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About this home
Welcome to 406 S Germantown Road in Chattanooga - a charming 3-bedroom, 1-bath home offering 1,184 square feet of comfortable living space. Situated on a spacious lot, this property features a functional layout with great potential for both homeowners and investors. Enjoy the convenience of a detached carport along with a detached garage/utility building, providing ample space for parking, storage, hobbies, or a workshop setup. The level yard offers room to expand, garden, or simply relax outdoors. Located in a highly convenient area, you'll appreciate quick access to shopping, dining, schools, and downtown Chattanooga, making daily commutes and errands a breeze. All offers are subject to bank approval. Sold AS-IS.
Single-familyProperty Type
1946Year Built
0.46 acresLot Size
$211Price/Sq.Ft.
1 spaceParking
Listed by Cassie King• Better Homes and Gardens Real Estate Signature Brokers
Brainerd, located between Missionary Ridge and East Brainerd, is a residential and commercial Chattanooga neighborhood with mid-century ranch streetscapes and a busy retail corridor. The neighborhood’s character concentrates around the Brainerd Road and Belvoir Avenue intersection, where auto shops, longtime eateries, and everyday storefronts set a steady, lived-in rhythm. Brainerd Baptist School and Brainerd United Methodist Church anchor local routines alongside the Brainerd Golf Course clubhouse. Housing ranges from brick ranches to split-levels, with mature trees and broad lots shaping the streets. Brainerd Road carries most of the motion, while side streets feel quieter and more tucked back. Nearby ridgeline views and quick routes toward downtown keep the geography front and center.
Provided by Walk Score and Local Logic
Market insights
406 S Germantown Rd · $249,900
DAYS ON MARKET
197 days
The average home goes pending in 50 days.
SALE-TO-LIST
97.6%
Most homes are selling 2% below list price.
LIST PRICE
$274,000
Median list price in this area is $385,777. (41% higher than this home)
PRICE DROP
6 price drops
28% of homes in this area have had a price drop in the past month.
Property details
Interior
Exterior
Finance
Bathroom
Bedroom
Living
Interior features
Water heater
Wood-burning stove fireplace (1 total)
Bathrooms
1 full bathroom
Laundry & utility
Laundry located in the kitchen
Flooring
Hardwood flooring
Tile flooring
Heating & cooling
Central heating
Wood stove heating
Central air conditioning
Exterior features
Front covered porch
Porch
Back yard
Chain link fencing
Level yard
Home design
Single-family residence
One story
Vinyl siding
Parking
Carport (1 space)
Driveway with gravel
Additional garage structure
Construction
Shingle roof
Block foundation
Built with vinyl siding
Utilities
Public water
Public sewer
Electricity connected
Water connected
Sewer connected
Cable available
Phone available
Electricity and solar
View estimated energy costs and solar savings for this home
Awesome location! Check out this remodeled 3 bedroom ranch home in the East Ridge School district with a level yard, Carport and detached garage. This property is zoned R4 so multi family and office space are options!
Public Records
Dec 5, 1994
Sold
$49,000
$41/sq ft
Public Records
Aug 19, 1991
Sold
$33,000
$28/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$902 (+46.6%)
2024
$615
2023
$615
2022
$615
2021
$615 (+19.0%)
2020
$517
2019
$517
2018
$517
2017
$517 (+6.6%)
2016
$485
2014
$485
Public record
Public record
Zoning
Beds
—
Baths
—
Stories
1
Lot width
100 ft.
Lot depth
200 ft.
Lot size
1 Acre
Year renovated
—
Finished Sq. Ft.
—
Unfinished Sq. Ft.
—
Total Sq. Ft.
1,184
Year built
1946
Style
Single Family Residential
County
Hamilton County
APN
157I A 006
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Oct 16, 2026.
C-NT
Neighborhood Transition Commercial Zone
The C-NT Transition Zone is intended to accommodate low intensity office and service uses as well as single-unit dwellings. The C-NT Zone also accommodates conversions of existing single-unit detached dwellings to commercial uses, creating a unique mixed-use character. The zone serves as a transition between residential neighborhoods and higher intensity commercial areas.
Permitted uses
Include but are not limited to:
Community / recreation center
Day care facility
Housing-Group
Housing-Single unit
Industrial
Infrastructure
Bed & breakfast
Mixed use
Office
Park & open space
Climate risks
9/10 Flood Factor
Estimated 80%+ chance of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
6/10 Heat Factor
7 days above 105° expected this year, 19 days in 30 years
4/10 Wind Factor
12% chance of strong winds in next 30 years
3/10 Air Factor
2 unhealthy days expected this year, 2 days in 30 years
Provided by First Street
Historical weather
Chattanooga, TN • 37411
Average low and high temperatures (°F)
49
30
58
37
71
46
78
54
78
61
87
68
91
73
85
68
84
64
75
53
65
46
55
36
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
76/ 100
Good sunlight
Sunscore
There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
8.4 hrs
3.9 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 406 S Germantown Rd
$267,404
$18K over list price of $250K
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $270K to $312K.