OFF MARKET

Off market sep 2020 for $241K

$416,879

•

1,104

sq ft

45 Congress St, Warwick, RI 02889

About this home

* ZERO MONEY DOWN $1077 Per Month * 0% Down 30 Years 3.5% APR to those who qualify. * Loan and interest only * Taxes insurance not included * Rates As of 7/23/2020 __________________________________________________________________________________________________________ Awesome 3 bed Cape located on a family friendly street featuring hardwoods, replacement windows, updated kitchen with granite and stainless appliances, spacious rooms and 2 car garage. Situated on a quarter acre private lot with lots of upside. Short walk or bike ride to the beach. Seller to install new roof prior to closing. Come take a look.

Single-familyProperty Type

1950Year Built

10,019 sq ftLot Size

$378Est. Price/Sq.Ft.

2 car garageParking

Listed by Nathan Clark Team • Your Home Sold Guaranteed, NCT

Bought with Heather Quimby • RI Real Estate Services

Redfin checked: a minute ago

•Source:RIS #1259708

Redfin Estimate

$416,879

$175K since sold in September 2020$3,000 since October

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 0.9% lower than the average sale price ($421K) of 6 comparable homes.

SOLD JUL 22, 2026
$390,000
A
3 beds1 bath1,114 sq ft
169 Cady Ave, Warwick, RI 02889
SOLD SEP 18, 2026
$399,000
B
3 beds1 bath1,864 sq ft
216 Riverside Ave, Warwick, RI 02889
SOLD OCT 12, 2026
$420,000
C
3 beds1 bath1,144 sq ft
74 Ticonderoga Dr, Warwick, RI 02889
SOLD JUL 31, 2026
$409,900
D
3 beds1 bath1,024 sq ft
143 River Vue Ave, Warwick, RI 02889
SOLD AUG 12, 2026
$470,000
E
3 beds1 bath1,078 sq ft
243 Warner Brook Dr, Warwick, RI 02889
SOLD AUG 18, 2026
$435,000
F
3 beds1 bath1,284 sq ft
185 Vineyard Rd, Warwick, RI 02889

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Earn from this home

Sell

$220,865

Est. take-home

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Rent

$1,826/mo

Redfin rental estimate

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Market trends in 02889, RI

Last updated October 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-list price

101.9%

+0.0% MoM

Median sale price

$432K

$3K MoM

Avg. days on market

27d

5 days MoM

Recently sold homes

122

0 MoM

New listings for sale

NEW 6 HRS AGO
$425,000
4 beds2 baths1,560 sq ft
9 Pearl Ave, Warwick, RI 02889
NEW 17 HRS AGO
$389,900
4 beds1 bath1,253 sq ft
21 Overbrook Ave, Warwick, RI 02889
OPEN SAT, 11AM TO 12:30PM
$500,000
3 beds1 bath1,620 sq ft
100 Grand Ave, Warwick, RI 02889
$185,000
2 beds1 bath756 sq ft
72 West Shore Rd #202, Warwick, RI 02889
OPEN SAT, 10AM TO 12PM
$399,000
2 beds1.5 baths1,720 sq ft
297 Samuel Gorton Ave, Warwick, RI 02889
$439,900
4 beds2 baths1,456 sq ft
1005 West Shore Rd, Warwick, RI 02889
3D WALKTHROUGH
$295,000
1 bed1 bath864 sq ft
208 Canfield Ave, Warwick, RI 02889
OPEN SAT, 11AM TO 12:30PM
$479,900
4 beds3 baths1,576 sq ft
58 Surf Ave, Warwick, RI 02889
$359,900
3 beds1 bath1,280 sq ft
150 Armstrong Ave, Warwick, RI 02889
OPEN TODAY, 5PM TO 6:30PM
$419,900
4 beds3 baths1,911 sq ft
405 Oakland Beach Ave, Warwick, RI 02889
See all

