT 19, 2026
$129,900
A
3 beds1 bath1,764 sq ft
34 E Bayard St, Seneca Falls, NY 13148
Listing by The Young Agency
SOLD OCT 6, 2026
$165,000
B
3 beds1 bath1,401 sq ft
79 Bridge St, Seneca Falls, NY 13148
Listing by Tim Borshoff Realty Inc
SOLD OCT 29, 2026
$148,000
C
2 beds1.5 baths1,740 sq ft
45 Fayette St, Waterloo, NY 13165
Listing by RE/MAX In Motion
SOLD AUG 17, 2026
$200,000
D
3 beds1.5 baths1,914 sq ft
49 Sackett St, Seneca Falls, NY 13148
Listing by Keller Williams Realty Greater Rochester
SOLD JUN 15, 2026
$220,000
E
3 beds1.5 baths2,015 sq ft
114 Norris Dr, Waterloo, NY 13165
Listing by Century 21 Steve Davoli RE
SOLD SEP 21, 2026
$118,000
F
4 beds2 baths1,672 sq ft
111 E Elizabeth St, Waterloo, NY 13165
Listing by Lake To Lake Real Estate

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Earn from this home

Refinance

Est. cash available

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Rent

$2,254/mo

Redfin rental estimate

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Market trends in 13165, NY

Last updated October 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-list price

103.3%

+0.0% MoM

Median sale price

$234K

$34K MoM

Avg. days on market

11d

1 days MoM

Recently sold homes

1 MoM

New listings for sale

$144,400
2 beds2 baths1,890 sq ft
102 E Williams St, Waterloo, NY 13165
Listing by Empire Realty Group, (315) 871-4000
$69,900
3 beds1 bath1,036 sq ft
890 #16 Waterloo Geneva Rd, Waterloo, NY 13165
Listing by The Young Agency, (315) 539-3323
$199,777
4 beds2 baths2,070 sq ft
26 W River St, Waterloo, NY 13165
Listing by Empire Realty Group, (315) 871-4000
See all

Provided by Redfin

Sale history for 21 Locust St

Year

Property tax

Land + Additions

Assessment*

2026

$6,758 (+1.2%)

$14,500 + $119,800

$134,300

2025

$6,680 (+5.5%)

$14,500 + $119,800

$134,300

2024

$6,334 (+1.8%)

$14,500 + $119,800

$134,300

2023

$6,225 (−1.5%)

$14,500 + $119,800

$134,300

2022

$6,322 (+4.0%)

$14,500 + $119,800

$134,300

2021

$6,081 (+11.8%)

$14,500 + $119,800

$134,300

2020

$5,437 (+2.8%)

$14,500 + $119,800

$134,300

2019

$5,288

$14,500 + $119,800

$134,300

2018

$5,286 (+6.6%)

$14,500 + $119,800

$134,300

2017

$4,959 (+1.8%)

$14,500 + $119,800

$134,300

2016

$4,872 (+2.3%)

$14,500 + $119,800

$134,300

2015

$4,763 (+0.5%)

$13,000 + $99,000

$112,000

2014

$4,740

$13,000 + $99,000

$112,000

Tax history for 21 Locust St

Year

Property tax

Land + Additions

Assessment*

2026

$6,758 (+1.2%)

$14,500 + $119,800

$134,300

2025

$6,680 (+5.5%)

$14,500 + $119,800

$134,300

2024

$6,334 (+1.8%)

$14,500 + $119,800

$134,300

2023

$6,225 (−1.5%)

$14,500 + $119,800

$134,300

2022

$6,322 (+4.0%)

$14,500 + $119,800

$134,300

2021

$6,081 (+11.8%)

$14,500 + $119,800

$134,300

2020

$5,437 (+2.8%)

$14,500 + $119,800

$134,300

2019

$5,288

$14,500 + $119,800

$134,300

2018

$5,286 (+6.6%)

$14,500 + $119,800

$134,300

2017

$4,959 (+1.8%)

$14,500 + $119,800

$134,300

2016

$4,872 (+2.3%)

$14,500 + $119,800

$134,300

2015

$4,763 (+0.5%)

$13,000 + $99,000

$112,000

2014

$4,740

$13,000 + $99,000

$112,000

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Property details

Interior

Basement Information
Basement Type: Full

Bathroom Information
# of Full Baths: 1

Heating & Cooling
Heating Fuel Type: Oil
Heating Type: Hot Water Steam

Exterior

Exterior Information
Physical Condition: Good
Building Style Type: Old
Exterior Wall: Aluminum/Vinyl

Pool Information
Pool Type: Above Ground
Has Pool

Property Information
Living Sq. Ft: 2,063
Ground Floor Sq. Ft: 1,244
# of Stories: 2
Legal Description: 26X30 GARAGE ADDITION 200LOCATED ON OAK ST.

Parking & Garage Information
Parking Type: Detached Garage
Garage/Parking Sq. Ft: 1,446
Garage / Carport Type: Detached

Lot Information
# of Buildings: 1
Land Sq. Ft: 12,197
Legal Lot Number: 62
Legal Block Number: 2
Municipality Name: WATERLOO
Acres: 0.28
Depth Footage: 198
Front Footage: 62
Zoning Code: 02
State Use Description: SINGLE FAMILY RESID

Utility Information
Sewer Type: Commercial
Water Service Type: Commercial

Financial

Assessor Information
Assessment Year: 2025

Public facts

Beds: 3
Baths: 1.0
Sq. Ft.: 2,063
Stories: 2.0
Lot Size: 0.28 acres
Style: Single Family Residential
Year Built: 1863
Year Renovated: —
County: Seneca County
APN: 453801A00900000020620000000

