Property is currently under contract with a Buyer's First Right of Refusal contingency. Enjoy year-round waterfront living on the main channel of Chickamauga Lake! This inviting lakeside home features soaring cathedral ceilings and floor-to-ceiling windows overlooking the water, filling the living space with natural light and beautiful lake views. The main level offers two spacious bedrooms, one-and-a-half baths, hardwood flooring, and warm tongue-and-groove walls that add classic cabin character. The kitchen features leathered granite countertops and a full pantry, while the living area is centered around a cozy fireplace with gas logs. Upstairs, the spacious suite features vaulted ceilings and a private full bath with a tiled shower. An open sitting area overlooks the main living space and offers another place to take in the lake views. The finished walk-out basement provides additional flexible living space with lake views, laundry, plenty of storage, and a partially finished bath already plumbed for a shower. Step outside onto the newly installed composite wraparound deck, perfect for relaxing or entertaining. An asphalt path and stairs lead to the covered dock featuring composite decking, a boat slip added in 2025, and a boat lift. With year-round water, enjoying lake life is easy! Additional highlights include a new roof, newly paved asphalt driveway, ample parking, and a detached garage with room for lake gear, jet skis, a side-by-side, and more. Whether you're looking for a full-time residence or a weekend getaway, this Chickamauga Lake home offers waterfront living with room to relax, entertain, and make lasting memories.
Single-familyProperty Type
2008Year Built
0.98 acresLot Size
$476Price/Sq.Ft.
1 car garageParking
Listed by Kristen Goins• Century 21 1st Choice Realtors
Birchwood, located between Chickamauga Lake and the White Oak Mountain ridgeline, is a lakeside and rural Ooltewah neighborhood with wooded shorelines and winding two-lane roads. The character concentrates around the Hwy 58 corridor near the Harrison Bay area, where boat ramps, marinas, and low-key local stops set a weekend-on-the-water rhythm. Housing reads as a mix of lake cottages, ranch-style homes, and newer builds tucked into trees and long driveways. Days tend to orbit the water, with fishing coves and broad views across the Tennessee River system. Trailheads and overlooks on White Oak Mountain add a quieter, elevated counterpoint to the shoreline. The pace stays unhurried, shaped by forest edges, docks, and open sky.
Provided by Walk Score and Local Logic
Offer insights
13123 Eldridge Rd · $849,900
$849K and above
75% chance or better to win
Why $849K+ is a strong offer
SALE-TO-LIST
97.9%
Most homes are selling 2% below list price.
LIST PRICE
$849,900
Median list price in this area is $393,143. (54% lower than this home)
About offer insights
Property details
Interior
Exterior
Finance
Kitchen
Bathroom
Bedroom
Living
Dining
Interior features
Ceiling fans
High ceilings
Open floor plan
Storage
Accessible approach with ramp
Accessible doors
Accessible entrance
Bedrooms
3 bedrooms
Bathrooms
2 full bathrooms
2 half bathrooms
Primary bathroom suite
Kitchen
Eat-in kitchen
Refrigerator
Freezer
Electric range
Dishwasher
Flooring
Wood, tile, and other flooring
Heating & cooling
Central electric heating
Central air conditioning
Exterior features
Lakefront
Dock
Porch
Sloped, wooded terrain
Home design
Single-family residence
Three or more levels
Parking
Detached garage
Driveway
Gravel parking
Security
Fire alarm
Smoke detectors
Construction
Fiber cement construction
Other roof material
Block foundation
Utilities
Well water
Septic system
Electricity available
Other
One gas fireplace in the living room
Energy-efficient windows
Electricity and solar
View estimated energy costs and solar savings for this home
Property is currently under contract with a Buyer's First Right of Refusal contingency. Enjoy year-round waterfront living on the main channel of Chickamauga Lake! This inviting lakeside home features soaring cathedral ceilings and floor-to-ceiling windows overlooking the water, filling the living space with natural light and beautiful lake views. The main level offers two spacious bedrooms, one-and-a-half baths, hardwood flooring, and warm tongue-and-groove walls that add classic cabin character. The kitchen features leathered granite countertops and a full pantry, while the living area is centered around a cozy fireplace with gas logs. Upstairs, the spacious suite features vaulted ceilings and a private full bath with a tiled shower. An open sitting area overlooks the main living space and offers another place to take in the lake views. The finished walk-out basement provides additional flexible living space with lake views, laundry, plenty of storage, and a partially finished bath already plumbed for a shower. Step outside onto the newly installed composite wraparound deck, perfect for relaxing or entertaining. An asphalt path and stairs lead to the covered dock featuring composite decking, a boat slip added in 2025, and a boat lift. With year-round water, enjoying lake life is easy! Additional highlights include a new roof, newly paved asphalt driveway, ample parking, and a detached garage with room for lake gear, jet skis, a side-by-side, and more. Whether you're looking for a full-time residence or a weekend getaway, this Chickamauga Lake home offers waterfront living with room to relax, entertain, and make lasting memories.
REALTRACS #3598593
Nov 4, 2026
Relisted
—
Nov 2, 2026
Contingent
—
Sep 24, 2026
Listed
$849,900
$476/sq ft
GCAR #1
Sep 19, 2026
Price Changed
$849,900
$476/sq ft
Aug 20, 2026
Price Changed
$875,000
$490/sq ft
REALTRACS #3288374
Sep 23, 2026
Listing Removed
—
Sep 19, 2026
Price Changed
$849,900
$476/sq ft
Aug 20, 2026
Price Changed
$875,000
$490/sq ft
Jul 19, 2026
Listed
$889,000
$498/sq ft
GCAR #1375642
Sep 5, 2023
Sold
$775,000
$434/sq ft
Aug 8, 2023
Contingent
—
Jul 8, 2023
Price Changed
$850,000
$476/sq ft
Jun 25, 2023
Listed
$950,000
$532/sq ft
Public Records
Jan 31, 2007
Sold
$150,200
$84/sq ft
Public Records
May 9, 2005
Sold
$127,500
$71/sq ft
Public Records
Sep 18, 2000
Sold
$58,000
$32/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$2,704 (+24.2%)
2024
$2,176 (+0.4%)
2023
$2,167
2022
$2,167
2021
$2,167 (−4.4%)
2020
$2,268
2019
$2,268
2018
$2,268
2017
$2,268 (+1.1%)
2016
$2,244
2014
$2,244
Public record
Beds
—
Baths
—
Stories
1.5
Lot width
31 ft.
Lot depth
343 ft.
Lot size
1 Acre
Year renovated
—
Finished Sq. Ft.
—
Unfinished Sq. Ft.
—
Total Sq. Ft.
1,785
Year built
2008
Style
Single Family Residential
County
Hamilton County
APN
035P A 004
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Oct 16, 2026.
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
3/10 Fire Factor
0.46% chance of being in a wildfire in next 30 years
5/10 Heat Factor
7 days above 104° expected this year, 19 days in 30 years
3/10 Wind Factor
7% chance of strong winds in next 30 years
3/10 Air Factor
2 unhealthy days expected this year, 3 days in 30 years
Provided by First Street
Historical weather
Harrison, TN • 37341
Average low and high temperatures (°F)
48
29
59
36
71
46
78
54
78
61
87
68
91
74
85
68
84
64
73
53
65
45
54
36
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
98/ 100
Exceptional sunlight
Sunscore
This home ranks in the top 20% for direct sun exposure in Harrison. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
10.2 hrs
7.1 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 13123 Eldridge Rd
We cannot show automated home-value estimates for this home.
Nearby homes have recently sold between $250,000 and $1,000,000.
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $250K to $1.0M.