Provided by Redfin

Sale history for 45 Congress St

Date

Event

Price

RIS #1259708

Sep 18, 2020

Sold

$241,900

$219/sq ft

Aug 3, 2020

Contingent

—

Jul 24, 2020

Listed

$239,900

$217/sq ft

Jul 23, 2020

Coming Soon

$239,900

$217/sq ft

RIS #988641

Jul 29, 2011

Sold

$145,000

$131/sq ft

Jun 27, 2011

Listing Removed

—

Apr 5, 2011

Listed

$159,900

$145/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$4,225 (+4.3%)

$115,700 + $217,000

$332,700

2024

$4,052 (+2.0%)

$100,600 + $179,400

$280,000

2023

$3,973 (+6.9%)

$100,600 + $179,400

$280,000

2022

$3,716

$64,800 + $133,600

$198,400

2021

$3,716

$64,800 + $133,600

$198,400

2020

$3,716

$64,800 + $133,600

$198,400

2019

$3,716 (+9.6%)

$64,800 + $133,600

$198,400

2018

$3,390 (+2.8%)

$64,800 + $98,200

$163,000

2017

$3,299

$64,800 + $98,200

$163,000

2016

$3,299 (+4.7%)

$64,800 + $98,200

$163,000

2015

$3,152 (+3.4%)

$61,200 + $90,700

$151,900

2014

$3,047 (+1.4%)

$61,200 + $90,700

$151,900

2013

$3,006 (−0.7%)

$61,200 + $90,700

$151,900

2012

$3,028

$72,000 + $94,900

$166,900

Tax history for 45 Congress St

Year

Property tax

Land + Additions

Assessment*

2025

$4,225 (+4.3%)

$115,700 + $217,000

$332,700

2024

$4,052 (+2.0%)

$100,600 + $179,400

$280,000

2023

$3,973 (+6.9%)

$100,600 + $179,400

$280,000

2022

$3,716

$64,800 + $133,600

$198,400

2021

$3,716

$64,800 + $133,600

$198,400

2020

$3,716

$64,800 + $133,600

$198,400

2019

$3,716 (+9.6%)

$64,800 + $133,600

$198,400

2018

$3,390 (+2.8%)

$64,800 + $98,200

$163,000

2017

$3,299

$64,800 + $98,200

$163,000

2016

$3,299 (+4.7%)

$64,800 + $98,200

$163,000

2015

$3,152 (+3.4%)

$61,200 + $90,700

$151,900

2014

$3,047 (+1.4%)

$61,200 + $90,700

$151,900

2013

$3,006 (−0.7%)

$61,200 + $90,700

$151,900

2012

$3,028

$72,000 + $94,900

$166,900

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Permits

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

10,019 Sq. Ft.

Year renovated

—

Sq. Ft.

1,188

Year built

1950

Style

Single Family Residential

County

Kent County

APN

134365

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jun 22, 2026.

Property details

Parking

Garage/Carport Information
Has Garage
Has Attached Garage
# of Garage Spaces: 2

Parking
Features: Attached, Garage
# of Parking (Total): 6
# of Covered Spaces: 2

Interior

Virtual Tour

Bathroom Information
# of Full Bathrooms: 1

Room Information
# of Rooms (Total): 7
Has Basement
Basement Information: Full, Interior Entry, Unfinished

Equipment
Appliances: Gas Water Heater, Microwave, Oven, Range, Refrigerator, Water Heater

Interior Features
Window Features: Thermal Windows
Door Features: Storm Door(s)
Flooring: Carpet, Ceramic Tile, Hardwood, Vinyl
Other Features: Tub Shower

Exterior

Building Information
Stories: 2
Stories (Total): 2
Construction Details: Drywall, Vinyl Siding

Exterior Features
Exterior Features: Patio, Paved Driveway
Patio And Porch Features: Patio
Fencing: Fenced

Lot Information
Lot Size Area: 10,019
Lot Size Acres: 0.23

Property Information
Above Grade Finished Area: 1,104
Foundation Details: Concrete Perimeter

Financial

Assessments and Fees
Assessed Value: $198,400

Tax Information
Annual Tax Amount: $3,716
Tax Year: 2019

Utilities

Utility Information
Utilities: Sewer Available
Electric: 100 Amp Service, Circuit Breakers
Sewer: Public Sewer, Septic Tank
Water Source: Connected

