This charming three-bedroom, one bath home offers lake living in a simple floor plan at an affordable price. The home sits on a private drive (Lake Dr.) on a wide channel of Grand Lake St. Marys, just 15 minutes from Celina, OH. In addition to an open floor plan with fireplace, the 912-square-foot cottage boasts a large deck and private channel-front dock with concrete seawall. Easy and quick access to the lake. Mature trees create a serene setting and make this the perfect getaway for weekenders. Travel North on Karafit and left on Lake Dr. # 15. Home is in a flood zone. Even if the risk for flooding is low, most lenders will require their borrowers to pay for flood insurance on the property. Home has been owned for approx. 20+ years with same owner and has not had a flood issue.
RELAX IN THIS AMAZING HOUSE BY THE LAKE. THIS PROPERTY IS TOTALLY FURNISHED SO ALL YOU HAVE TO DO IS MOVE IN. 65' OF CHANNEL OFF A WOOD DECK WITH A 1,000 LB.JET SKI LIFT ON THE DOCK. THERE IS AN ABUNDANCE OF LIVING SPACE WITH A HUGE UPSTAIRS. USE IT AS ONE ROOM OR DIVIDE IT OFF INTO SMALLER ROOMS. THIS HOME HAS NEWER WINDOWS, CARPET, LINOLEUM, SHUTTERS AND DOORS. EVERYTHING HAS BEEN FRESHLY PAINTED. THE LANDSCAPING OUTSIDE IS SIMPLY BREATHTAKING. COVERED PATIO OFFERS EXCELLENT VIEWS OF THE LAKE. MAKE THIS YOUR PROPERTY TODAY! JUST REDUCED BY $10,000.00! DON'T MISS OUT OF THIS GREAT DEAL.
Year
Property tax
Land + Additions
Assessment*
2025
$351 (+0.3%)
2024
$350
2023
$351 (−21.0%)
$8,440
2022
$444 (−0.2%)
$8,440
2021
$445 (+17.9%)
$9,240
2020
$377 (−14.8%)
$9,240
2019
$443 (−3.6%)
$9,240
2018
$460
$10,190
2017
$460 (−12.9%)
$10,190
2016
$528 (+2.9%)
$10,190
2014
$513
$11,870
Tax history for 5401 Karafit
Year
Property tax
Land + Additions
Assessment*
2025
$351 (+0.3%)
2024
$350
2023
$351 (−21.0%)
$8,440
2022
$444 (−0.2%)
$8,440
2021
$445 (+17.9%)
$9,240
2020
$377 (−14.8%)
$9,240
2019
$443 (−3.6%)
$9,240
2018
$460
$10,190
2017
$460 (−12.9%)
$10,190
2016
$528 (+2.9%)
$10,190
2014
$513
$11,870
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Beds
2
Baths
2
Stories
1
Lot width
65 ft.
Lot depth
150 ft.
Lot size
—
Year renovated
—
Sq. Ft.
1,056
Year built
2005
Style
Mobile/Manufactured Home
County
Mercer County
APN
09700328M000
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Oct 8, 2026.
Property details
Parking
Garage
Has Garage
Interior
Virtual Tour
Bathroom Information
Bathrooms Total Integer: 1
Bathrooms Full: 1
Heating & Cooling
Has Cooling
Cooling: Central Air
Has Heating
Heating: Forced Air, Natural Gas
Interior Features
Interior Features: French Doors
Has Fireplace
Fireplace Features: One Fireplace
Exterior
Exterior Features
Year Built: 1955
Exterior Features: Deck
Water Source: Well
Other Structures: Shed(s), Storage
Foundation Details: Slab
Construction Materials: Vinyl Siding
Property Type
Property Type: Residential
Property Sub Type: Single Family Residence
Lot Information
Has Waterfront
Waterfront Features: Canal Access, Lake Related
Lot Size Dimensions: 65x150
Lot Size Area: 0.22
Lot Size Units: Acres
Lot Size Acres: 0.22
Lot Features: Residential Lot
Financial
Tax Information
Tax Year: 2016
Location
School
High School District: 5401 Celina CSD
Location Information
Directions: Located on private drive Lake Dr. off of Karafit.
Subdivision Name: Lakes Sub
Utility Information
Sewer: Public Sewer
Utilities: Natural Gas Connected, Sewer Connected
Public facts
Beds: 2
Baths: 2.0
Sq. Ft.: 1,056
Stories: 1.0
Lot Size: —
Style: Mobile/Manufactured Home
Year Built: 2005
Year Renovated: —
County: Mercer County
APN: 09700328M000
Home facts updated by county records on Oct 8, 2026
Around this home
Schools
West Elementary School
Public K-6 • Assigned • 4.0mi
6/10
Celina High School
Public 8-12 • Assigned • 3.6mi
5/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
3/10 Heat Factor
7 days above 100° expected this year, 18 days in 30 years
2/10 Wind Factor
0% chance of strong winds in next 30 years
2/10 Air Factor
1 unhealthy days expected this year, 2 days in 30 years
Provided by First Street
Historical weather
Celina, OH • 45822
Average low and high temperatures (°F)
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16
38
23
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37
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67
80
61
80
55
68
46
51
37
39
26
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Feb
Mar
Apr
May
Jun
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Aug
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Sun exposure
Try the sun simulator tool to see how light moves across the property at different times of day and year.