*ACCEPTING OFFERS UNTIL 4:00 - 11/1/2025* Elder Mountain - First time on market this one owner home is situated on a beautiful 2-acre private wooded lot. This home features 4 bedrooms / 3 baths and is ready for the next family to make it into their wonderful mountain retreat. Crafted with mountain stone and cedar siding, this home radiates mountain character and craftsmanship. A brick driveway leads to a secluded retreat surrounded by mature hardwoods, massive boulders, and the sounds of nature. Inside you will find a two-story living room featuring walls of glass and a mountain stone fireplace. A large kitchen with a separate breakfast room and an inviting dining room make this home ideal for both entertaining and everyday living. There are 2 bedrooms on the main level and 2 additional bedrooms on the second level perfect for guests or family. There is a large den on lower level plus plenty of storage and 2 car garage. Enjoy expansive decks on two levels, perfect for outdoor entertaining, relaxing, or simply soaking in the beauty of the natural surroundings. Located in the tranquil community that is Elder Mountain, with quite streets and friendly neighbors, enjoy a community pool & tennis court within this gated community. Access some of the best outdoor recreation in the region literally minutes away., Raccoon Mountain Reservoir, located halfway up Elder, offers world-class mountain biking and hiking trails or take a walk or road bike ride around the lake and experience panoramic mountain and valley views. Have your water toys on the Tennessee River within minutes, just 2 miles away is a boat launch into the breathtaking Tennessee River Gorge. This one-owner property is being offered ''as-is'', presenting a rare opportunity to own a private mountain retreat that combines privacy, recreation, and convenience—all within a short drive of downtown Chattanooga.
Single-familyProperty Type
1988Year Built
1.91 acresLot Size
$201Est. Price/Sq.Ft.
2 car garageParking
Listed by • Fletcher Bright Realty
Bought with Jay Robinson• Greater Downtown Realty dba Keller Williams Realty
* ACCEPTING OFFERS UNTIL 4:00 - 11/1/2025 * Elder Mountain - First time on market this one owner home is situated on a beautiful 2-acre private wooded lot. This home features 4 bedrooms / 3 baths and is ready for the next family to make it into their wonderful mountain retreat. Crafted with mountain stone and cedar siding, this home radiates mountain character and craftsmanship. A brick driveway leads to a secluded retreat surrounded by mature hardwoods, massive boulders, and the sounds of nature. Inside you will find a two-story living room featuring walls of glass and a mountain stone fireplace. A large kitchen with a separate breakfast room and an inviting dining room make this home ideal for both entertaining and everyday living. There are 2 bedrooms on the main level and 2 additional bedrooms on the second level perfect for guests or family. There is a large den on lower level plus plenty of storage and 2 car garage. Enjoy expansive decks on two levels, perfect for outdoor entertaining, relaxing, or simply soaking in the beauty of the natural surroundings. Located in the tranquil community that is Elder Mountain, with quite streets and friendly neighbors, enjoy a community pool & tennis court within this gated community. Access some of the best outdoor recreation in the region literally minutes away. , Raccoon Mountain Reservoir, located halfway up Elder, offers world-class mountain biking and hiking trails or take a walk or road bike ride around the lake and experience panoramic mountain and valley views. Have your water toys on the Tennessee River within minutes, just 2 miles away is a boat launch into the breathtaking Tennessee River Gorge. This one-owner property is being offered ''as-is'', presenting a rare opportunity to own a private mountain retreat that combines privacy, recreation, and convenience—all within a short drive of downtown Chattanooga.
RCAOR #1154690
Oct 27, 2010
Listed
$45,000
$14/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$1,971
2024
$1,971
2023
$1,971
2022
$1,971
2021
$1,971 (−11.6%)
2020
$2,229
2019
$2,229
2018
$2,229
2017
$2,229
2016
$2,229 (−3.0%)
2015
$2,299
2014
$2,299
Tax history for 4 S Bluff Rd
Year
Property tax
Land + Additions
Assessment*
2025
$1,971
2024
$1,971
2023
$1,971
2022
$1,971
2021
$1,971 (−11.6%)
2020
$2,229
2019
$2,229
2018
$2,229
2017
$2,229
2016
$2,229 (−3.0%)
2015
$2,299
2014
$2,299
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Middle Or Junior High School: Whitwell Middle School
High School: Whitwell High School
Location Information
Directions: From downtown Chattanooga go West on I-24, Exit Browns Ferry Road and take a right, go approximately 1/2 mile, take a left on Elder Road to top of Mountain, take a left at security guard house at top of Mountain, stay on Cumberland Road until it turns into S. Bluff Road, look for sign on the right.
Topography: Wooded,Private,Other
Public facts
Beds: —
Baths: 2.0
Sq. Ft.: 3,730
Stories: 2.0
Lot Size: 2 acres
Style: Single Family Residential
Year Built: 1988
Year Renovated: 1996
County: Marion County
APN: 125G D 00200 000
Home facts updated by county records on Jul 6, 2026
Other
Home Information
Living Area: 3137
Living Area Units: Square Feet
Living Area Source: Builder
Building Area Total: 3137
Building Area Units: Square Feet
Building Area Source: Builder
Foundation Details: Block
Year Built Details: Existing
Levels: Three Or More
Security Features: Security Guard
Around this home
Schools
Whitwell Elementary School
Public PreK-4 • Assigned • 12.0mi
6/10
Whitwell Middle School
Public 5-8 • Assigned • 12.1mi
8/10
Whitwell High School
Public 9-12 • Assigned • 12.0mi
6/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
4/10 Fire Factor
2% chance of being in a wildfire in next 30 years
3/10 Heat Factor
4 days above 105° expected this year, 11 days in 30 years
4/10 Wind Factor
10% chance of strong winds in next 30 years
3/10 Air Factor
2 unhealthy days expected this year, 3 days in 30 years
Provided by First Street
Historical weather
Chattanooga, TN • 37419
Average low and high temperatures (°F)
44
26
55
35
67
44
74
53
73
58
82
65
86
69
80
65
79
62
70
51
61
44
50
34
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9 hours in
June and 4.4 hours in December, placing it below the
U.S. average for solar exposure.
9 hrs
4.4 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$599,000 – $725,000
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