Excellent investment opportunity featuring a 4-unit property with a potential garage loft apartment, which could be used as additional storage or an owner's office/suite. The property includes three 1-bedroom units, one 2-bedroom unit, plus the potential 5th unit - garage loft apartment. Additional features include a private patio, off-street parking, and strong income potential. Owner currently pays heat, electric, water, sewer, and trash. Schedule your showing today. Seller is a Licensed PA Real Estate Agent
Multi-familyProperty Type
1903Year Built
2,613 sq ftLot Size
$183Price/Sq.Ft.
1 car garageParking
Listed by Jimmy Thelusca• Pagoda Realty ERA Powered
Centre Park, located between Penn Street and West Reading, is a historic and residential Reading neighborhood with a grand Victorian streetscape and a leafy central park. The neighborhood’s character concentrates around Centre Avenue at North 6th Street, where porch-lined blocks and pocket gardens frame a calm, walk-and-look atmosphere. Architectural details—turrets, stained glass, and deep front porches—set the tone on streets that feel curated by time. The Centre Park Historic District anchors local identity, with the Reading Public Museum adding a cultural counterpoint nearby. Sidewalks and small greenspaces keep daily routines grounded in the outdoors.
Provided by Walk Score and Local Logic
Offer insights
643 N 3rd St · $499,900
$501K and above
75% chance or better to win
Why $501K+ is a strong offer
DAYS ON MARKET
28 days
The average home goes pending in 14 days.
SALE-TO-LIST
101.1%
Most homes are selling 1% above list price.
About offer insights
Property details
Interior
Exterior
Finance
Kitchen
Bathroom
Bedroom
Living
Interior features
Full basement
Porch(es)
Brick construction
Bedrooms
Three 1-bedroom units
One 2-bedroom unit
Kitchen
Refrigerator
Stove
Flooring
Vinyl flooring
Heating & cooling
Hot water heating (natural gas)
Additional heating: Other
Wall unit cooling
Exterior features
Porch(es)
Garage(s)
Home design
End of row/townhouse style
Fee simple ownership
Parking
Attached garage (1 car)
Construction
Brick construction
Foundation: Other
Above-grade finished living area: 2,730
Utilities
Public water
Public sewer
Natural gas for heating and hot water
Financial info
Property contains 4 total units
Income includes apartment rentals
Two units currently vacant
Other
Rent control: No
Electricity and solar
View estimated energy costs and solar savings for this home
Fully occupied 4 unit. Long term tenants. 1st fl consists of 1 bedroom, basement, garage included for $725/mo. 2nd floor rear is 1 bedroom for $550/mo. 2nd floor front is 1 bedroom $475/mo. 3rd floor is 1 bedroom $450/mo. Owner pays heat, electric, water, sewer, trash. Electric averages, $189/mo. Gas averages $193/mo. Water/sewer/recycling averages $239/mo. Trash is $50/mo.
TREND #5956592
Jun 13, 2012
Sold
$57,500
$21/sq ft
Apr 18, 2012
Pending
—
Apr 10, 2012
Delisted
—
Mar 9, 2012
Price Changed
$59,999
$22/sq ft
Oct 5, 2011
Listed
$64,900
$24/sq ft
BRIGHT MLS #1004537000
Jun 13, 2012
Sold
$57,500
$21/sq ft
Apr 17, 2012
Listing Removed
—
Oct 5, 2011
Listed
$59,999
$22/sq ft
+20
4 unit apartment building with 3 long term tenants. Property well maintained, property needs some updating. Owner's unit is basement and first floor with 2 bedrooms, living & dining room and kitchen. 2 units are kitchen, bath and combination living/bedroom. One unit is living room, kitchen, and bedroom. All tenants would like to stay. Roof has leaked this past year and has been repaired. Trustee has stated that a new roof has been recommended by roofer.
Year
Property tax
Land + Additions
Assessment*
2026
$2,913 (+2.4%)
$10,800 + $52,300
$63,100
2025
$2,844 (+1.5%)
$10,800 + $52,300
$63,100
2024
$2,802 (+1.6%)
$10,800 + $52,300
$63,100
2023
$2,758
$10,800 + $52,300
$63,100
2022
$2,758
$10,800 + $52,300
$63,100
2021
$2,758 (+1.0%)
$10,800 + $52,300
$63,100
2020
$2,731
$10,800 + $52,300
$63,100
2019
$2,731
$10,800 + $52,300
$63,100
2018
$2,731 (+0.7%)
$10,800 + $52,300
$63,100
2017
$2,712 (+6.2%)
$10,800 + $52,300
$63,100
2015
$2,553 (+1.2%)
$10,800 + $52,300
$63,100
2014
$2,523
$10,800 + $52,300
$63,100
2013
$2,523 (+6.0%)
$10,800 + $52,300
$63,100
2012
$2,381
$10,800 + $52,300
$63,100
2011
$2,381 (+6.8%)
$10,800 + $52,300
$63,100
2010
$2,230
$10,800 + $52,300
$63,100
Public record
Public record
Zoning
Beds
4
Baths
4
Stories
3
Lot width
—
Lot depth
—
Lot size
2,614 Sq. Ft.
Year renovated
—
Finished Sq. Ft.
2,730
Unfinished Sq. Ft.
—
Total Sq. Ft.
2,730
Year built
1903
Style
Townhouse
County
Berks County
APN
14530758638839
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 31, 2026.
R-3
QUEEN ANNE HISTORIC DISTRICT
Residential District
The R-3 District allows the highest residential densities and permits multifamily apartments.
Zone overlays
Permitted uses
Include but are not limited to:
Housing-Single unit
Housing-Multiple units
Agriculture-Cropland
Park & open space
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
5/10 Heat Factor
7 days above 100° expected this year, 15 days in 30 years
4/10 Wind Factor
15% chance of strong winds in next 30 years
3/10 Air Factor
1 unhealthy days expected this year, 4 days in 30 years
Provided by First Street
Historical weather
Reading, PA • 19601
Average low and high temperatures (°F)
35
21
40
26
59
37
67
46
73
55
84
64
87
71
81
62
78
60
68
47
55
39
40
27
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
82/ 100
Very good sunlight
Sunscore
There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
9.3 hrs
5.8 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 643 N 3rd St
We cannot show automated home-value estimates for this home.
Nearby homes have recently sold between $225,000 and $252,500.
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $225K to $253K.