SPECIAL SELLER-PAID RATE REDUCTION! Qualified buyers may be able to take advantage of Year 1: rate 2% lower • Year 2: rate 1% lower • Year 3 on: full note rate when financing through the participating lender . .. ask for more details + LENDER CREDIT AVAILABLE! Welcome to 4089 Prospect Church Road in Ooltewah, Tennessee, where ONE-LEVEL LIVING, an updated interior, a peaceful setting, and an incredibly convenient location come together at a NEW PRICE OF $299,900! QUALIFIED BUYERS MAY ALSO RECEIVE A LENDER CREDIT WHEN USING THE PARTICIPATING LENDER, providing an additional opportunity to help with eligible closing costs or other lender-approved expenses. Buyer must qualify; lender terms and conditions apply. Featuring 3 bedrooms, 2 full bathrooms, and 1,346 square feet, this charming ranch home sits on a level 0.36-acre lot and was completely renovated in 2022. Whether you're searching for your first home, looking to simplify with one-level living, or simply want an affordable home in the Ooltewah and Collegedale area, this property offers so much to love. Step inside to a warm and inviting living room centered around a beautiful gas log fireplace. The spacious kitchen offers plenty of room to gather and features granite countertops, stainless steel appliances, a pantry, and a center island with bar seating for casual dining and entertaining. A separate dining room provides additional flexibility and could also be used as a home office, study, or flex space. Just off this area, step outside onto the back deck, perfect for grilling, relaxing, or enjoying the peaceful surroundings. Outside, you'll love the covered front porch, level yard, two outbuildings for additional storage, and the creek along the back of the property, creating a charming country feel while still being close to everyday conveniences. LOCATION IS ANOTHER HIGHLIGHT! The home is less than two miles from Southern Adventist University and McKee Foods, with convenient access to Collegedale, Ooltewah, shopping, dining, and everyday amenities. RENOVATED. ONE LEVEL. 3 BEDROOMS. 2 BATHROOMS. OOLTEWAH. UNDER $300K. PLUS A LENDER CREDIT AVAILABLE TO QUALIFIED BUYERS! 4089 Prospect Church Road is ready for its next owner. Schedule your private showing today!
Single-familyProperty Type
1965Year Built
0.36 acresLot Size
$223Price/Sq.Ft.
1 spaceParking
Listed by Cassie King• Better Homes and Gardens Real Estate Signature Brokers
COLLEGEDALE AREA HOME! BRAND NEW EVERYTHING ON THE INTERIOR!!! WALLS, PAINT, ELECTRICAL, CABINTRY, APPLIANCES, HEAT & AIR, TILE WALK-IN SHOWER, PLUMBING, BEAUTIFUL HARDWOOD FLOORS. You will fill like you walked in to a brand new home!!! RANCHER ON LEVEL LOT! BEAUTIFUL, PEACEFUL, COUNTRY with 2 outbuildings and goes back to the creek. Additional R-34 Insulation ha s been blown into attic. Less than 2 miles to Southern Advent University in Collegedale and McKee Food Corporation!!
Public Records
Mar 8, 2022
Sold
$90,000
$67/sq ft
Public Records
May 7, 1988
Sold
$47,500
$35/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$1,959 (+75.1%)
2024
$1,119
2023
$1,119 (+5.6%)
2022
$1,059
2021
$1,059 (+3.8%)
2020
$1,020
2019
$1,020 (+9.6%)
2018
$931
2017
$931 (−2.6%)
2016
$955
2014
$955
Public record
Public record
Zoning
Beds
—
Baths
—
Stories
1
Lot width
186 ft.
Lot depth
237 ft.
Lot size
1 Acre
Year renovated
—
Finished Sq. Ft.
—
Unfinished Sq. Ft.
—
Total Sq. Ft.
1,056
Year built
1965
Style
Single Family Residential
County
Hamilton County
APN
151O A 001
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Oct 16, 2026.
R-1-L
Low Density Single-Family Residential District
This residential district is intended to be used for single family residential areas with relatively low population densities with a maximum density of 5.0 dwelling units per acre. Additional permitted uses include uses and facilities normally required to provide the basic elements of a balanced and attractive residential area. These areas are intended to be defined and protected from the encroachment of uses not performing a function necessary to the residential environment. Internal stability, attractiveness, order, and efficiency are encouraged by providing for adequate light, air, and open space for dwellings and related facilities and through consideration of the proper functional relationship of each element.
Permitted uses
Include but are not limited to:
Housing-Single unit
Infrastructure
Public service
Climate risks
8/10 Flood Factor
Estimated 80%+ chance of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
5/10 Heat Factor
7 days above 104° expected this year, 19 days in 30 years
4/10 Wind Factor
10% chance of strong winds in next 30 years
3/10 Air Factor
2 unhealthy days expected this year, 2 days in 30 years
Provided by First Street
Historical weather
Ooltewah, TN • 37363
Average low and high temperatures (°F)
48
29
58
37
70
46
76
55
77
60
86
68
90
73
85
67
83
63
74
52
64
44
54
35
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
79/ 100
Good sunlight
Sunscore
There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
8.7 hrs
5.6 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 4089 Prospect Church Rd
$296,569
$3,331 under list price of $300K
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $275K to $465K.