Heating & Cooling
Has Heating
Heating: Oil, Steam

Public facts

Beds: 2
Baths: 1.0
Sq. Ft.: 1,188
Stories: 1.0
Lot Size: 10,019 square feet
Style: Single Family Residential
Year Built: 1950
Year Renovated: —
County: Kent County
APN: 134365

Home facts updated by county records on Jun 22, 2026

Around this home

Schools

K - 12
Preschool & daycare

Warwick Neck School

Public K-5 • Assigned • 1.0mi

4/10

Warwick Veterans Jr. High School

Public 6-8 • Assigned • 1.8mi

5/10

Pilgrim High School

Public 9-12 • Assigned • 3.5mi

7/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

5/10 Heat Factor

7 days above 96° expected this year, 16 days in 30 years

6/10 Wind Factor

74% chance of strong winds in next 30 years

2/10 Air Factor

2 unhealthy days expected this year, 2 days in 30 years

Provided by First Street

Historical weather

Warwick, RI • 02889

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9 hours in June and 4.6 hours in December, placing it below the U.S. average for solar exposure.

9 hrs

4.6 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$397,000 – $480,000

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Nearby similar homes

OPEN SAT, 11AM TO 12:30PM

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100 Grand Ave, Warwick, RI 02889

Functional layout • Easy access to parks • 0.29 acre lot

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Sprinkler system • Large storage shed • Large back yard

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Cape style property • Spacious back yard • Close to shopping

New listings for sale in 02889

NEW 6 HRS AGO

$425,000

4 beds2 baths1,560 sq ft

9 Pearl Ave, Warwick, RI 02889

New roof • Oversized corner lot • 0.3 acre lot

NEW 17 HRS AGO

$389,900

4 beds1 bath1,253 sq ft

21 Overbrook Ave, Warwick, RI 02889

Hardwood floors • Updated kitchen • Newer roof

OPEN SAT, 11AM TO 12:30PM

$500,000

3 beds1 bath1,620 sq ft

100 Grand Ave, Warwick, RI 02889

Functional layout • Easy access to parks • 0.29 acre lot

$185,000

2 beds1 bath756 sq ft

72 West Shore Rd #202, Warwick, RI 02889

Move in ready • Designated parking • In complex laundry

OPEN SAT, 10AM TO 12PM

$399,000

2 beds1.5 baths1,720 sq ft

297 Samuel Gorton Ave, Warwick, RI 02889

Updated kitchen • Replacement windows • 4,792 sq ft lot

$439,900

4 beds2 baths1,456 sq ft

1005 West Shore Rd, Warwick, RI 02889

Corner lot • Updated bathroom • Small updated deck

3D WALKTHROUGH

$295,000

1 bed1 bath864 sq ft

208 Canfield Ave, Warwick, RI 02889

Fenced yard • Paved driveway • Central air

OPEN SAT, 11AM TO 12:30PM

$479,900

4 beds3 baths1,576 sq ft

58 Surf Ave, Warwick, RI 02889

Hardwood floors • Crown molding • Recessed lighting

$359,900

3 beds1 bath1,280 sq ft

150 Armstrong Ave, Warwick, RI 02889

Fenced in corner lot • Hardwoods throughout • Newer vinyl siding

Home values near 45 Congress St

Data from public records.

Address	Redfin Estimate
31 Congress Street, Warwick, RI 3 Beds \| 2 Baths \| 1040 Sq. Ft.	$404,963
39 Congress Street, Warwick, RI 2 Beds \| 2 Baths \| 1260 Sq. Ft.	$407,643

Address	Redfin Estimate
23 Congress Street, Warwick, RI 3 Beds \| 2 Baths \| 1440 Sq. Ft.	$423,204
38 Congress Street, Warwick, RI 3 Beds \| 1 Baths \| 1193 Sq. Ft.	$443,994

Address	Redfin Estimate
50 Congress Street, Warwick, RI 3 Beds \| 1.5 Baths \| 1575 Sq. Ft.	$381,291
28 Congress Street, Warwick, RI 3 Beds \| 2 Baths \| 1008 Sq. Ft.	$355,777

Property information provided by RIS when last listed in 2020. This data may not match . Learn more.

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