Water Front Living at its best. Come relax on the main channel of Chickamauga Lake just minutes from everything but in a tranquil setting. This lakeside cabin was built with the view in mind. The rear of the home designed with floor to ceiling windows to enjoy the view all day! Whether you are looking for full time living or a second home, this one will do! Two spacious bedrooms on the main level with one and half bathrooms. Easy to use kitchen with full pantry and leathered granite counter tops. Hardwood floors throughout with no carpet. Tongue and groove walls for that warm cabin feel. The fireplace with gas logs provides a centerpiece for the living area. The cathedral ceilings are stunning. The large suite upstairs has vaulted ceilings and a full bath with tile shower. The upstairs features an open sitting area with views of the lower level and the water. The finished walk out basement leaves you with many possibilities including a large space overlooking the lake. The basement includes laundry, fully plumbed bath for easily adding another shower, lots of storage. Walk out onto the wrap around deck, newly installed with composite materials for easy care. You will have year around water here! The path to the lake is asphalt for any easy ride down or use the stairs. The dock is covered with composite decking and the boat slip was added in 2025 with a boat lift. Fish from the dock or enjoy a meal or take in the sun. Large enough for entertaining! Home has a new roof installed this year! The detached garage is perfect storage for jet skis, side by side, etc. Lot's of parking and a newly paved black top driveway. Ready for lake life under 1M? Don't wait. This one has it all! Owner/Agent
Single-familyProperty Type
2008Year Built
0.98 acresLot Size
$490Price/Sq.Ft.
1 car garageParking
Listed by Lisa Padgett Calfee• The Source Real Estate Group
Birchwood, located between Chickamauga Lake and the White Oak Mountain ridgeline, is a lakeside and rural Ooltewah neighborhood with wooded shorelines and winding two-lane roads. The character concentrates around the Hwy 58 corridor near the Harrison Bay area, where boat ramps, marinas, and low-key local stops set a weekend-on-the-water rhythm. Housing reads as a mix of lake cottages, ranch-style homes, and newer builds tucked into trees and long driveways. Days tend to orbit the water, with fishing coves and broad views across the Tennessee River system. Trailheads and overlooks on White Oak Mountain add a quieter, elevated counterpoint to the shoreline. The pace stays unhurried, shaped by forest edges, docks, and open sky.
Provided by Walk Score and Local Logic
Offer insights
13123 Eldridge Rd · $875,000
$863K and above
75% chance or better to win
Why $863K+ is a strong offer
SALE-TO-LIST
97.9%
Most homes are selling 2% below list price.
LIST PRICE
$875,000
Median list price in this area is $197,470. (77% lower than this home)
About offer insights
Property details
Interior
Exterior
Finance
Kitchen
Bathroom
Bedroom
Living
Dining
Interior features
Ceiling fans
High ceilings
Open floor plan
Full basement
Gas fireplace in the living room
Fire alarm and smoke detectors
Bedrooms
3 bedrooms
Master suite with attached master bathroom
Bathrooms
2 full bathrooms
2 half bathrooms
Kitchen
Eat-in kitchen
Refrigerator
Freezer
Electric range
Dishwasher
Flooring
Wood flooring
Tile flooring
Other flooring
Heating & cooling
Central heating (electric)
Central air conditioning (electric)
Exterior features
Porch
Dock
Lakefront waterfront
Sloped, wooded lot
Home design
Single family residence
Residential property
Three or more levels
Has a view
Accessible approach with ramp, accessible doors and entrance
Parking
Detached 1-car garage
Driveway with gravel
1 covered parking space (total 1 parking space)
Security
Fire alarm
Smoke detector(s)
Construction
Fiber cement exterior
Other roof
Block foundation
Existing (year built details)
Living area approximately 1785 (assessor)
Utilities
Well water
Septic tank
Electricity available
Electricity and solar
View estimated energy costs and solar savings for this home
Water Front Living at its best. Come relax on the main channel of Chickamauga Lake just minutes from everything but in a tranquil setting. This lakeside cabin was built with the view in mind. The rear of the home designed with floor to ceiling windows to enjoy the view all day! Whether you are looking for full time living or a second home, this one will do! Two spacious bedrooms on the main level with one and half bathrooms. Easy to use kitchen with full pantry and leathered granite counter tops. Hardwood floors throughout with no carpet. Tongue and groove walls for that warm cabin feel. The fireplace with gas logs provides a centerpiece for the living area. The cathedral ceilings are stunning. The large suite upstairs has vaulted ceilings and a full bath with tile shower. The upstairs features an open sitting area with views of the lower level and the water. The finished walk out basement leaves you with many possibilities including a large space overlooking the lake. The basement includes laundry, fully plumbed bath for easily adding another shower, lots of storage. Walk out onto the wrap around deck, newly installed with composite materials for easy care. You will have year around water here! The path to the lake is asphalt for any easy ride down or use the stairs. The dock is covered with composite decking and the boat slip was added in 2025 with a boat lift. Fish from the dock or enjoy a meal or take in the sun. Large enough for entertaining! Home has a new roof installed this year! The detached garage is perfect storage for jet skis, side by side, etc. Lot's of parking and a newly paved black top driveway. Ready for lake life under 1M? Don't wait. This one has it all! Owner/Agent
