OFF MARKET

Off Market Mar 2021 for $355K

$671,625

•

2,444

sq ft

45 Oak St, Westerly, RI 02891

About this home

Located within walking distance to Historic downtown Westerly sits this traditional Cape with 4 Bedrooms and 3 Full baths. This staycation destination has it all. A large private yard with plenty of woods in the back, an inground pool and a hot tub! Walk into the mudroom hallway from the 2 car integral garage and go to the play room or laundry area and full bath with shower. Upstairs on the main level there are 2 highly sought after first floor bedrooms! One is currently being used as a den/office space with a propane stove for added heat. A large light filled living room with newer windows has a fireplace to cozy up to. The kitchen has been upgraded with new ss appliances and vinyl flooring. A spacious foyer and a full bath complete this level. Upstairs you will find 2 large bedrooms typical of a Cape style home with built-ins. There is a large cedar closet and an additional room to be used to suit your family's needs. A 3rd full bath services these BR's. There is an easement on the driveway that 43 Oak St has the right to use the driveway and park 2 cars but it is owned and maintained by 45 Oak St. The driveway is double wide for accessibility. Walk to the Westerly train station or visit the Savoy book store, the new United Theatre, the library or any of the local pubs and restaurants. This home is @ a 15 minute ride to RI's beautiful beaches. All showings must adhere to covid rules of wearing masks and all parties must be pre-qualified prior to showing.

Single-familyProperty Type

1962Year Built

1.69 acresLot Size

$275Est. Price/Sq.Ft.

2 car garageParking

Listed by Susan Eldridge • Schilke Realty

Bought with John Fusaro • Coldwell Banker Coastal Homes

Redfin checked: 2 minutes ago

•Source:RIS #1272546

Redfin Estimate

$671,625

$317K since sold in March 2021$4,000 since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 0.8% higher than the average sale price ($666K) of 6 comparable homes.

SOLD AUG 14, 2026
$760,000
A
4 beds2 baths2,555 sq ft
25 Hickory Ln, Westerly, RI 02891
SOLD JUL 13, 2026
$785,000
B
4 beds3 baths2,635 sq ft
54 Asher Ave, Pawcatuck, CT 06379
SOLD JUL 31, 2026
$630,000
C
3 beds3 baths1,674 sq ft
14 Branberry Dr, Westerly, RI 02891
SOLD AUG 3, 2026
$503,000
D
4 beds3 baths2,478 sq ft
82 Wells St, Westerly, RI 02891
SOLD JUN 26, 2026
$735,000
E
4 beds2.5 baths2,000 sq ft
90 Ashaway Rd, Westerly, RI 02891
SOLD JUN 24, 2026
$585,000
F
3 beds2 baths2,698 sq ft
7 Nichols Ln, Westerly, RI 02891

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Earn from this home

Sell

$377,989

Est. take-home

List your home with Redfin and save $6,716

Rent

$3,623/mo

Redfin rental estimate

List your home for rent

Market trends in 02891, RI

Last updated August 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

100.4%

0.0% MoM

Median sale price

$625K

$139 MoM

Avg. days on market

25d

8 days MoM

Recently sold homes

3 MoM

New listings for sale

$14,200,000
6 beds6 baths7,045 sq ft
5 Water's Edge Rd, Westerly, RI 02891
COMING SOON
$499,000
3 beds2 baths1,144 sq ft
11 Wilder Ave, Westerly, RI 02891
COMING SOON
$529,000
4 beds2 baths3,816 sq ft
160 160 Westerly Bradford Rd, Westerly, RI 02891
$299,000
1 bed1 bath314 sq ft
20 Winnipaug Rd Unit B6, Misquamicut, RI 02891
$306,000
1 bed1 bath362 sq ft
20 Winnapaug Rd Unit B3, Misquamicut, RI 02891
$350,000
1 bed1 bath471 sq ft
20 Winnapaug Rd Unit B7, Misquamicut, RI 02891
$360,000
1 bed1 bath510 sq ft
20 Winnapaug Rd Unit B1, Misquamicut, RI 02891
$489,000
3 beds2 baths2,806 sq ft
392 Bradford Rd, Bradford, RI 02808
3D WALKTHROUGH
$239,900
2 beds1 bath920 sq ft
15 Apache Dr Unit F, Westerly, RI 02891
$450,000
2 beds2 baths1,226 sq ft
114 Granite St #317, Westerly, RI 02891
See all

