Affordable Housing Opportunity! Cash only. No exceptions!!!!! This charming home began as a new, storage shed and has been beautifully converted into a comfortable and efficient living space. The structure sits on an existing concrete pad and footer that once supported a four-bedroom double-wide home. The double-wide was never occupied and was removed following a divorce, leaving behind a new septic system and a solid foundation ready for reuse. No septic records were found on the local government site. The home is securely set on blocks and anchored in four locations for stability. The property features a 200-amp electrical system divided into two breaker boxes: one 100-amp box supplying the home and a second outdoor 100-amp box that could easily power a future barn, workshop, or outbuilding. All electrical work was completed by a licensed electrician, and the plumbing features Schedule 40 PVC and PEX water lines for durability and reliability. The home is heated by a natural gas fireplace, providing cozy warmth throughout the cooler months. With solid infrastructure, thoughtful upgrades, and room for future expansion, this property offers a smart and affordable housing solution for those seeking comfort, practicality, and long-term value. Financing is unavailable because an appraisal requires comparable, where there is noe
Single-familyProperty Type
2020Year Built
1.01 acresLot Size
$76Price/Sq.Ft.
Listed by Brian Howard• Realty Executives Associates
Directions: From TN-62 W. turn left onto Petit LN. for 1.4 miles turn left onto Matt Edmond Rd. 0.7 mile turn left onto William Rd. Rt. onto Mossy Grove Rd. which turns into Ray Cross Rd. Once you pass Jones Rd go .25 mile. driveway on right.
Unparsed Address: 284 Ray Cross Rd, Harriman, TN 37748
Public facts
Beds: —
Baths: 1.0
Sq. Ft.: 640
Stories: 1.0
Lot Size: 1.01 acres
Style: Single Family Residential
Year Built: 2020
Year Renovated: 2020
County: Morgan County
APN: 129 02105 000
Home facts updated by county records on Aug 3, 2026
Around this home
Schools
Central Middle School
Public 5-8 • Assigned • 3.8mi
4/10
Central High School
Public 9-12 • Assigned • 5.5mi
4/10
Provided by GreatSchools
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
3/10 Fire Factor
0.62% chance of being in a wildfire in next 30 years
4/10 Heat Factor
7 days above 103° expected this year, 17 days in 30 years
2/10 Wind Factor
3% chance of strong winds in next 30 years
3/10 Air Factor
2 unhealthy days expected this year, 3 days in 30 years
Provided by First Street
Historical weather
Harriman, TN • 37748
Average low and high temperatures (°F)
45
26
55
33
69
42
76
52
77
58
86
66
91
72
86
67
83
63
74
51
63
43
52
34
Jan
Feb
Mar
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May
Jun
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Aug
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Sun exposure
In this area, properties receive around 9.1 hours in
June and 3.9 hours in December, placing it below the
U.S. average for solar exposure.