Discover your own waterfront retreat with 440 feet on the Calf Killer River in beautiful Sparta, Tennessee! This charming 2-bedroom, 1-bath with an office/bonus room this property offers a rare opportunity to enjoy peaceful waterfront escape with ample of outdoor living space for entertaining or relaxing while also providing potential as a vacation home or short-term rental investment. This property comes turnkey fully furnished inside and out, new AC, windows, and water heater all within the last 2 years. Surrounded by mature trees and natural beauty, the property offers direct access to the water with and an inviting outdoor setting with an abundance of wildlife designed for enjoying the Tennessee lifestyle. Launch a kayak from your own waterfront paddle to the nearby waterfall, or grab a pole to fish, gather around the fire pit in the evenings, enjoy outdoor dining, or simply relax and take in the peaceful surroundings. Inside, the home features a comfortable and welcoming layout with two bedrooms, a full kitchen, walk-in shower, and inviting living spaces. The property is currently set up to accommodate guests and offers an opportunity for a buyer looking for a furnished getaway, second home, or potential income-producing vacation rental. Located in the Sparta area with convenient access to some of Middle Tennessee's most beautiful waterfalls, lakes, rivers, hiking trails, and outdoor recreation, this property combines privacy and relaxation with year-round adventure. Whether you're searching for a personal waterfront escape, weekend retreat, or an investment property with short-term-rental potential, this unique Tennessee property is ready for its next chapter. * * Waterfront living, outdoor adventure, and investment potential—all in one special property. * * Owner holds an active TN real estate license.
On the River!!! Nice 2-bedroom 1-bath home with a carport and detached 18x30 garage situated on 2 acres with over 440 feet of Calfkiller River frontage. The home is move-in ready and offers recent updates that include: new flooring, fresh paint, light fixtures, CH & A, and new kitchen cabinets, countertops, and a stainless stove. Located on a dead-end road it offers plenty of privacy. The property is wooded with great River views from the covered back deck. Walk or drive the meandering lane to the riverside and build a fire, kayak, or fish. Here is your chance to own river property in Tennessee at a great price. Located 1.5 hours to Nashville, Knoxville, and Chattanooga.
REALTRACS as Distributed by MLS Grid #2598041
Feb 20, 2024
Sold
$175,000
$172/sq ft
Dec 7, 2023
Contingent
—
Dec 1, 2023
Listed
$179,900
$177/sq ft
+29
UCMLS #218613
Apr 28, 2023
Sold
$105,000
$103/sq ft
Apr 28, 2023
Listed
$109,999
$108/sq ft
Public Records
Mar 10, 2005
Sold
$6,000
$6/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$445 (+24.6%)
2024
$357 (+50.6%)
2023
$237
2022
$237
2021
$237
2020
$237 (+55.9%)
2019
$152
2018
$152
2017
$152
2016
$152
2015
$152 (+5.6%)
2014
$144
Public record
Beds
—
Baths
—
Stories
1
Lot width
—
Lot depth
—
Lot size
2 Acres
Year renovated
2007
Finished Sq. Ft.
728
Unfinished Sq. Ft.
—
Total Sq. Ft.
728
Year built
1995
Style
Mobile/Manufactured Home
County
White County
APN
032 01602 000
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 31, 2026.
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
4/10 Fire Factor
2% chance of being in a wildfire in next 30 years
5/10 Heat Factor
7 days above 103° expected this year, 20 days in 30 years
3/10 Wind Factor
8% chance of strong winds in next 30 years
2/10 Air Factor
1 unhealthy days expected this year, 1 days in 30 years
Provided by First Street
Historical weather
Sparta, TN • 38583
Average low and high temperatures (°F)
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24
53
33
67
44
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51
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65
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70
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64
80
60
71
49
61
42
51
34
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
Try the sun simulator tool to see how light moves across the property at different times of day and year.
Provided by Shadowmap
Redfin Estimate for 655 Mary Gardner Rd
$263,695
$1,305 under list price of $265K
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $205K to $290K.