Welcome to this beautifully appointed 3-bedroom, 2.5-bath home with an attached 2-car garage, located in the prestigious Black Creek community—nestled in the shadow of Raccoon Mountain and offering breathtaking, unobstructed views right outside your doorstep. This thoughtfully designed home boasts an open floor plan that blends comfort with style, featuring quartz countertops, two covered porches, a fenced-in yard, and a spacious laundry room complete with a utility sink. The luxurious primary suite includes dual walk-in closets, a dual-sink vanity, and an oversized walk-in steam shower for a spa-like experience. Beyond the home itself, residents enjoy access to Black Creek's world-class amenities spread across 2,600 acres. The community is anchored by an 18-hole championship golf course—ranked among Golfweek's Top 100 Residential Courses—offering pro instruction and unforgettable views. The clubhouse features fine dining, a full bar, a comfortable lounge, and elegant event spaces. For wellness and recreation, the fitness center offers studio classes, while resort-style pools—including a stunning infinity pool with towel and food service—create a true vacation-at-home experience. Outdoor enthusiasts will appreciate the tennis and pickleball courts, miles of scenic walking and biking trails, a junior soccer field, and courts for basketball and volleyball. Families and pet lovers will enjoy multiple playgrounds, a dog park, community ponds, and covered pavilion areas with grilling stations—perfect for gatherings. Black Creek also hosts engaging social events throughout the year, fostering a close-knit and vibrant community. Don't miss this rare opportunity to live in one of Chattanooga's most desirable neighborhoods—where luxury meets lifestyle.
Single-familyProperty Type
2018Year Built
3,920 sq ftLot Size
$278Est. Price/Sq.Ft.
2 car garageParking
Listed by Asher Black• Greater Downtown Realty dba Keller Williams Realty
Contact: 4232084943
Bought with Lori Montieth• Greater Chattanooga Realty, Keller Williams Realty
Welcome to this beautifully appointed 3-bedroom, 2.5-bath home with an attached 2-car garage, located in the prestigious Black Creek community—nestled in the shadow of Raccoon Mountain and offering breathtaking, unobstructed views right outside your doorstep. This thoughtfully designed home boasts an open floor plan that blends comfort with style, featuring quartz countertops, two covered porches, a fenced-in yard, and a spacious laundry room complete with a utility sink. The luxurious primary suite includes dual walk-in closets, a dual-sink vanity, and an oversized walk-in steam shower for a spa-like experience. Beyond the home itself, residents enjoy access to Black Creek's world-class amenities spread across 2,600 acres. The community is anchored by an 18-hole championship golf course—ranked among Golfweek's Top 100 Residential Courses—offering pro instruction and unforgettable views. The clubhouse features fine dining, a full bar, a comfortable lounge, and elegant event spaces. For wellness and recreation, the fitness center offers studio classes, while resort-style pools—including a stunning infinity pool with towel and food service—create a true vacation-at-home experience. Outdoor enthusiasts will appreciate the tennis and pickleball courts, miles of scenic walking and biking trails, a junior soccer field, and courts for basketball and volleyball. Families and pet lovers will enjoy multiple playgrounds, a dog park, community ponds, and covered pavilion areas with grilling stations—perfect for gatherings. Black Creek also hosts engaging social events throughout the year, fostering a close-knit and vibrant community. Don't miss this rare opportunity to live in one of Chattanooga's most desirable neighborhoods—where luxury meets lifestyle.
REALTRACS as Distributed by MLS Grid #2963522
Feb 16, 2026
Sold
$530,000
$258/sq ft
Jan 7, 2026
Contingent
—
Nov 6, 2025
Price Changed
$540,000
$263/sq ft
Oct 3, 2025
Price Changed
$550,000
$268/sq ft
Aug 1, 2025
Listed
$565,000
$275/sq ft
Jul 30, 2025
Coming Soon
$565,000
$275/sq ft
REALTRACS as Distributed by MLS Grid #2711079
Jul 24, 2024
Sold
$530,000
$258/sq ft
REALTRACS as Distributed by MLS Grid #2670951
Aug 1, 2024
Listing Removed
—
Jul 3, 2024
Contingent
—
Jun 24, 2024
Listed
$549,900
$268/sq ft
GCAR #1391906
Jul 24, 2024
Sold
$530,000
$258/sq ft
Jul 3, 2024
Contingent
—
Jun 7, 2024
Price Changed
$549,900
$268/sq ft
May 14, 2024
Listed
$569,900
$277/sq ft
REALTRACS as Distributed by MLS Grid #2742449
Apr 20, 2020
Sold
$366,500
$178/sq ft
GCAR #1308589
Apr 20, 2020
Sold
$366,500
$178/sq ft
Mar 11, 2020
Contingent
—
Nov 22, 2019
Price Changed
$375,000
$183/sq ft
Oct 23, 2019
Listed
$381,000
$185/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$1,994 (−8.3%)
2024
$2,174
2023
$2,174
2022
$2,174
2021
$2,174 (−8.7%)
2020
$2,381
2019
$2,381 (+46.2%)
2018
$1,629 (+292.7%)
2017
$415
Tax history for 961 Elk Ridge Trl
Year
Property tax
Land + Additions
Assessment*
2025
$1,994 (−8.3%)
2024
$2,174
2023
$2,174
2022
$2,174
2021
$2,174 (−8.7%)
2020
$2,381
2019
$2,381 (+46.2%)
2018
$1,629 (+292.7%)
2017
$415
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Public record
Zoning
Beds
—
Baths
—
Stories
2
Lot width
—
Lot depth
—
Lot size
1 Acre
Year renovated
—
Sq. Ft.
