For sale

$422,000

Est. $2,580/mo —

•

1,568

sq ft

45 Point Pl, Monterey, TN 38574

About this home

Welcome to 45 Point Place, where quality craftsmanship meets peaceful mountain living in the highly sought-after Cumberland Cove community. Nestled on 4.4 private, wooded acres, this beautifully updated 3-bedroom, 2-bath home offers 1,568 square feet of thoughtfully designed living space and the peace of mind that comes with a complete renovation. Completely gutted and remodeled in 2017, this home received all the major updates buyers are looking for, including a new roof, HVAC system, water heater, updated interior finishes, and more. The expansive 14-foot-high crawlspace has been fully encapsulated, providing exceptional storage, energy efficiency, and long-term protection. Enjoy year-round outdoor living from the screened-in sunroom or entertain family and friends on the impressive three-level deck overlooking the natural beauty of your private acreage. A whole-home Generac generator adds an extra level of security and convenience, ensuring comfort no matter the season. Located in the coveted Cumberland Cove community, known for its large private lots, natural beauty, hiking trails, waterfalls, and peaceful surroundings, this property offers the perfect balance of privacy and accessibility. Whether you're searching for a full-time residence or a weekend retreat, this move-in-ready home is ready to welcome you. This listing includes both parcel 024 029.00 & 024 030.00 for a total of 6.3 acres

Single-familyProperty Type

2003Year Built

6.3 acresLot Size

$269Price/Sq.Ft.

$25/moHOA Dues

2 car garageParking

Listed by Jennifer Harvey • The Real Estate Collective - Cookeville

Listing updated: Oct 10, 2026 at 02:02pm

Redfin checked: a minute ago

•Source:REALTRACS as Distributed by MLS Grid #3282584

Payment calculator

$2,580 per month

Principal and interest$2,361

Property taxes

HOA dues

Home insurance

Utilities

5 minutes to get started. No credit impact.

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Nearby open houses (1)

Around this home

Schools

K - 12
Preschool & daycare

Pleasant Hill Elementary School

Public PreK-8 • Assigned • 8.2mi

4/10

Cumberland County High School

Public 9-12 • Assigned • 15.3mi

5/10

Provided by GreatSchools

About Cumberland

Cove

Cumberland Cove, located between Crossville and Cookeville, is a rural and residential Mayland neighborhood with wooded ridgelines and winding mountain roads. The character concentrates around the Cumberland Cove Road entrance near the community gate, where mail kiosks, trailhead signage, and steady comings-and-goings set a quiet, outdoors-first rhythm. Homes lean toward custom builds—cabins, craftsman-inspired houses, and wide-porch retreats—set back on large lots under mature trees. The landscape reads as plateau-and-hollow, with creeks, rock outcrops, and long views shaping daily routines. Life here centers on hiking, cycling loops, and porch time rather than a commercial strip. For local culture, the Cumberland County Playhouse, the Art Circle Public Library, and the Palace Theatre in Crossville anchor nearby evenings out.

Provided by Walk Score and Local Logic

Offer insights

45 Point Pl · $422,000

Strong offer

$421K and above

75% chance or better to win

Why $421K+ is a strong offer

SALE-TO-LIST

Most homes are selling 2% below list price.

LIST PRICE

Median list price in this area is $369,855. (12% lower than this home)

About offer insights

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Dining

Interior features
Open floorplan
Gas fireplace (1)

Bedrooms
3 bedrooms (all on the main level)