GCAR #1375642
Sep 5, 2023
Sold
$775,000
$434/sq ft
Aug 8, 2023
Contingent
—
Jul 8, 2023
Price Changed
$850,000
$476/sq ft
Jun 25, 2023
Listed
$950,000
$532/sq ft
+143
Motivated seller has found the place they want to go. He bought this place from his dad and is ready for a property change. This Chickamauga Lake lakefront home is on deep water all year. A dock is in place with a dbl drive-up jet ski dock attached. You can move right in or rent it out right away. A list of included items is below. This lot is on a slope. An asphalt path to the water has been put in. Although the lot is walkable, the buggy to drive down to the dock has been included. This is an A-frame style home on the outside. When you enter the home, you are in a wonderful wood cabin. Easy to heat and cool, the utilities are minimal here. Mature trees keep it shady. If you want the huge lake and hills in the background view, tree removal will make that view nothing short of spectacular. TVA line is right at the water so clearing trees is no problem. Fall provides a super view from the home. It is hard to find 180-degree views of Chickamauga Lake like you have from this property. This home is surrounded by beautiful lake front homes. Shopping mall and downtown Chattanooga are approximately 35-40 minutes. There are three restaurants you can get to with a 20-minute boat ride or less. Gas, food stores, Ace Hardware, pharmacist and more are within a 15-minute ride. Sunsets are spectacular from this home setting. It is facing the western sky. Call today for your showing. Buyer to complete due diligence. Buyer is responsible to prove all pertinent information is correct. Info is deemed accurate per owner and tax records. There is no HOA and no restrictions to our knowledge. Depending on how you utilize the basement, you could have more bedrooms here. The deck and steps are going to be replaced soon. Material has been bought. Plenty of space to build an outbuilding or large garage or two. Owner says, ''bring us an offer''. Things that remain if wanted are. -1994 Chapparal 21ft Boat, 5.7 MerCruiser Engine, excellent to mint cond. 1996 Yamaha Wave Raider Jet Skis. 2 running, 1 for parts plus double trailer. 2006 Sea Doo Wake 155 Jet Ski with single trailer 2000 Sea Doo GS Jet Ski, plus double galvanized jet ski trailer. 2006 Hyundai Sonota, 89K miles, exc. cond minus dent on right front fender. 1999 Toyota ForeRunner 2WD All items down at Dock, including Jet Dock unit for 2 skis and 1 dock port. Red 5x8 utility trailer. All furniture/property inside house, all inclusive. Minus few items listed on what goes with Seller list. All furniture/plants on external deck. Things that do not remain will be removed. There are some motorcycles available to buy as well. Owner has enjoyed this lake home for years. Their father had it prior to them. After years of military service, it is time for a new chapter. Seller will be moving to a large parcel of land to have a new dream come true. Items that seller will keep are. - All weapons, Ammunition, reloading equipment/supplies. Everything from Art Room, related items and all supplies. Wild Boar and Bob Cat mounts in main room. Black 6x10 utility trailer. 2000 Ford Excursion. 2018 Subaru Cross Trek. Related personal items. All trophies from career winnings. Personal items from Seller.
Public Records
Jan 31, 2007
Sold
$150,200
$84/sq ft
Public Records
May 9, 2005
Sold
$127,500
$71/sq ft
Public Records
Sep 18, 2000
Sold
$58,000
$32/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$2,704 (+24.2%)
2024
$2,176 (+0.4%)
2023
$2,167
2022
$2,167
2021
$2,167 (−4.4%)
2020
$2,268
2019
$2,268
2018
$2,268
2017
$2,268 (+1.1%)
2016
$2,244
2014
$2,244
Public record
Beds
—
Baths
—
Stories
1.5
Lot width
31 ft.
Lot depth
343 ft.
Lot size
1 Acre
Year renovated
—
Finished Sq. Ft.
—
Unfinished Sq. Ft.
—
Total Sq. Ft.
1,785
Year built
2008
Style
Single Family Residential
County
Hamilton County
APN
035P A 004
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Jul 21, 2026.
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
3/10 Fire Factor
0.46% chance of being in a wildfire in next 30 years
5/10 Heat Factor
7 days above 104° expected this year, 19 days in 30 years
3/10 Wind Factor
7% chance of strong winds in next 30 years
3/10 Air Factor
2 unhealthy days expected this year, 3 days in 30 years
Provided by First Street
Historical weather
Harrison, TN • 37341
Average low and high temperatures (°F)
48
29
59
36
71
46
78
54
78
61
87
68
91
73
85
68
83
65
75
53
65
45
54
36
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
98/ 100
Exceptional sunlight
Sunscore
This home ranks in the top 21% for direct sun exposure in the zip code. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
10.2 hrs
7.1 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 13123 Eldridge Rd
We cannot show automated home-value estimates for this home.
Nearby homes have recently sold between $250,000 and $1,000,000.
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $250K to $1.0M.