Home facts updated by county records on Nov 11, 2026

Around this home

Schools

K - 12
Preschool & daycare

Skoi Yase School

Public PreK-2 • Assigned • 0.6mi

Waterloo Middle School

Public 6-8 • Assigned • 0.7mi

3/10

Waterloo High School

Public 9-12 • Assigned • 0.7mi

4/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

3/10 Heat Factor

7 days above 97° expected this year, 16 days in 30 years

1/10 Wind Factor

Minimal risk of severe winds over next 30 years

2/10 Air Factor

0 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Waterloo, NY • 13165

Average low and high temperatures (°F)

30°

20°

33°

20°

50°

31°

59°

40°

66°

48°

79°

61°

84°

65°

80°

59°

76°

53°

62°

45°

49°

36°

37°

25°

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.2 hours in June and 2.4 hours in December, placing it below the U.S. average for solar exposure.

9.2 hrs

2.4 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$216,000 – $262,000

Sell confidently with a local market expert in Waterloo. 3 minutes to get started.

Nearby similar homes

$495,000

4 beds2.5 baths2,728 sq ft

24 Seneca Manor Dr, Seneca Falls, NY 13148

Over 38 acres • Modern construction • Gas fireplace

Listing by Century 21 Steve Davoli RE, (315) 568-2903

$459,900

3 beds2 baths2,096 sq ft

864 Gravel Rd, Seneca Falls, NY 13148

20 acre property • 600 feet of frontage • Open fields

Listing by Century 21 Steve Davoli RE, (315) 789-4569

$180,500

4 beds2 baths3,840 sq ft

1255 Waterloo Geneva Rd, Waterloo, NY 13165

Mixed-use property • Income potential • Eat-in kitchen

Listing by Berkshire Hathaway HomeServices Discover Real Estate, (585) 381-7322

$139,900

3 beds1 bath1,608 sq ft

409 W Main St, Waterloo, NY 13165

Updated kitchen • Open floor plan • Versatile bonus room

Listing by The Greene Realty Group, (888) 278-5840

$139,900

3 beds1.5 baths1,554 sq ft

164 E North St, Geneva, NY 14456

Massive kitchen • Newer boiler system • Hot water tank

Listing by Keller Williams Realty Gateway, (585) 256-4400

$129,000

2 beds1 bath767 sq ft

18 Seneca Rd, Seneca Falls, NY 13148

First floor living • 9,583 sq ft lot • Built 1953

Listing by Keller Williams Realty Greater Rochester, (585) 362-8900

New listings for sale in 13165

$144,400

2 beds2 baths1,890 sq ft

102 E Williams St, Waterloo, NY 13165

Original woodwork • In-unit laundry • Updated kitchen

Listing by Empire Realty Group, (315) 871-4000

$69,900

3 beds1 bath1,036 sq ft

890 #16 Waterloo Geneva Rd, Waterloo, NY 13165

Community dock • Existing shed • Built 2017

Listing by The Young Agency, (315) 539-3323

$199,777

4 beds2 baths2,070 sq ft

26 W River St, Waterloo, NY 13165

Brand new kitchen • Gas stove • New flooring

Listing by Empire Realty Group, (315) 871-4000

Home values near 21 Locust St

Data from public records.

Address	Redfin Estimate
16 Locust Street, Waterloo, NY 3 Beds \| 1.5 Baths \| 1352 Sq. Ft.	$163,188
25 Locust Street, Waterloo, NY 3 Beds \| 1 Baths \| 1452 Sq. Ft.	$138,892
105 W Main Street, Waterloo, NY 3 Beds \| 1 Baths \| 1292 Sq. Ft.	$111,192
11 Oak Street, Waterloo, NY 4 Beds \| 1 Baths \| 1852 Sq. Ft.	$135,875
19 Oak Street, Waterloo, NY 3 Beds \| 1.5 Baths \| 1842 Sq. Ft.	$142,663
17 Oak Street, Waterloo, NY 3 Beds \| 1 Baths \| 1316 Sq. Ft.	$153,254

Address	Redfin Estimate
23 Locust Street, Waterloo, NY 4 Beds \| 1 Baths \| 2412 Sq. Ft.	$157,046
17 Locust Street, Waterloo, NY 4 Beds \| 2 Baths \| 3500 Sq. Ft.	$180,658
103 W Main Street, Waterloo, NY 3 Beds \| 1 Baths \| 1900 Sq. Ft.	$102,912
21 Oak Street, Waterloo, NY - Beds \| 2 Baths \| 2271 Sq. Ft.	—
101 W Main Street, Waterloo, NY 5 Beds \| 2 Baths \| 2150 Sq. Ft.	$105,819
109 W Main Street, Waterloo, NY 6 Beds \| 4 Baths \| 2208 Sq. Ft.	$193,948

Address	Redfin Estimate
19 Locust Street, Waterloo, NY 6 Beds \| 3 Baths \| 3258 Sq. Ft.	$151,957
15 Locust Street, Waterloo, NY 6 Beds \| 3 Baths \| 4504 Sq. Ft.	$278,923
201 W Main Street, Waterloo, NY 4 Beds \| 2 Baths \| 2108 Sq. Ft.	$163,572
13 Oak Street, Waterloo, NY 2 Beds \| 1 Baths \| 1806 Sq. Ft.	$116,390
15 Oak Street, Waterloo, NY 5 Beds \| 2 Baths \| 2000 Sq. Ft.	$108,359
107 W Main Street, Waterloo, NY 3 Beds \| 2 Baths \| 2208 Sq. Ft.	$142,734

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 13165, NY

Sale history for 21 Locust St

Tax history for 21 Locust St

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 13165

Home values near 21 Locust St

More real estate resources