* * * Ask about the 100%, no mortgage insurance, below market interest rate, and minimum credit score of 580 home loan * * * This spacious one level, 3-bedroom, 2-bath home features an open-concept design with cathedral ceilings, creating an airy feel. Large rooms, a modern kitchen, and a master suite provides ample living space. The property includes a large, private yard, perfect for outdoor activities, and a detached garage for vehicles and extra storage, additional workshop or hobby space. As a bonus, this home is located less than 5 miles from Harrison Bay. Two hours advanced notice required for showings. Seller is related to agent.
Harrison Bay, located between Chickamauga Lake and the Enterprise South Nature Park, is a lakeside and outdoorsy Ooltewah neighborhood with broad water views and wooded coves. The neighborhood reads as low-slung lake houses, newer subdivisions, and boat-ready driveways shaped by the shoreline. The character concentrates around the Harrison Bay State Park entrance on Harrison Bay Road, where boat ramps, trailheads, and weekend lake traffic set the tempo. Community pillars include Harrison Bay State Park, the Bear Trace at Harrison Bay golf course, and the nearby Volkswagen Chattanooga plant that anchors the area’s daily rhythm. Life here follows marinas, fairways, and long shoreline sunsets rather than a walkable main street. Green space and water access define the geography, with quiet backroads linking docks to trail systems.
Provided by Walk Score and Local Logic
Offer insights
6925 Ramseytown Rd · $287,000
$287K and above
75% chance or better to win
Why $287K+ is a strong offer
DAYS ON MARKET
231 days
The average home goes pending in 50 days.
SALE-TO-LIST
97.6%
Most homes are selling 2% below list price.
About offer insights
Property details
Interior
Exterior
Finance
Kitchen
Bathroom
Bedroom
Living
Interior features
Cathedral ceilings
Ceiling fans
High-speed internet available
Open floor plan
Pantry
Recessed lighting
Bay window
Bedrooms
Total rooms: 6
Bathrooms
2 full bathrooms
Kitchen
Refrigerator
Microwave
Free-standing range
Dishwasher
Disposal
Pantry
Electric water heater
Laundry & utility
Laundry room with washer and dryer hook-ups
Washer hookup
Electric dryer hookup
Laundry located in hall/inside
Flooring
Vinyl flooring
Heating & cooling
Central heating (electric)
Central air
Ceiling fan(s)
Electric heating and cooling components
Exterior features
Private yard with front and back yard
Covered patio/porch
Rain gutters
Privacy fencing
Home design
Single family residence
One level
Parking
2-car garage
Driveway
Asphalt parking
Construction
Wood siding
Shingle roof
Block foundation
Built with garage structure
Utilities
Public water
Water connected
Septic tank (sewer not available)
Electricity connected
Cable available
Phone available
Electricity and solar
View estimated energy costs and solar savings for this home
Don't miss this completely updated 3 bedroom 2 bath home in Harrison. This home features all new finishes inside and out with a new roof, new front and rear deck, new wood privacy fence, new garage doors and siding on the detached garage, new electrical, new plumbing, new flooring, new kitchen cabinets, all new fixtures throughout, and new appliances just to name a few things. When you walk in the front door you will see the gorgeous new wood cathedral ceiling with designer lighting and all the amazing natural light coming from the front bay window. The open concept features a huge family room with kitchen and dining making this house feel even bigger than it actually is. The 2 full bathrooms are completely updated with tub / shower combos. All the bedrooms have new carpet and ceiling fans. When you walk out the backdoor to the large backyard you will notice the privacy to enjoy the new deck with the wood fence along the entire backyard. The large detached garage has plenty of room for vehicles and storage. The newly asphalted driveway can accommodate several vehicles. This home has been completely redone and is ready for its new owners. Set up a showing today.
GCAR #1365596
Feb 20, 2023
Sold
$250,000
$150/sq ft
Jan 22, 2023
Price Changed
$250,000
$150/sq ft
Jan 22, 2023
Contingent
—
Jan 18, 2023
Price Changed
$242,900
$146/sq ft
Jan 3, 2023
Price Changed
$248,900
$150/sq ft
Dec 24, 2022
Relisted
—
Dec 15, 2022
Contingent
—
Dec 7, 2022
Price Changed
$249,900
$150/sq ft
Nov 28, 2022
Price Changed
$258,000
$155/sq ft
Nov 17, 2022
Listed
$259,900
$156/sq ft
+10
Don't miss this completely updated 3 bedroom 2 bath home in Harrison. This home features all new finishes inside and out with a new roof, new front and rear deck, new wood privacy fence, new garage doors and siding on the detached garage, new electrical, new plumbing, new flooring, new kitchen cabinets, all new fixtures throughout, and new appliances just to name a few things. When you walk in the front door you will see the gorgeous new wood cathedral ceiling with designer lighting and all the amazing natural light coming from the front bay window. The open concept features a huge family room with kitchen and dining making this house feel even bigger than it actually is. The 2 full bathrooms are completely updated with tub / shower combos. All the bedrooms have new carpet and ceiling fans. When you walk out the backdoor to the large backyard you will notice the privacy to enjoy the new deck with the wood fence along the entire backyard. The large detached garage has plenty of room for vehicles and storage. The newly asphalted driveway can accommodate several vehicles. This home has been completely redone and is ready for its new owners. Set up a showing today.
REALTRACS as Distributed by MLS Grid #2741847
Sep 30, 2022
Sold
$124,000
$75/sq ft
GCAR #1355760
Sep 30, 2022
Sold
$124,000
$75/sq ft
May 27, 2022
Pending
—
May 24, 2022
Listed
$124,000
$75/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$1,037 (+20.0%)
2024
$864
2023
$864
2022
$864
2021
$864 (−3.2%)
2020
$893
2019
$893
2018
$893
2017
$893 (+8.5%)
2016
$823
2014
$823
Public record
Beds
—
Baths
—
Stories
1
Lot width
170 ft.
Lot depth
124 ft.
Lot size
1 Acre
Year renovated
—
Finished Sq. Ft.
—
Unfinished Sq. Ft.
—
Total Sq. Ft.
1,664
Year built
1990
Style
Single Family Residential
County
Hamilton County
APN
094 080.05
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Jul 20, 2026.
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
5/10 Heat Factor
7 days above 105° expected this year, 19 days in 30 years
4/10 Wind Factor
10% chance of strong winds in next 30 years
3/10 Air Factor
3 unhealthy days expected this year, 3 days in 30 years
Provided by First Street
Historical weather
Harrison, TN • 37341
Average low and high temperatures (°F)
48
29
59
36
71
46
78
54
78
61
87
68
91
74
85
68
84
64
75
53
65
45
54
36
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
87/ 100
Very good sunlight
Sunscore
There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
9.6 hrs
5.7 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 6925 Ramseytown Rd
$278,418
$8,582 under list price of $287K
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $285K to $390K.