This custom built 2 story home features all the space and privacy one could want, situated on 3.9 acres. This home offers plenty of space for family and friends, and is set up for single-level living: the kitchen w/ eat-in area has an adjoining sunroom, living room with fireplace, master suite and laundry are all located on the main level. Two bedrooms plus bath are located on the upper level of the home. The basement has finished areas, including a large den, bath, office area, exercise/hobbyroom and the second fireplace w/ gas logs. The lower level has the possibility of becoming a second living area (in-law suite) with its own access to the home. The detached 2-car garage with concrete flooring contains lots of pull-down storage, plus 3 side patios. There is gas and water to the garage. Ornamental orchard, fencing plus lots of added landscaping have been added by these sellers. Privacy galore with lots of decking to enjoy the beauty of the seclusion that this property offers.
Single-familyProperty Type
2008Year Built
3.9 acresLot Size
$215Est. Price/Sq.Ft.
2 car garageParking
Listed by Donnita Hill• Exit Rocky Top Realty-CK
Contact: 9315264455
Bought with Sherri Smith• Real Estate Professionals of TN
''This custom built, one-owner home represents the finest that Cumberland Cove has to offer! From the beautifully wooded 4-acre lot, to the lovely 3-level home - no detail has been overlooked. Over 3,000 square feet, 3 bedrooms (main level master ensuite), 3.5 baths, gorgeous oak floors (crafted from trees harvested on the property), exquisite granite countertops, completely finished basement level which offers 1200 sq ft of expansion potential for add'l bedrooms, recreation room, home office, Rinnai tankless hot water heater, etc. Poured ICF (insulated concrete forms) foundation/walls in basement for ultimate longevity, stability and protection from water intrusion or dampness. Crab Orchard stone fireplace hearth with natural wood mantles on main level and basement level offer cozy warmth on cold winter days. Closet/cabinet storage abounds - more than anyone could ever need! Outside, enjoy your natural surroundings from the spacious deck which surrounds three sides of the home, as well as patio space outside the basement level. A 2-car, detached garage with attic storage offers extra space for those outdoor toys, as well as covered concrete patios on either side for workspace, entertaining, or barbeques. Underground propane tank (500 gal) offers plenty of fuel without disturbing the natural views. Privacy, serenity, security....whether you are looking for a weekend/vacation home or fulltime residence, this lovely home deserves your attention - you won't be disappointed! Schedule your showing today!"
REALTRACS as Distributed by MLS Grid #1888990
Jun 16, 2018
Listing Removed
—
Dec 20, 2017
Listed
$359,500
$120/sq ft
Public Records
Mar 14, 2001
Sold
$19,995
$7/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$2,086
2024
$2,086
2023
$2,086 (+7.6%)
2022
$1,939
2021
$1,939 (−4.9%)
2020
$2,039
2019
$2,039 (+19.7%)
2018
$1,703
2017
$1,703
2016
$1,703 (+1.4%)
2015
$1,680
2014
$1,680
Tax history for 853 Saw Mill Rd
Year
Property tax
Land + Additions
Assessment*
2025
$2,086
2024
$2,086
2023
$2,086 (+7.6%)
2022
$1,939
2021
$1,939 (−4.9%)
2020
$2,039
2019
$2,039 (+19.7%)
2018
$1,703
2017
$1,703
2016
$1,703 (+1.4%)
2015
$1,680
2014
$1,680
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Beds
4
Baths
3.5
Stories
2
Lot width
—
Lot depth
—
Lot size
4 Acres
Year renovated
2011
Sq. Ft.
3,322
Year built
2008
Style
Single Family Residential
County
Putnam County
APN
105 05800 000
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 6, 2026.
Property details
Parking
Parking/Garage Information
# of Parking Spaces Total: 2
# of Covered Spaces: 2
Has Garage
Parking Features: Garage Door Opener, Detached, Garage
Appliances: Gas Water Heater, Dishwasher, Microwave, Refrigerator, Gas Range, Gas Oven
Flooring: Hardwood, Tile
Has Fireplace
# of Fireplaces: 2
Fireplace Features: Gas Log
Room Information
Laundry Features: Main Level
Has Basement
Exterior
Exterior Features
Exterior Features: Garden
Patio And Porch Features: Deck, Patio, Covered
Fencing: Fenced
Roof: Composition
Building Information
Sq. Ft.: 3000
Levels: Two
Construction Materials: Frame, Brick, Stone, HardiPlank Type
Foundation Details: Slab
Property Features
Security Features: Smoke Detector(s), Security System
Property Information
Property Type: Residential
Property Sub Type: Single Family Residence
Raw Mls Property Sub Type: Site Built
Land Information
Farm Land Area Units: Square Feet
Lot Information
Road Surface Type: Paved
Lot Size : 3.9
Lot Size Dimensions: 3.9ac
Lot Size Area: 3.9
Lot Size Units: Square Feet
Lot Size Acres: 3.9
Zoning: R-1
Financial
Tax Information
Tax Annual Amount: $2,039.42
Utilities
Utility Information
Water Source: Well, Public, Private
Electric: Circuit Breakers
Utilities: Propane
Sewer: Septic Tank
Location
HOA Information
Derived Association Fee (Monthly): $10
Location Information
Directions: From PCCH: travel south on Jefferson to I-40 E, take I-40 to Exit 301/US Hwy 70, turn R onto Hwy 70, approx. 4 miles to Belmont Dr, turn R onto Belmont. Approx 1.5 miles, turn R onto Street Place Loop. Travel approx. 1 mile & turn right onto Bow Rd. 1.25 miles, turn R onto Laurel Way .5 miles, right onto Saw Mill Rd, 1.5 miles on Saw Mill, home on Left with sign
Subdivision Name: Cumberland Cove
Public facts
Beds: 4
Baths: 3.5
Sq. Ft.: 3,322
Stories: 2.0
Lot Size: 4 acres
Style: Single Family Residential
Year Built: 2008
Year Renovated: 2011
County: Putnam County
APN: 105 05800 000
Home facts updated by county records on Aug 6, 2026
Other
Listing Information
AttributionContact: 9315264455
Around this home
Schools
Burks Middle School
Public PreK-6 • Assigned • 4.8mi
7/10
Monterey High School
Public 7-12 • Assigned • 5.1mi
4/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
3/10 Fire Factor
0.62% chance of being in a wildfire in next 30 years
3/10 Heat Factor
4 days above 101° expected this year, 11 days in 30 years
3/10 Wind Factor
5% chance of strong winds in next 30 years
2/10 Air Factor
0 unhealthy days expected this year, 2 days in 30 years
Provided by First Street
Historical weather
Monterey, TN • 38574
Average low and high temperatures (°F)
41
23
51
32
64
43
72
51
72
56
81
64
85
69
80
63
78
60
69
49
59
42
49
33
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9 hours in
June and 4 hours in December, placing it below the
U.S. average for solar exposure.
9 hrs
4 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$613,000 – $742,000
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