For sale

$499,900

Est. $3,391/mo —

•

3,120

sq ft

1703 White Oak Rd, Chattanooga, TN 37415

About this home

Rare opportunity in the Chattanooga income property market: a true 4-bedroom, 2-bathroom duplex on each side -- a configuration that is virtually nonexistent in current MLS inventory. Whether you're an investor looking for outsized rental income or a buyer ready to house-hack into a fully remodeled 4-bedroom home, this property delivers in a way nothing else currently on the market can. This duplex was extensively renovated in 2019 -- kitchens, bathrooms, roof, and fixtures throughout both units -- establishing a strong, updated foundation that sets it apart from the unrenovated stock that dominates this price range. Unit A (left side) received a second round of updates in 2026, including new flooring, fresh paint, and additional fixture upgrades, and is delivered vacant and move-in ready for an owner-occupant or immediate leasing at market rate. Unit B (right side) is currently occupied by a long-term tenant. Additional highlights: freshly painted exterior, flood zone X (minimal risk), no HOA, and a 90×124 lot giving each side excellent separation and outdoor space. The 4BR/2BA configuration on each side makes these units suitable for families, roommate situations, or student housing -- dramatically expanding your tenant pool versus the standard 2BR duplex product that dominates this market. There are currently no comparable 4BR/side duplexes listed for sale in the greater Chattanooga market. This is a market-of-one listing priced to reflect that scarcity.

Multi-familyProperty Type

1971Year Built

0.36 acresLot Size

$160Price/Sq.Ft.

1 car garageParking

Listed by Ben Van Gaasbeek • RealSmart

Listing updated: Aug 24, 2026 at 04:27pm

Redfin checked: 2 minutes ago

•Source:GCAR #1538508

Payment calculator

$3,391 per month

Principal and interest$2,796

Property taxes

$441

HOA dues

Home insurance

$154

Utilities

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Open houses

No upcoming open houses.

Nearby open houses (10)

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OPEN SAT, 12PM TO 3PM
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OPEN SAT, 2PM TO 4PM
$375,000
3 beds2 baths1,620 sq ft
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OPEN SAT, 3PM TO 5PM
$339,900
3 beds2.5 baths1,776 sq ft
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OPEN SUN, 2PM TO 4PM
$875,000
4 beds2.5 baths3,409 sq ft
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OPEN SUN, 2PM TO 4PM
$425,000
2 beds2 baths1,000 sq ft
831 Fairmount Ave, Signal Mountain, TN 37377
OPEN SUN, 2PM TO 4PM
$520,000
3 beds2 baths2,145 sq ft
1056 Whippoorwill Dr, Signal Mtn, TN 37377
OPEN SUN, 2PM TO 4PM
$275,000
2 beds2 baths1,464 sq ft
190 Briarstone Dr, Rossville, GA 30741

Around this home

Schools

K - 12
Preschool & daycare

Rivermont Elementary School

Public PreK-5 • Assigned • 2.0mi

5/10

Red Bank Middle School

Public 6-8 • Assigned • 2.7mi

5/10

Red Bank High School

Public 9-12 • Assigned • 2.8mi

5/10

Provided by GreatSchools

About North

Chattanooga

North Chattanooga, located between the Tennessee River and Stringers Ridge, is a residential and outdoor-oriented Chattanooga neighborhood with a walkable riverfront and a ridge-top trail network. The neighborhood’s character concentrates around Frazier Avenue at Market Street, where coffee counters, local boutiques, and patio dining set a steady street-level hum. Architectural cues run from early-20th-century bungalows to tidy brick cottages, with pocket parks and front-porch blocks shaping the streetscape. Coolidge Park and the Walnut Street Bridge frame daily routines with river views and open lawns. The Chattanooga Market at the First Horizon Pavilion adds a weekly pulse of food stalls and makers. Stringers Ridge Park keeps the terrain close and wooded, balancing the urban grid.

Provided by Walk Score and Local Logic

Offer insights

1703 White Oak Rd · $499,900

Strong offer

$497K and above

75% chance or better to win

Why $497K+ is a strong offer

DAYS ON MARKET

The average home goes pending in 15 days.

SALE-TO-LIST

Most homes are selling 7% below list price.