2,054
Year built
2018
Style
Single Family Residential
County
Hamilton County
APN
153M E 008
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Jul 20, 2026.
RN-3
Residential Neighborhood Zone
The RN-3 Residential Neighborhood Zone is intended to accommodate mixed residential neighborhoods consisting of a range of dwelling types that may include single-unit—both attached and detached, two-unit, townhouse, and multi-unit dwellings.
Permitted uses
Include but are not limited to:
Religious facility
Housing-Group
Housing-Single unit
Housing-Multiple units
Infrastructure
Bed & breakfast
Educational/school
Fire house
Police station
Park & open space
Property details
Parking
Parking Information
Covered Spaces: 2
Parking Total: 2
Parking Features: Garage Door Opener, Attached
Garage Spaces: 2
Has Attached Garage
Has Garage
Interior
Bedroom Information
# of Bedrooms: 3
Bathroom Information
# of Full Baths (Total): 2
# of Half Baths (Total): 1
Room 1 Information
Room Type: Kitchen
Room Features: Pantry
Laundry Room Information
Laundry Features: Electric Dryer Hookup, Washer Hookup
Heating & Cooling
Has Heating
Heating Information: Central, Natural Gas
Has Cooling
Cooling Information: Central Air, Electric
Interior Features
Interior Features: Open Floorplan, Walk-in Closet(s)
Appliances: Refrigerator, Microwave, Gas Range, Dishwasher
Flooring: Carpet, Tile
Exterior
Building Information
Construction Materials: Fiber Cement, Other, Brick
Roof: Asphalt
Exterior Features
Patio And Porch Features: Deck, Covered, Patio
Property Information
Property Type: Residential
Property Sub Type: Single Family Residence
Has View
Above Grade Finished Area Units: Square Feet
Above Grade Finished Area Source: Assessor
Below Grade Finished Area Units: Square Feet
Below Grade Finished Area Source: Assessor
Lot Information
Lot Features: Level, Corner Lot, Other
Lot Size Area: 0.09
Lot Size Units: Acres
Lot Size Acres: 0.09
Lot Size Dimensions: 84.75X122.24
Lot Size Source: Agent Calculated
Financial
Tax Information
Tax Annual Amount: $4,359
Utilities
Utility Information
Water Source: Public
Sewer: Public Sewer
Utilities: Electricity Available, Natural Gas Available, Water Available
Location
HOA Information
Has HOA
Association Amenities: Clubhouse, Golf Course, Playground, Pool, Tennis Court(s), Sidewalks
Association Fee: $480
Association Fee Frequency: Quarterly
School Information
Elementary School: Lookout Valley Elementary School
Middle Or Junior High School: Lookout Valley Middle / High School
High School: Lookout Valley Middle / High School
Location Information
Directions: Take I-24 towards Nashville/Birmingham. Take exit 174 for US-41/US-64/ toward US-11/Lookout Valley. Turn left onto US-41 S/US-64 E/US-72 E. Sharp right onto US-11 S (Birmingham Hwy). Turn right onto Cummings Rd. Turn left onto River Gorge Dr. At the traffic circle take the 2nd exit and stay on River Gorge Dr. Turn left onto Alston Dr. Turn right onto Elk Ridge. Home is on the corner with a white fence.
Topography: Level,Corner Lot,Other
Public facts
Beds: —
Baths: —
Sq. Ft.: 2,054
Stories: 2.0
Lot Size: 1 acres
Style: Single Family Residential
Year Built: 2018
Year Renovated: —
County: Hamilton County
APN: 153M E 008
Home facts updated by county records on Jul 20, 2026
Chattanooga is known for its mountains and the Tennessee River, but its hidden gems make it special—unexpected views, tucked-away trails, beautiful homes and quiet greenways waiting to be discovered.