509 Tree St, Philadelphia, PA 19148

* * * Rare opportunity to assume an existing FHA loan at an attractive 3.65% interest rate! Buyer must independently verify eligibility and complete all required due diligence with the lender * * * Discover the charm and convenience of life in South Philadelphia’s vibrant Whitman community. This beautifully renovated rowhome offers bright, airy interiors, thoughtful modern finishes, and recessed lighting throughout. The inviting living room features a contemporary geometric raised-panel accent wall that adds dimension while honoring the home’s classic character. White oak flooring and a freshly painted neutral palette flow seamlessly into the dining area, creating a warm and welcoming setting. The stylish kitchen showcases porcelain tile flooring, granite countertops, stainless steel appliances, and a decorative backsplash. A rear door opens to a private, fenced courtyard patio, offering the perfect setting for outdoor dining, entertaining, or a thriving container garden. A convenient powder room completes the open and spacious main level. Upstairs, two generously sized bedrooms are positioned at opposite ends of the home for added privacy. Between them is a beautifully renovated bathroom featuring ceramic tile flooring, a tiled tub and shower surround, a modern vessel sink, and a framed mirror. The finished lower level expands the living space with a versatile recreation room, ideal for movie nights, game days, or cheering on your favorite Philadelphia team. A separate laundry area includes a front-loading washer and dryer. With convenient access to I-95, shopping, dining, and the South Philadelphia Sports Complex, this move-in-ready home captures the energy and convenience of urban living. Select interior photos have been virtually staged.