Country living in the foothills of the Smokies - close to everything yet far from it all! Considered the quiet side of the Smokies, Cosby offers a laidback feel while still being within quick and easy reach of all that makes this area so desirable to both natives and tourists alike. This serene property grants beautiful greenery with wooded privacy on a fenced lot bordered by flowing creek. Enter via the driveway that leads to the back of property with a 19x26 insulated workshop on a concrete slab. This shop is perfect to house your garden/lawn equipment or simply to become a quiet place to pursue a handyman hobby. A very well maintained and remodeled charmer with comfortable flow, this 2 bed/2.5 bath with an additional flex room upstairs, could be used as office or study. Home offers an updated aesthetic with traditional flair. The first thing you will notice is the use of color and texture that gives a rustic-meets-modern feel, with an open floor plan that merges main living areas, while maintaining the integrity of each individual space. The kitchen is fashioned with custom finishes, pantry storage, plenty of sunlight, gas stove and ample granite countertops in a layout with an open airy feel to the living area with its wood-burning stove. Both bedrooms are conveniently located on the main floor, and the primary is all set with its own private bath complemented by double sinks and a soaker tub. Another full bath adds a streamlined function to the main floor, beautifully adorned with granite vanity and custom tilework in the tub/shower combo. Venture up the turned staircase where a large loft / recreational room room with half bath. This space has been currently used as MIL suite, but could easily function as a games room, second living room, or home office. The air conditioning unit is only 2 years old! At the end of the day, the deck with ramp entry makes a lovely destination to retreat with your favorite beverage and take in the surrounding nature. An added bonus that makes this property virtually move-in ready is that most furniture is being sold with the home. The location is great for potential vacation rental, minutes to Newport and I-40, 10min to the Great Smoky Mountains, 20min to Douglas Lake, and about 25min to Gatlinburg. Lots of opportunity in this hidden gem, so call today and make this your go-to getaway, right away! Square footage is estimated. Buyer to verify all information.
Historic home located in quiet mountain area of Cosby. 2 bedrooms plus, 2.5 baths in this 1918-1 -+ story home situated on 2.25 acres. Great getaway, vacation or permanent home. Come make it your own with some finishing touches! Being sold as is/where is. Info taken from tax records, buyer to verify. HUD case #481-290066 For more info visit www. hudhomestore.com Property being marketed by www. qintco.com
Public Records
Mar 11, 2009
Sold
$105,200
$69/sq ft
Public Records
Apr 27, 2004
Sold
$82,000
$54/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$779 (+39.1%)
2024
$560
2023
$560 (−0.2%)
2022
$561
2021
$561
2020
$561 (−0.2%)
2019
$562
2018
$562 (−2.4%)
2017
$576 (−1.7%)
2016
$586
2015
$586 (−10.1%)
2014
$652
Tax history for 820 Middle Creek Rd
Year
Property tax
Land + Additions
Assessment*
2025
$779 (+39.1%)
2024
$560
2023
$560 (−0.2%)
2022
$561
2021
$561
2020
$561 (−0.2%)
2019
$562
2018
$562 (−2.4%)
2017
$576 (−1.7%)
2016
$586
2015
$586 (−10.1%)
2014
$652
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Beds
—
Baths
3
Stories
2
Lot width
—
Lot depth
—
Lot size
2.25 Acres
Year renovated
1995
Sq. Ft.
1,454
Year built
1918
Style
Single Family Residential
County
Cocke County
APN
101 01100 000
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Jul 20, 2026.
Property details
Parking
Garage Information
Parking Features: RV Parking, Main Level, Off-Street Parking
Interior
Virtual Tour Information
Bathroom Information
Bathrooms Full: 2
Bathrooms Half: 1
Bathrooms Total Integer: 3
Basement Information
Basement: Crawl Space
Fireplace Information
Fireplaces Total: 1
Fireplace Features: Wood Burning Stove
Interior Features
Rooms Total: 5
Appliances: Dishwasher, Dryer, Gas Stove, Refrigerator, Smoke Detector, Washer
Flooring: Laminate, Carpet, Tile
Exterior
Exterior Features
Exterior Features: Fence - Wood, Porch - Covered
Other Structures: Workshop
Construction Materials: Vinyl Siding, Frame
Property Information
Property Sub Type: Residential
Property Attached YN: No
Living Area Source: Owner
Building Area Total: 1,520
Lot Information
Lot Size Acres: 2.25
Lot Size Square Feet: 98,010
Lot Size Source: Tax Records
Lot Features: Wooded, Corner Lot, Irregular Lot, Rolling Slope
View: Country Setting, Seasonal Mountain
Financial
Tax Information
County Taxes: $561.09
Total Tax: $561.09
Utilities
Heating & Cooling
Heating YN: Yes
Heating: Central, Propane, Electric
Cooling YN: Yes
Cooling: Central Cooling
Utility Information
Sewer: Septic Tank
Location
Location Information
Directions: 40E, take exit 440 onto TN73/WUS321S, Turn right onto US321, Turn Right onto Middle Creek Rd. SOP
Unparsed Address: 820 Middle Creek Rd, Cosby, TN 37722
Public facts
Beds: —
Baths: 3.0
Sq. Ft.: 1,454
Stories: 2.0
Lot Size: 2.25 acres
Style: Single Family Residential
Year Built: 1918
Year Renovated: 1995
County: Cocke County
APN: 101 01100 000
Home facts updated by county records on Jul 20, 2026
Around this home
Schools
Cosby Elementary School
Public K-8 • Assigned • 2.2mi
7/10
Cosby High School
Public 9-12 • Assigned • 2.2mi
3/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
10/10 Flood Factor
Estimated 80%+ chance of a flood reaching the building in the next 30 years
3/10 Fire Factor
0.31% chance of being in a wildfire in next 30 years
5/10 Heat Factor
7 days above 99° expected this year, 21 days in 30 years
2/10 Wind Factor
Minor risk of severe winds over next 30 years
2/10 Air Factor
1 unhealthy days expected this year, 2 days in 30 years
Provided by First Street
Historical weather
Cosby, TN • 37722
Average low and high temperatures (°F)
45
28
54
36
68
46
75
55
75
59
84
67
87
71
81
67
79
63
72
52
63
45
53
36
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.1 hours in
June and 4.4 hours in December, placing it below the
U.S. average for solar exposure.
9.1 hrs
4.4 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$262,000 – $317,000
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