About offer insights

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Interior features
Built-in features
Open floorplan
Finished full basement

Bathrooms
4 full bathrooms

Kitchen
Refrigerator
Electric range

Laundry & utility
Electric dryer hookup
Laundry in basement

Flooring
Vinyl flooring

Heating & cooling
Central heating (electric)
Central air conditioning (electric)

Sale and tax history for 1703 White Oak Rd

Sale History
Tax History

Date

Event

Price

GCAR #1538508

Aug 24, 2026

Price Changed

$499,900

$160/sq ft

Jul 10, 2026

Listed

$524,900

$168/sq ft

REALTRACS #3522049

Aug 24, 2026

Listed

$535,000

$171/sq ft

Apr 12, 2023

Sold

$528,000

$169/sq ft

+27

Completely remodeled in 2019. Great location right next to North Chattanooga, and a block away from CCA. Because of the desirability of the area, this property rents really well. Unit A was owner occupied by the previous owner, so it is really nice. It has beautiful polished concrete floors and tile floors on the main level. Large master suite, laundry, a living room, and bedroom on the main level as well. The 2nd floor has a beautifully remodeled kitchen, a living room, 2 bedrooms and a bathroom. There are hardwood floors on the whole 2nd floor. *Unit B has hardwood floors throughout. It also has a master suite, laundry, a living room, and bedroom on the main level. The 2nd floor has a remodeled kitchen, a living room, 2 bedrooms and a bathroom. Both units have fenced back yards and back decks.

GCAR #1369402

Apr 12, 2023

Sold

$528,000

$169/sq ft

Mar 8, 2023

Contingent

—

Feb 22, 2023

Listed

$535,000

$171/sq ft

+27

Completely remodeled in 2019. Great location right next to North Chattanooga, and a block away from CCA. Because of the desirability of the area, this property rents really well. Unit A was owner occupied by the previous owner, so it is really nice. It has beautiful polished concrete floors and tile floors on the main level. Large master suite, laundry, a living room, and bedroom on the main level as well. The 2nd floor has a beautifully remodeled kitchen, a living room, 2 bedrooms and a bathroom. There are hardwood floors on the whole 2nd floor. * Unit B has hardwood floors throughout. It also has a master suite, laundry, a living room, and bedroom on the main level. The 2nd floor has a remodeled kitchen, a living room, 2 bedrooms and a bathroom. Both units have fenced back yards and back decks.

REALTRACS #2337743

Nov 8, 2019

Sold

$375,000

$120/sq ft

GCAR #1256951

Feb 14, 2017

Sold

$233,000

$75/sq ft

REALTRACS #2731257

Feb 14, 2017

Sold

$233,000

$75/sq ft

Public Records

Apr 19, 2010

Sold

$153,000

$49/sq ft

Public Records

Nov 23, 1993

Sold

$62,400

$20/sq ft

Public record

Public record
Zoning

Beds

—

Baths

—

Stories

Lot width

90 ft.

Lot depth

124 ft.

Lot size

1 Acre

Year renovated

—

Finished Sq. Ft.

—

Unfinished Sq. Ft.

—

Total Sq. Ft.

3,120

Year built

1971

Style

Multi-Family (2-4 Unit)

County

Hamilton County

APN

126E B 017

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Oct 16, 2026.

RN-2

Residential Neighborhood Zone

The RN-2 Residential Neighborhood Zone is intended to accommodate a neighborhood environment characterized by a mixture of single-unit homes—both attached and detached—and two-unit homes and townhouse dwellings.

Permitted uses

Include but are not limited to:

Religious facility
Housing-Group
Housing-Single unit
Housing-Multiple units
Infrastructure
Bed & breakfast
Educational/school
Fire house
Police station
Park & open space

Climate risks

9/10 Flood Factor

Estimated 80%+ chance of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

5/10 Heat Factor

7 days above 105° expected this year, 20 days in 30 years

4/10 Wind Factor

12% chance of strong winds in next 30 years

4/10 Air Factor

3 unhealthy days expected this year, 4 days in 30 years

Provided by First Street

Historical weather

Chattanooga, TN • 37415

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

81/ 100

Very good sunlight

Sunscore

There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

8.5 hrs

4.5 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 1703 White Oak Rd

There isn’t enough information to generate an accurate estimate at this time. Learn More

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Listing provided by REALTRACS as Distributed by MLS Grid

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Details provided by GCAR and may not match the public record. Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Payment calculator

Affordability tools

See this home in person

Nearby open houses (10)

Around this home

Schools

Offer insights

Property details

Sale and tax history for 1703 White Oak Rd

Public record

Climate risks

Historical weather

Sun exposure

Redfin Estimate for 1703 White Oak Rd

Nearby similar homes

New listings for sale in 37415

More real estate resources