Nestled on a serene 1-acre unrestricted homesite, this thoughtfully updated property offers a rare blend of privacy, comfort, and versatility. Surrounded by peaceful natural beauty and located in the county with no HOA, this inviting retreat provides the perfect setting to slow down, unwind, and enjoy the best of East Tennessee living. Located 6 minutes to I27 and 18 miles to downtown Chattanooga. Spanning approximately 2,466 square feet, the home features 2 bedrooms and 1 full bath on the main level, complemented by a fully finished walkout basement offering an additional bedroom, full bath, and expansive living space. Whether you're seeking accommodations for extended family, guests, a private home office, or a recreation area, the flexible floor plan lends itself beautifully to multi-generational living and a variety of lifestyle needs. The main level welcomes you with oak flooring, an open and airy layout, and an abundance of natural light streaming through large picture windows. The kitchen combines warmth and functionality with Carrera marble accents, stainless steel appliances, a farmhouse sink, pantry storage, and ample workspace, creating a space equally suited for everyday living and gathering with loved ones. The primary suite offers dual closets, while cedar-lined closets, solid wood doors, and thoughtful custom touches throughout add character and charm. Downstairs, the finished walkout basement creates an inviting extension of the home, featuring a spacious living and recreation area, recessed lighting, built-in speakers, and abundant storage. The separate living quarters offer exceptional flexibility while maintaining comfort and privacy. Outdoor living is where this property truly shines. Enjoy quiet mornings on one of the newly constructed porches, evenings gathered around the firepit, or afternoons tending the chicken coop and garden spaces.
Dallas Bay-Lakesite, located between Dallas Bay and Soddy Lake, is a lakeside and hillside Lakesite neighborhood with broad water views and winding, wooded roads. The neighborhood’s character concentrates around the Lakesite City Hall area on Dayton Pike, where marinas, boat ramps, and low-key local stops set a weekend-on-the-water rhythm. Lakesite Marina, Dallas Bay Boat Dock, and the Soddy-Daisy Community Library act as familiar community pillars. Housing leans toward mid-century ranches and newer builds tucked into tree cover, with decks and driveways angled toward the lake. Shoreline pockets and small parks shape daily routines around paddling, fishing, and sunset walks. The geography reads as quiet coves meeting ridgelines, with Chattanooga’s north shore landscape close by.
Provided by Walk Score and Local Logic
Offer insights
8831 E Ridge Trail Rd · $348,900
$348K and above
75% chance or better to win
Why $348K+ is a strong offer
SALE-TO-LIST
97.6%
Most homes are selling 2% below list price.
LIST PRICE
$348,900
Median list price in this area is $387,840. (11% higher than this home)
About offer insights
Property details
Interior
Exterior
Finance
Interior features
Storage
Walk-in closet
Bedrooms
3 bedrooms
Bathrooms
2 full bathrooms
Kitchen
Pantry
Stainless steel appliances
Refrigerator
Electric range
Electric oven
Dishwasher
Flooring
Wood, tile, and other flooring
Heating & cooling
Central heating
Heat pump
Central air conditioning
Exterior features
Deck
Porch
Backyard fencing
Level, sloped, and private lot
Home design
Three or more levels
Parking
Detached parking
Concrete driveway
Construction
Stucco and wood siding
Other roof type
Slab foundation
Utilities
Public water
Septic tank
Water available
Electricity and solar
View estimated energy costs and solar savings for this home
Nestled on a serene 1-acre unrestricted homesite, this thoughtfully updated property offers a rare blend of privacy, comfort, and versatility. Surrounded by peaceful natural beauty and located in the county with no HOA, this inviting retreat provides the perfect setting to slow down, unwind, and enjoy the best of East Tennessee living. Located 6 minutes to I27 and 18 miles to downtown Chattanooga. Spanning approximately 2,466 square feet, the home features 2 bedrooms and 1 full bath on the main level, complemented by a fully finished walkout basement offering an additional bedroom, full bath, and expansive living space. Whether you're seeking accommodations for extended family, guests, a private home office, or a recreation area, the flexible floor plan lends itself beautifully to multi-generational living and a variety of lifestyle needs. The main level welcomes you with oak flooring, an open and airy layout, and an abundance of natural light streaming through large picture windows. The kitchen combines warmth and functionality with Carrera marble accents, stainless steel appliances, a farmhouse sink, pantry storage, and ample workspace, creating a space equally suited for everyday living and gathering with loved ones. The primary suite offers dual closets, while cedar-lined closets, solid wood doors, and thoughtful custom touches throughout add character and charm. Downstairs, the finished walkout basement creates an inviting extension of the home, featuring a spacious living and recreation area, recessed lighting, built-in speakers, and abundant storage. The separate living quarters offer exceptional flexibility while maintaining comfort and privacy. Outdoor living is where this property truly shines. Enjoy quiet mornings on one of the newly constructed porches, evenings gathered around the firepit, or afternoons tending the chicken coop and garden spaces. Established apple, pear, fig, blueberry, black raspberry, and muscadine plantings enhance the landscape and create a picturesque setting throughout the seasons. A powered workshop, storage sheds, enclosed backyard, and additional parking provide practicality without compromising the peaceful atmosphere. Significant updates include a new roof in 2024, PEX plumbing with individual shut-offs, new entry and balcony doors, sound-reducing insulation between levels, a basement mini-split system, and a recently serviced septic system, offering confidence and convenience for years to come. Offering the tranquility of country living, the freedom of unrestricted land, and the versatility to accommodate changing needs, this private retreat is a rare opportunity to enjoy a more peaceful pace of life while still remaining connected to modern conveniences. * * Steep driveway with parking at the top and at the street * * * * Seller is offering a one year Eagle Premier plus septic Home Warranty * *
Public Records
Dec 16, 2008
Sold
$117,500
$52/sq ft
Public Records
Apr 8, 2004
Sold
$113,000
$50/sq ft
Public Records
Apr 1, 2003
Sold
$60,000
$27/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$962 (+15.5%)
2024
$833
2023
$833
2022
$833
2021
$833 (−1.6%)
2020
$846
2019
$846
2018
$846
2017
$846 (+2.3%)
2016
$827
2014
$827
Public record
Beds
—
Baths
—
Stories
1
Lot width
210 ft.
Lot depth
160 ft.
Lot size
1 Acre
Year renovated
—
Finished Sq. Ft.
—
Unfinished Sq. Ft.
—
Total Sq. Ft.
1,120
Year built
1981
Style
Single Family Residential
County
Hamilton County
APN
075 044.02
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Oct 16, 2026.
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
5/10 Heat Factor
7 days above 105° expected this year, 19 days in 30 years
4/10 Wind Factor
9% chance of strong winds in next 30 years
3/10 Air Factor
3 unhealthy days expected this year, 3 days in 30 years
Provided by First Street
Historical weather
Soddy Daisy, TN • 37379
Average low and high temperatures (°F)
47
28
57
36
70
46
77
54
77
60
87
68
90
73
84
68
82
64
73
54
63
46
53
36
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
91/ 100
Exceptional sunlight
Sunscore
This home receives average direct sun exposure in Soddy Daisy. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
7.7 hrs
4.7 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 8831 E Ridge Trail Rd
We cannot show automated home-value estimates for this home.
Nearby homes have recently sold between $375,000 and $417,000.
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $375K to $417K.