Provided by Redfin

Sale history for 45 Oak St

Date

Event

Price

RIS #1272546

Mar 1, 2021

Sold

$355,000

$145/sq ft

Jan 12, 2021

Pending

—

Jan 1, 2021

Listed

$375,000

$153/sq ft

RIS #1270790

Jan 1, 2021

Listing Removed

—

Nov 25, 2020

Listed

$389,000

$159/sq ft

RIS #1198610

Sep 28, 2018

Sold

$350,000

$143/sq ft

Sep 22, 2018

Pending

—

Aug 8, 2018

Contingent

—

Jul 28, 2018

Listed

$369,900

$151/sq ft

+35

Impressive classic Cape built 1964, with 4 bedrooms (one bedroom is on first floor), 3 baths, hardwoods, carpet, a beautiful relaxing patio and beautiful stone walls and fence surrounding the in ground pool. All appliances, formica counter tops, garbage disposal, dishwasher, washer & dryer, ceiling fans, window air conditions, cedar closet and also includes many "outdoor pool extras. " Rise Insulation in full attic, finished room in lower level would make a great guest suite, private secluded back yard (1.69 acre), with in ground pool (16x32) new liner 2017, cement apron with chain link 5' fence, sunken Jacuzzi 5 years old. Vinyl siding, seamless gutters and gutter guards, new windows in 2007. New roof vents, fireplace (wood burning or a gas log insert), done in 2004. Includes a gas stove in the den. Attic insulation blown in 2013, RISE. Shed on property, Large under house garage. Driveway is owned & maintained by 45 Oak Street. 43 Oak Street has right to use and two parking spaces, through an easement. * * * * * * * * * * * * * * * * * Only steps to historic downtown Westerly, Wilcox Park, Amtrak Train, quaint eateries, schools, and more. Misquamicut beach just a ten minute drive. Westerly Airport nearby, fly to Block Island for the weekend. Nothing to do but move in!!!

RIS #1042274

Jul 12, 2013

Listing Removed

—

May 29, 2013

Listed

$299,000

$122/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$3,746 (−7.8%)

$147,500 + $334,000

$481,500

2024

$4,061 (+2.9%)

$110,400 + $278,200

$388,600

2023

$3,948 (+0.6%)

$110,400 + $278,200

$388,600

2022

$3,925 (+8.8%)

$110,400 + $278,200

$388,600

2021

$3,606 (+1.8%)

$98,300 + $200,700

$299,000

2020

$3,543 (+0.9%)

$98,300 + $200,700

$299,000

2019

$3,510 (+9.5%)

$98,300 + $200,700

$299,000

2018

$3,205 (+8.5%)

$98,300 + $161,200

$259,500

2017

$2,953

$84,900 + $161,200

$246,100

2016

$2,953 (+3.7%)

$84,900 + $161,200

$246,100

2015

$2,848 (+1.6%)

$82,000 + $171,600

$253,600

2014

$2,802 (+1.4%)

$82,000 + $171,600

$253,600

2013

$2,764 (−0.4%)

$82,000 + $171,600

$253,600

2012

$2,776

$90,700 + $183,900

$274,600

Tax history for 45 Oak St

Year

Property tax

Land + Additions

Assessment*

2025

$3,746 (−7.8%)

$147,500 + $334,000

$481,500

2024

$4,061 (+2.9%)

$110,400 + $278,200

$388,600

2023

$3,948 (+0.6%)

$110,400 + $278,200

$388,600

2022

$3,925 (+8.8%)

$110,400 + $278,200

$388,600

2021

$3,606 (+1.8%)

$98,300 + $200,700

$299,000

2020

$3,543 (+0.9%)

$98,300 + $200,700

$299,000

2019

$3,510 (+9.5%)

$98,300 + $200,700

$299,000

2018

$3,205 (+8.5%)

$98,300 + $161,200

$259,500

2017

$2,953

$84,900 + $161,200

$246,100

2016

$2,953 (+3.7%)

$84,900 + $161,200

$246,100

2015

$2,848 (+1.6%)

$82,000 + $171,600

$253,600

2014

$2,802 (+1.4%)

$82,000 + $171,600

$253,600

2013

$2,764 (−0.4%)

$82,000 + $171,600

$253,600

2012

$2,776

$90,700 + $183,900

$274,600

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

1.69 Acres

Year renovated

—

Sq. Ft.

2,194

Year built

1962

Style

Single Family Residential

County

Washington County

APN

299074

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jun 22, 2026.

