For sale

$599,900

Est. $3,631/mo —

•

1,846

sq ft

704 White Oak Rd, Monterey, TN 38574

About this home

Charming Log Cabin Retreat in Cumberland Cove Monterey, TN - Spacious, Nature-Filled Living Discover your dream log cabin nestled on 5.43 acres in Cumberland Cove, Monterey, TN. This inviting home features three bedrooms, two baths, an office, and a cozy loft, offering plenty of space for family and guests. Enjoy modern touches like granite counters and a fenced yard perfect for pets. Relax on the covered screened porch just off the primary bedroom, leading to the backyard and deck with a built-in fire pit,ideal for gatherings. The two-car garage includes a storm shelter for peace of mind. Monterey's central location means you're only 1.5 hours from Nashville, Knoxville, and Chattanooga. Residents of Cumberland Cove enjoy exclusive access to four private parks with waterfalls, caves, and miles of hiking trails for homeowners and their guests. Come experience the best of mountain living in a friendly community surrounded by natural beauty! All information provided is deemed reliable but is not guaranteed.

Single-familyProperty Type

2019Year Built

5.43 acresLot Size

$325Price/Sq.Ft.

$13/moHOA Dues

2 car garageParking

Listed by Stacey Pehl • LPT Realty LLC

Listing updated: Oct 2, 2026 at 10:53am

Redfin checked: 3 minutes ago

•Source:REALTRACS as Distributed by MLS Grid #3205542

Payment calculator

$3,631 per month

Principal and interest$3,356

Property taxes

HOA dues

Home insurance

Utilities

5 minutes to get started. No credit impact.

Affordability tools

See this home in person

We'll connect you with a local agent to show you this home, answer your questions, and assist you on your buying journey.

Next available tour time: Today

Open houses

No upcoming open houses.

Nearby open houses (4)

Around this home

Schools

K - 12
Preschool & daycare

Pleasant Hill Elementary School

Public PreK-8 • Assigned • 5.2mi

4/10

Cumberland County High School

Public 9-12 • Assigned • 13.3mi

5/10

Provided by GreatSchools

About Cumberland

Cove

Cumberland Cove, located between Crossville and Cookeville, is a rural and residential Mayland neighborhood with wooded ridgelines and winding mountain roads. The character concentrates around the Cumberland Cove Road entrance near the community gate, where mail kiosks, trailhead signage, and steady comings-and-goings set a quiet, outdoors-first rhythm. Homes lean toward custom builds—cabins, craftsman-inspired houses, and wide-porch retreats—set back on large lots under mature trees. The landscape reads as plateau-and-hollow, with creeks, rock outcrops, and long views shaping daily routines. Life here centers on hiking, cycling loops, and porch time rather than a commercial strip. For local culture, the Cumberland County Playhouse, the Art Circle Public Library, and the Palace Theatre in Crossville anchor nearby evenings out.

Provided by Walk Score and Local Logic

Offer insights

704 White Oak Rd · $599,900

Strong offer

$595K and above

75% chance or better to win

Why $595K+ is a strong offer

SALE-TO-LIST

Most homes are selling 2% below list price.

LIST PRICE

Median list price in this area is $369,539. (38% lower than this home)

About offer insights

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Dining

Interior features
Walk-in closets
Ceiling fans
Gas fireplace (1)

Bedrooms
3 bedrooms
Primary bedroom includes walk-in closet

Bathrooms
2 full bathrooms

Kitchen
Dishwasher
Disposal
Microwave
Range
Refrigerator

Laundry & utility
Utility room

Flooring
Wood floors

Heating & cooling
Central heating (natural gas)
Central air
Ceiling fans

Sale and tax history for 704 White Oak Rd

Sale History
Tax History

Date

Event

Price

UCMLS #244267

Oct 2, 2026

Relisted

—

Oct 2, 2026

Price Changed

$599,900

$325/sq ft

Jul 2, 2026

Contingent

—

May 29, 2026

Price Changed

$620,000

$336/sq ft

May 10, 2026

Listed

$635,000

$344/sq ft

+81

Charming Log Cabin Retreat in Cumberland Cove Monterey, TN – Spacious, Nature-Filled Living Discover your dream log cabin nestled on 5.43 acres in Cumberland Cove, Monterey, TN. This inviting home features three bedrooms, two baths, an office, and a cozy loft, offering plenty of space for family and guests. Enjoy modern touches like granite counters and a fenced yard perfect for pets. Relax on the covered screened porch just off the primary bedroom, leading to the backyard and deck with a built-in fire pit—ideal for gatherings. The two-car garage includes a storm shelter for peace of mind. Monterey's central location means you're only 1.5 hours from Nashville, Knoxville, and Chattanooga. Residents of Cumberland Cove enjoy exclusive access to four private parks with waterfalls, caves, and miles of hiking trails for homeowners and their guests. Come experience the best of mountain living in a friendly community surrounded by natural beauty! , Pleasant Hill

