Nestled along the shores of Old Hickory Lake in Hendersonville, TN, just north of Nashville, this charming brick ranch offers a rare opportunity to own a true lakefront retreat. Situated on a beautifully manicured lot with mature trees and sweeping views of the water, the property features a covered dock with a boat lift—perfect for enjoying lake life to the fullest. From the moment you enter, you're greeted by expansive lake views that set the tone for this special home. The open floor plan showcases hardwood flooring, a fully updated modern kitchen with stylish finishes, and a cozy keeping room or sitting area ideal for morning coffee or relaxed conversation. The main level includes three bedrooms and two full baths, including a spacious primary suite that captures stunning lake views through large windows. A sprawling living room spans the back of the home, lined with windows that flood the space with natural light and offer panoramic water views from nearly every angle. Downstairs, a fully finished basement apartment adds incredible flexibility—perfect for multigenerational living or long-term guests. This level includes a full kitchen, private laundry room, a full bath, and abundant storage. With its size and versatility, the space can easily accommodate a living area, office, gym, media room, or even a dining setup. Outdoor living is just as impressive with a massive main-level deck overlooking the lake and a cozy sunroom off the basement—ideal spots to unwind and take in the peaceful setting. The home also features a two-car garage and ample additional parking. Whether you're seeking a full-time residence or weekend getaway, this lakefront gem combines comfort, functionality, and breathtaking natural beauty. Don't miss the chance to live the lake life in one of Hendersonville’s most desirable locations.
Lake! Lake! Lake! Enjoy this home steps from the lake with a view of the main channel but tucked away just enough to protect your personal dock. Relax in your pool and hot tub. Dock amenities include boat lift, electric, and water ran to dock. Home offers open floor plan and large Sunroom for enjoying the view. Large deck for entertaining and electric landscape lighting for nighttime ambiance. The basement area can be a large family/entertainment room or can be a great in-law quarters.
Year
Property tax
Land + Additions
Assessment*
2025
$4,156
2024
$4,156 (+7.6%)
2023
$3,862 (−0.3%)
2022
$3,874
2021
$3,874
2020
$3,874
2019
$3,874 (+37.1%)
2018
$2,825
2017
$2,825
2016
$2,825 (+30.3%)
2015
$2,168 (−20.6%)
2014
$2,732 (+17.7%)
2013
$2,322
Tax history for 220 Sterling Rd
Year
Property tax
Land + Additions
Assessment*
2025
$4,156
2024
$4,156 (+7.6%)
2023
$3,862 (−0.3%)
2022
$3,874
2021
$3,874
2020
$3,874
2019
$3,874 (+37.1%)
2018
$2,825
2017
$2,825
2016
$2,825 (+30.3%)
2015
$2,168 (−20.6%)
2014
$2,732 (+17.7%)
2013
$2,322
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Public record
Zoning
Permits
Beds
—
Baths
3
Stories
1
Lot width
—
Lot depth
—
Lot size
1 Acre
Year renovated
1989
Sq. Ft.
2,036
Year built
1960
Style
Single Family Residential
County
Sumner County
APN
172H A 01000 000
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Oct 22, 2026.
SR-1
Suburban Residential Low-Density District
The Suburban Residential Low-Density District SR-1 coincides with the Suburban Living character areas in Chapter 3 of the Hendersonville Land Use and Transportation Plan and is intended to accommodate primarily low density detached residential development along with complimentary institutional uses that would not be detrimental to the residential character of the district. These areas are characterized by primarily detached residential subdivisions which are traditionally auto dependent and separated from other uses to protect the residential nature.
Permitted uses
Include but are not limited to:
Housing-Single unit
Housing-Multiple units
Infrastructure
Office
Public service
Fire house
Police station
Golf related
May 2, 2024 • Final
Mechanical (residential) - mechanical / gas
Gas
Generator
Apr 27, 2024 • Final
Electrical (residential) - electric
Electrical
Generator
Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.
