For sale

$395,000

Est. $2,297/mo —

•

2,488

sq ft

446 E Cove Rd, Monterey, TN 38574

About this home

Lovely full 2 story home in Cumberland Cove. This home has living quarters upstairs and downstairs with a separate entrance. Downstairs contains a bedroom, full bathroom, large great room, office. separate entrance and lots of storage closets. Upstairs contains the owners suite and an additional bedroom. The home is a full 3 bedroom, 3 bathroom with an open floorplan. A massive stone fireplace is seen as soon as you enter the house. Large. Spacious, open rooms with vaulted ceilings, can lighting and many custom features. Large 2 car garage with reinforced wall system.

Single-familyProperty Type

1993Year Built

3.5 acresLot Size

$159Price/Sq.Ft.

$13/moHOA Dues

2 spacesParking

Listed by Starlett Wessels • Tri-star Real Estate & Auction Co.,

Listed by James McKinnie • Tri-star Real Estate & Auction Co.,

Contact: 9318362259

Listing updated: Aug 30, 2026 at 10:37pm

Redfin checked: a few seconds ago

•Source:UCMLS #242987

Payment calculator

$2,297 per month

Principal and interest$2,076

Property taxes

HOA dues

Home insurance

Utilities

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Mortgage resources

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Open houses

No upcoming open houses.

Around this home

Schools

K - 12
Preschool & daycare

Pleasant Hill Elementary School

Public PreK-8 • Assigned • 7.8mi

4/10

Cumberland County High School

Public 9-12 • Assigned • 15.1mi

5/10

Provided by GreatSchools

About Cumberland

Cove

Cumberland Cove, located between Crossville and Cookeville, is a rural and residential Mayland neighborhood with wooded ridgelines and winding mountain roads. The character concentrates around the Cumberland Cove Road entrance near the community gate, where mail kiosks, trailhead signage, and steady comings-and-goings set a quiet, outdoors-first rhythm. Homes lean toward custom builds—cabins, craftsman-inspired houses, and wide-porch retreats—set back on large lots under mature trees. The landscape reads as plateau-and-hollow, with creeks, rock outcrops, and long views shaping daily routines. Life here centers on hiking, cycling loops, and porch time rather than a commercial strip. For local culture, the Cumberland County Playhouse, the Art Circle Public Library, and the Palace Theatre in Crossville anchor nearby evenings out.

Provided by Walk Score and Local Logic

Market insights

446 E Cove Rd · $395,000

DAYS ON MARKET

The average home goes pending in 92 days.

SALE-TO-LIST

Most homes are selling 5% below list price.

LIST PRICE

Median list price in this area is $384,999. (8% lower than this home)

PRICE DROP

26% of homes in this area have had a price drop in the past month.

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Interior features
Ceiling fans
Vaulted ceilings
Walk-in closets
Master bedroom on the main level
Double pane, triple pane and storm windows
Window coverings including blinds and drapes
Gas-log fireplace (1)

Bedrooms
Two bedrooms on the main level

Bathrooms
Three full bathrooms

Kitchen
Dishwasher
Refrigerator
Gas water heater
Water softener

Laundry & utility
Laundry on the main level and upper level

Flooring
Tile
Carpet

Heating & cooling
Natural gas heating
Central air conditioning
Ceiling fans

Sale and tax history for 446 E Cove Rd

Sale History
Tax History

Date

Event

Price

UCMLS #242987

Aug 30, 2026

Price Changed

$395,000

$159/sq ft

Jul 9, 2026

Price Changed

$419,000

$168/sq ft

Mar 22, 2026

Listed

$429,989

$173/sq ft

Knoxville MLS #488342

Jun 2, 2006

Sold

$199,900

$80/sq ft

Mar 1, 2006

Listed

$199,900

$80/sq ft

Priced to sell 2488 sq ft at $199,900. French doors in living room and master BR open to full length deck overlooking 3.5 acre wooded, rolling lot in Cumberland Cove. Stone fireplace in main floor great room with cathedral ceiling and kitchen island. Master BR and one bedroom/full bath on main level, basement finished with bedroom/full bath and large den/rec room. Two car detached garage and rock lined driveway.

Knoxville MLS #430974

Jun 7, 2005

Sold

$184,900

$74/sq ft

Oct 26, 2004

Listed

$189,900

$76/sq ft

Knoxville MLS #398534

Jan 8, 2004

Listed

$189,900

$76/sq ft

Knoxville MLS #389652

Aug 6, 2002

Listed

$189,500

$76/sq ft

Public record

Beds

—

Baths

Stories

Lot width

—

Lot depth

—

Lot size

3.5 Acres

Year renovated

2007

Finished Sq. Ft.

2,488

Unfinished Sq. Ft.

—

Total Sq. Ft.

2,488

Year built

1993

Style

Single Family Residential

County

Cumberland County

APN

007 03500 000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 20, 2026.

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

2/10 Fire Factor

0.00% chance of being in a wildfire in next 30 years

3/10 Heat Factor

7 days above 100° expected this year, 19 days in 30 years

3/10 Wind Factor

5% chance of strong winds in next 30 years

2/10 Air Factor

0 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Monterey, TN • 38574

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

44/ 100

Low sunlight

Sunscore

There appears to be significant shading by surrounding buildings, terrain, and vegetation.

4.9 hrs

2.8 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 446 E Cove Rd

$402,022

$7,022 over list price of $395K

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $343K to $520K.

SOLD MAR 12, 2026
$495,000 Last sold price
3 beds2 baths2,224 sq ft
1108 Belmont Dr, Monterey, TN 38574
$64/sq ft
smaller lot
25 years newer
SOLD MAR 31, 2026
$439,900 Last sold price
3 beds2 baths2,100 sq ft
62 Bussell Dr, Monterey, TN 38574
$50/sq ft
smaller lot
32 years newer
SOLD JUL 31, 2026
$510,900 Last sold price
3 beds2 baths1,853 sq ft
2160 Street Place Loop, Monterey, TN 38574
$117/sq ft
larger lot
33 years newer
SOLD JUL 15, 2026
$343,000 Last sold price
3 beds2.5 baths2,200 sq ft
118 Higdon Ln, Monterey, TN 38574
$3/sq ft
smaller lot
16 years newer
SOLD JUL 23, 2026
$490,000 Last sold price
3 beds3 baths2,157 sq ft
2309 Arrow Trl, Monterey, TN 38574
$68/sq ft
larger lot
11 years newer
SOLD JUN 15, 2026
$520,000 Last sold price
3 beds2 baths1,800 sq ft
766 Eastridge Pass, Monterey, TN 38574
$130/sq ft
smaller lot
21 years newer

Rental earnings

Est. $3,776 per month, based on comparable rentals

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