REALTRACS as Distributed by MLS Grid #3205542

Oct 2, 2026

Relisted

—

Oct 2, 2026

Price Changed

$599,900

$325/sq ft

Jul 1, 2026

Contingent

—

May 28, 2026

Price Changed

$620,000

$336/sq ft

May 10, 2026

Listed

$635,000

$344/sq ft

Knoxville MLS #1340297

Oct 2, 2026

Relisted

—

Oct 2, 2026

Price Changed

$599,900

$325/sq ft

Jul 1, 2026

Contingent

—

May 28, 2026

Price Changed

$620,000

$336/sq ft

May 10, 2026

Listed

$635,000

$344/sq ft

+55

REALTRACS as Distributed by MLS Grid #2939928

Oct 20, 2023

Sold

$550,000

$298/sq ft

Knoxville MLS #1240621

Oct 20, 2023

Sold

$550,000

$298/sq ft

Sep 22, 2023

Listed

$549,900

$298/sq ft

Knoxville MLS #1180502

Feb 21, 2022

Listing Removed

—

Feb 14, 2022

Listed

$529,900

$287/sq ft

REALTRACS as Distributed by MLS Grid #2939173

Jul 26, 2019

Sold

$384,897

$209/sq ft

Knoxville MLS #1082122

Jul 26, 2019

Sold

$384,897

$209/sq ft

Jun 18, 2019

Contingent

—

May 30, 2019

Listed

$384,900

$209/sq ft

Public Records

Nov 16, 2004

Sold

$25,000

$14/sq ft

Public record

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

5.43 Acres

Year renovated

—

Finished Sq. Ft.

1,846

Unfinished Sq. Ft.

—

Total Sq. Ft.

1,846

Year built

2019

Style

Single Family Residential

County

Cumberland County

APN

046 00126 000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 20, 2026.

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

4/10 Fire Factor

0.93% chance of being in a wildfire in next 30 years

3/10 Heat Factor

7 days above 99° expected this year, 20 days in 30 years

3/10 Wind Factor

6% chance of strong winds in next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 2 days in 30 years

Provided by First Street

Historical weather

Monterey, TN • 38574

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

20/ 100

Low sunlight

Sunscore

There appears to be significant shading by surrounding buildings, terrain, and vegetation.

3.1 hrs

0.6 hr

JuneDecember

Provided by Shadowmap

Redfin Estimate for 704 White Oak Rd

We cannot show automated home-value estimates for this home.

Nearby homes have recently sold between $412,000 and $650,000.

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $412K to $650K.

SOLD SEP 25, 2026
$575,000 Last sold price
3 beds2 baths2,048 sq ft
1265 Laurel Way, Monterey, TN 38574
$44/sq ft
smaller lot
7 years newer
SOLD JUN 4, 2026
$525,000 Last sold price
3 beds2 baths2,088 sq ft
1300 Laurel Way, Monterey, TN 38574
$74/sq ft
smaller lot
7 years newer
SOLD JUL 31, 2026
$510,900 Last sold price
3 beds2 baths1,853 sq ft
2160 Street Place Loop, Monterey, TN 38574
$49/sq ft
7 years newer
SOLD JUL 1, 2026
$412,000 Last sold price
2 beds2 baths1,574 sq ft
902 Cowpens Dr, Monterey, TN 38574
$63/sq ft
larger lot
12 years older
SOLD MAY 19, 2026
$650,000 Last sold price
3 beds2 baths2,115 sq ft
12 Pine Pl, Monterey, TN 38574
$18/sq ft
smaller lot
7 years newer
SOLD SEP 4, 2026
$485,000 Last sold price
3 beds2 baths1,799 sq ft
73 Creek Pl, Monterey, TN 38574
$55/sq ft
smaller lot
1 year newer

Tour for free, no strings attached

Instant answers, or connect with a local agent

Start an offer