Property details
Parking
Parking Information
Covered Spaces: 2
Parking Total: 2
Parking Features: Basement, Concrete
Garage Spaces: 2
Has Attached Garage
Has Garage
Interior
Virtual Tour
Bedroom Information
# of Bedrooms: 4
# of Bedrooms Main: 3
Bathroom Information
# of Full Baths (Total): 3
Room 1 Information
Room Type: Bedroom 1
Room Features: Full Bath
Room Dimensions: 14x12
Room 2 Information
Room Type: Bedroom 2
Room Features: Bath
Room Dimensions: 12x9
Room 3 Information
Room Type: Bedroom 3
Room Features: Bath
Room Dimensions: 11x11
Room 4 Information
Room Type: Bedroom 4
Room Features: Bath
Room Dimensions: 23x18
Room 5 Information
Room Type: Recreation Room
Room Features: Basement Level
Room Dimensions: 27x14
Room 6 Information
Room Type: Dining Room
Room Dimensions: 14x12
Room 7 Information
Room Type: Kitchen
Room Dimensions: 16x12
Room 8 Information
Room Type: Living Room
Room Dimensions: 26x16
Room 9 Information
Room Type: Other Room
Room Dimensions: 13x10
Laundry Room Information
Laundry Features: Electric Dryer Hookup, Washer Hookup
Basement Information
Basement Features: Full, Apartment
Heating & Cooling
Has Heating
Heating Information: Central
Has Cooling
Cooling Information: Central Air
Interior Features
Interior Features: Ceiling Fan(s), Extra Closets, In-Law Floorplan, Open Floorplan
Appliances: Oven, Built-In Gas Range, Dishwasher, Microwave, Stainless Steel Appliance(s)
Flooring: Wood, Tile
Exterior
Building Information
Construction Materials: Brick
Exterior Features
Patio And Porch Features: Deck
Exterior Features: Dock
Waterfront Information
On Waterfront
Waterfront Features: Lake Front
Property Information
Property Type: Residential
Property Sub Type: Single Family Residence
Has View
Above Grade Finished Area: 1,868
Above Grade Finished Area Units: Square Feet
Above Grade Finished Area Source: Other
Below Grade Finished Area: 600
Below Grade Finished Area Units: Square Feet
Below Grade Finished Area Source: Other
Lot Information
Lot Size Area: 0.38
Lot Size Units: Acres
Lot Size Acres: 0.38
Lot Size Dimensions: 55 X 206.9 IRR
Lot Size Source: Calculated from Plat
Financial
Tax Information
Tax Annual Amount: $4,083
Utilities
Utility Information
Water Source: Public
Sewer: Public Sewer
Utilities: Water Available
Location
School Information
Elementary School: Walton Ferry Elementary
Middle Or Junior High School: V G Hawkins Middle School
High School: Hendersonville High School
Location Information
Directions: From Gallatin Road turn on to Sanders Ferry Road . Follow Sanders Ferry Road turn on to Sterling Road. Follow Sterling Road . See sign
Public facts
Beds: —
Baths: 3.0
Sq. Ft.: 2,036
Stories: 1.0
Lot Size: 1 acres
Style: Single Family Residential
Year Built: 1960
Year Renovated: 1989
County: Sumner County
APN: 172H A 01000 000
Home facts updated by county records on Oct 22, 2026
Other
Home Information
Living Area: 2468
Living Area Units: Square Feet
Living Area Source: Other
Building Area Total: 2468
Building Area Units: Square Feet
Building Area Source: Other
Year Built Details: Existing
Levels: Two
Around this home
Schools
Walton Ferry Elementary School
Public K-5 • Assigned • 1.5mi
8/10
V G Hawkins Middle School
Public 6-8 • Assigned • 2.3mi
7/10
Hendersonville High School
Public 9-12 • Assigned • 3.7mi
7/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
6/10 Heat Factor
7 days above 106° expected this year, 20 days in 30 years
4/10 Wind Factor
10% chance of strong winds in next 30 years
3/10 Air Factor
1 unhealthy days expected this year, 4 days in 30 years
Provided by First Street
Historical weather
Hendersonville, TN • 37075
Average low and high temperatures (°F)
44
25
54
33
70
45
76
54
78
59
87
68
91
73
88
67
86
62
75
52
63
45
51
36
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.3 hours in
June and 4.1 hours in December, placing it below the
U.S. average for solar exposure.
9.3 hrs
4.1 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$1.12M – $1.36M
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