HDR-6

High-Density Residential 6 District

High-Density Residential 6 Zoning Districts are intended primarily for areas of existing residential development. These zoning districts are designed for areas where existing densities are high, close to saturation, which include a variety of housing types. These areas are served by municipal water. Also except Misquamicut, they are served by municipal sewers

Permitted uses

Include but are not limited to:

Housing-Group
Housing-Single unit
Park & open space
Water related

Property details

Parking

Garage/Carport Information
Has Garage
Has Attached Garage
# of Garage Spaces: 2

Parking
Features: Built In, Garage Door Opener
# of Parking (Total): 4
# of Covered Spaces: 2

Interior

Virtual Tour

Bathroom Information
# of Full Bathrooms: 3

Room Information
# of Rooms (Total): 7
Has Basement
Basement Information: Exterior Entry, Interior Entry, Partial, Partially Finished

Fireplace Information
Has Fireplace
# of Fireplaces: 1
Features: Masonry

Equipment
Appliances: Dryer, Dishwasher, Disposal, Microwave, Oven, Range, Refrigerator, Washer

Interior Features
Door Features: Storm Door(s)
Flooring: Ceramic Tile, Hardwood, Vinyl, Carpet
Other Features: Attic

Exterior

Building Information
Stories: 2
Stories (Total): 2
Construction Details: Drywall, Vinyl Siding

Exterior Features
Exterior Features: Deck, Paved Driveway
Patio And Porch Features: Deck

Pool and Spa Information
Pool Features: In Ground
Has Spa
Spa Features: Hot Tub

Lot Information
Lot Size Area: 73,616
Lot Size Acres: 1.69
Lot Features: Wooded

Property Information
Below Grade Finished Area: 250
Above Grade Finished Area: 2,194
Foundation Details: Concrete Perimeter

Financial

Assessments and Fees
Assessed Value: $299,000

Tax Information
Annual Tax Amount: $3,352
Tax Year: 2020

Utilities

Utility Information
Utilities: Sewer Connected
Electric: 200+ Amp Service
Sewer: Connected
Water Source: Connected

Heating & Cooling
Has Cooling
Cooling: 1 Unit
Has Heating
Heating: Baseboard, Hot Water, Propane, Oil

Location

Community Information
Community Features: Golf, Highway Access, Marina, Near Hospital, Near Schools, Public Transportation, Shopping, Tennis Court(s), Sidewalks

Public facts

Beds: 4
Baths: 3.0
Sq. Ft.: 2,194
Stories: 2.0
Lot Size: 1.69 acres
Style: Single Family Residential
Year Built: 1962
Year Renovated: —
County: Washington County
APN: 299074

Home facts updated by county records on Jun 22, 2026

Around this home

Schools

State Street School

Public K-4 • Assigned • 1.2mi

9/10

Westerly Middle School

Public 5-8 • Assigned • 2.9mi

7/10

Westerly High School

Public 9-12 • Assigned • 0.5mi

7/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Historical weather

Westerly, RI • 02891

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.1 hours in June and 4.6 hours in December, which is comparable to the U.S. average for solar exposure.

9.1 hrs

4.6 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$639,000 – $773,000

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COMING SOON

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COMING SOON

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20 Winnapaug Rd Unit B7, Misquamicut, RI 02891

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3D WALKTHROUGH

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Home values near 45 Oak St

Data from public records.

Address	Redfin Estimate
41 Oak Street, Westerly, RI 3 Beds \| 2 Baths \| 2015 Sq. Ft.	$648,973
57 Oak Street, Westerly, RI 3 Beds \| 2 Baths \| 2295 Sq. Ft.	$581,848

Address	Redfin Estimate
55 Oak Street, Westerly, RI 6 Beds \| 2 Baths \| 2578 Sq. Ft.	$526,739
47 Oak Street, Westerly, RI 4 Beds \| 2.5 Baths \| 2400 Sq. Ft.	$758,577

Address	Redfin Estimate
37 Oak Street, Westerly, RI 4 Beds \| 2 Baths \| 2116 Sq. Ft.	—
50 Oak Street, Westerly, RI 4 Beds \| 2 Baths \| 2640 Sq. Ft.	$547,768

Property information provided by RIS when last listed in 2021. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 02891, RI

Sale history for 45 Oak St

Tax history for 45 Oak St

Public record

Property details

Around this home

Schools

Lifestyle

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 02891

Home values near 45 Oak St

More real estate resources