Bathrooms
2 full bathrooms

Kitchen
Oven
Range
Dishwasher
Microwave
Refrigerator

Flooring
Wood flooring

Heating & cooling
Central heating
Central air conditioning

Sale and tax history for 45 Point Pl

Sale History
Tax History

Date

Event

Price

REALTRACS as Distributed by MLS Grid #3282584

Aug 11, 2026

Price Changed

$422,000

$269/sq ft

Jul 16, 2026

Listed

$430,000

$274/sq ft

REALTRACS as Distributed by MLS Grid #3282583

Aug 11, 2026

Price Changed

$397,000

$253/sq ft

Jul 16, 2026

Listed

$407,000

$260/sq ft

UCMLS #245863

Aug 11, 2026

Price Changed

$397,000

$253/sq ft

Jul 16, 2026

Listed

$407,000

$260/sq ft

+37

* * * 4.4acres & an additional 1.9 acres available * * * Welcome to 45 Point Place, where quality craftsmanship meets peaceful mountain living in the highly sought-after Cumberland Cove community. Nestled on 4.4 private, wooded acres, this beautifully updated 3-bedroom, 2-bath home offers 1,568 square feet of thoughtfully designed living space and the peace of mind that comes with a complete renovation. Completely gutted and remodeled in 2017, this home received all the major updates buyers are looking for, including a new roof, HVAC system, water heater, updated interior finishes, and more. The expansive 14-foot-high crawlspace has been fully encapsulated, providing exceptional storage, energy efficiency, and long-term protection. Enjoy year-round outdoor living from the screened-in sunroom or entertain family and friends on the impressive three-level deck overlooking the natural beauty of your private acreage. A whole-home Generac generator adds an extra level of security and convenience, ensuring comfort no matter the season. Located in the coveted Cumberland Cove community, known for its large private lots, natural beauty, hiking trails, waterfalls, and peaceful surroundings, this property offers the perfect balance of privacy and accessibility. Whether you're searching for a full-time residence or a weekend retreat, this move-in-ready home is ready to welcome you. There is a same owner lot next door for sale (MLS 245864) offering an additional 1.9 acres.

UCMLS #245865

Aug 12, 2026

Price Changed

$422,000

$269/sq ft

Jul 16, 2026

Listed

$430,000

$274/sq ft

+32

Welcome to 45 Point Place, where quality craftsmanship meets peaceful mountain living in the highly sought-after Cumberland Cove community. Nestled on 6.3 private, wooded acres, this beautifully updated 3-bedroom, 2-bath home offers 1,568 square feet of thoughtfully designed living space and the peace of mind that comes with a complete renovation. Completely gutted and remodeled in 2017, this home received all the major updates buyers are looking for, including a new roof, HVAC system, water heater, updated interior finishes, and more. The expansive 14-foot-high crawlspace has been fully encapsulated, providing exceptional storage, energy efficiency, and long-term protection. Enjoy year-round outdoor living from the screened-in sunroom or entertain family and friends on the impressive three-level deck overlooking the natural beauty of your private acreage. A whole-home Generac generator adds an extra level of security and convenience, ensuring comfort no matter the season. Located in the coveted Cumberland Cove community, known for its large private lots, natural beauty, hiking trails, waterfalls, and peaceful surroundings, this property offers the perfect balance of privacy and accessibility. Whether you're searching for a full-time residence or a weekend retreat, this move-in-ready home is ready to welcome you. This is a combined listing of 2 parcels. Combined listings are 245863 + 245864

UCMLS #182174

Nov 29, 2017

Sold

$157,500

$100/sq ft

Aug 22, 2017

Listed

$164,900

$105/sq ft

UCMLS #173109

Oct 3, 2016

Sold

$63,525

$41/sq ft

Nov 12, 2015

Listed

$109,000

$70/sq ft

Public Records

Apr 16, 2003

Sold

$11,000

$7/sq ft

Public record

Beds

—

Baths

Stories

Lot width

—

Lot depth

—

Lot size

4.4 Acres

Year renovated

2012

Finished Sq. Ft.

1,568

Unfinished Sq. Ft.

—

Total Sq. Ft.

1,568

Year built

2003

Style

Single Family Residential

County

Cumberland County

APN

024 02900 000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 20, 2026.

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

2/10 Fire Factor

0.00% chance of being in a wildfire in next 30 years

3/10 Heat Factor

7 days above 100° expected this year, 19 days in 30 years

3/10 Wind Factor

5% chance of strong winds in next 30 years

2/10 Air Factor

0 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Monterey, TN • 38574

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

50/ 100

Moderate sunlight

Sunscore

This home receives average direct sun exposure in Monterey. There appears to be some shading by surrounding buildings, terrain, and vegetation.

6.9 hrs

2.1 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 45 Point Pl

We cannot show automated home-value estimates for this home.

Nearby homes have recently sold between $380,000 and $490,000.

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $380K to $490K.

SOLD SEP 4, 2026
$485,000 Last sold price
3 beds2 baths1,799 sq ft
73 Creek Pl, Monterey, TN 38574
$1/sq ft
smaller lot
17 years newer
SOLD JUL 23, 2026
$490,000 Last sold price
3 beds3 baths2,157 sq ft
2309 Arrow Trl, Monterey, TN 38574
$42/sq ft
smaller lot
1 year newer
SOLD JUN 12, 2026
$380,000 Last sold price
2 beds2.5 baths1,728 sq ft
331 E Cove Rd, Monterey, TN 38574
$49/sq ft
smaller lot
1 year older
SOLD MAY 14, 2026
$465,000 Last sold price
3 beds2 baths1,775 sq ft
943 Creek Dr, Monterey, TN 38574
$7/sq ft
smaller lot
23 years newer
SOLD SEP 15, 2026
446 Stanley Hood Rd, Crossville, TN 38571
$425,000 Last sold price
3 beds2 baths1,914 sq ft
446 Stanley Hood Rd, Crossville, TN 38571
$47/sq ft
smaller lot
17 years newer
SOLD MAY 29, 2026
$403,000 Last sold price
3 beds2 baths1,506 sq ft
736 Poston Dr, Monterey, TN 38574
$1/sq ft
smaller lot
18 years newer

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