RENOVATED AND SPACIOUS home in quiet Hidden Harbor community with community pool, tennis courts and water access. Oversized rooms including kitchen and master bedroom with his and her walk-in closets. Enjoy relaxing in the main level open floor plan living area with a vaulted ceiling and wood burning fireplace. Additional living area and bonus room in the fully finished basement as well as optional bedroom or office space. Fun bar area for game day or movie night! Beautifully appointed updated bathrooms with marble and tile finishes. Two car garage and ample parking space in circular driveway. Home is located at the end of the cul-de-sac for privacy. Enjoy convenience to Hixson amenities as well as the solitude and comfort of living in an established community, perfect for morning and afternoon strolls. Recent improvements include but are not limited to: -April 2025: Septic system cleaned, tank replaced, risers and extension added - Nov 2025: Kitchen and master bath faucets replaced - Dec 2025: Water main repaired and a section replaced in front yard - May 2026: New hot water tank installed - June 2026: Exterior waterproofing; Sump pump added; new carpet on stairs, new LVP flooring in basement - June 2026: Termite 1 year guarantee added Schedule your appointment today!
Single-familyProperty Type
1978Year Built
1.27 acresLot Size
$151Price/Sq.Ft.
$34/moHOA Dues
2 car garageParking
Listed by Amy Collett• Greater Downtown Realty dba Keller Williams Realty
Hidden Harbor, located between the Tennessee River and the Bluff View Art District, is a residential and waterfront Chattanooga neighborhood with a marina edge and wooded slopes. The neighborhood’s character concentrates around the Riverwalk near the Walnut Street Bridge, where cyclists, runners, and riverfront patios set the daily rhythm. Architecture leans toward hillside homes and compact river-adjacent buildings with decks and big window walls. The Hunter Museum of American Art and the Bluff View Art District add gallery energy and café-table calm above the water. Coolidge Park and Renaissance Park frame the outdoor routine with lawns, paths, and skyline views. A short climb inland shifts the scene to quieter streets and tree cover.
Provided by Walk Score and Local Logic
Offer insights
2040 Rock Bluff Rd · $530,000
$526K and above
75% chance or better to win
Why $526K+ is a strong offer
SALE-TO-LIST
97.9%
Most homes are selling 2% below list price.
LIST PRICE
$530,000
Median list price in this area is $197,538. (63% lower than this home)
About offer insights
Property details
Interior
Exterior
Finance
Kitchen
Bathroom
Bedroom
Living
Interior features
Ceiling fans
Open floor plan
Walk-in closets
Two fireplaces (wood burning) serving den, great room/family room
Finished full basement
Double vanity in master bathroom
Bedrooms
3 bedrooms
Bathrooms
3 full bathrooms
Kitchen
Refrigerator
Microwave
Electric range
Dishwasher
Laundry & utility
Washer hookup
Electric dryer hookup
Gas dryer hookup
Flooring
Wood floors
Tile floors
Heating & cooling
Electric heating
Natural gas heating available
Central air conditioning (electric)
Exterior features
Deck
Patio
Porch
Wooded lot
Located on a cul-de-sac
Home design
Single-family residence
Residential property
Three or more levels
Stone construction
Asphalt roof
Parking
Attached 2-car garage
Covered parking for 2
Circular driveway and additional driveway parking
Total of 2 parking spaces
Construction
Stone exterior
Asphalt roof
Block foundation
Existing (previously built)
Utilities
Public water
Septic tank
Electricity available
Natural gas available
Water service available
HOA & community
HOA with monthly fee of $34
Community amenities include a pool and tennis courts
Other
Lot approximately 1.27 acres (agent calculated)
Lot dimensions approximately 195.45 x 284.30
Energy-efficient windows
Electricity and solar
View estimated energy costs and solar savings for this home
RENOVATED AND SPACIOUS home in quiet Hidden Harbor community with community pool, tennis courts and water access. Oversized rooms including kitchen and master bedroom with his and her walk-in closets. Enjoy relaxing in the main level open floor plan living area with a vaulted ceiling and wood burning fireplace. Additional living area and bonus room in the fully finished basement as well as optional bedroom or office space. Fun bar area for game day or movie night! Beautifully appointed updated bathrooms with marble and tile finishes. Two car garage and ample parking space in circular driveway. Home is located at the end of the cul-de-sac for privacy. Enjoy convenience to Hixson amenities as well as the solitude and comfort of living in an established community, perfect for morning and afternoon strolls. Recent improvements include but are not limited to: -April 2025: Septic system cleaned, tank replaced, risers and extension added - Nov 2025: Kitchen and master bath faucets replaced - Dec 2025: Water main repaired and a section replaced in front yard - May 2026: New hot water tank installed - June 2026: Exterior waterproofing; Sump pump added; new carpet on stairs, new LVP flooring in basement - June 2026: Termite 1 year guarantee added Schedule your appointment today!
Year
Property tax
Land + Additions
Assessment*
2025
$2,021 (+36.3%)
2024
$1,483
2023
$1,483 (+13.7%)
2022
$1,304
2021
$1,304 (−2.5%)
2020
$1,337
2019
$1,337
2018
$1,337
2017
$1,337 (+2.0%)
2016
$1,311
2014
$1,311
Public record
Beds
—
Baths
—
Stories
1
Lot width
195 ft.
Lot depth
284 ft.
Lot size
1 Acre
Year renovated
—
Finished Sq. Ft.
—
Unfinished Sq. Ft.
—
Total Sq. Ft.
3,511
Year built
1978
Style
Single Family Residential
County
Hamilton County
APN
101F A 028
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Jul 20, 2026.
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
5/10 Heat Factor
7 days above 104° expected this year, 17 days in 30 years
4/10 Wind Factor
10% chance of strong winds in next 30 years
3/10 Air Factor
2 unhealthy days expected this year, 2 days in 30 years
Provided by First Street
Historical weather
Hixson, TN • 37343
Average low and high temperatures (°F)
48
30
58
38
71
46
78
54
78
61
88
68
92
73
86
69
84
66
75
55
65
46
54
37
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
81/ 100
Very good sunlight
Sunscore
There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
9.7 hrs
6.4 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 2040 Rock Bluff Rd
We cannot show automated home-value estimates for this home.
Nearby homes have recently sold between $480,000 and $620,000.
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $480K to $620K.