A buyer can assume the owner's current loan with an extremely low 2.5% interest rate (assuming the buyer qualifies). This beautiful home was built only in 2020 and comes with 19 solar panels for huge energy savings. The floor plan is wide open and bright with the kitchen overlooking the dining and living rooms. Magnificent home for entertaining friends and family! Luxurious wood-looking tile throughout all rooms except for the bedrooms. The kitchen offers beautiful granite countertops and stainless-steel appliances. The primary bathroom has a marble double vanity and a large walk-in shower. Saratoga Farms is one of the most sought-after communities in the historic town of Elgin. Elgin offers a variety of unique restaurants, as well as a revitalized Historic Downtown area with shopping, entertainment, and more. Only about 20 mins East of Austin off of 290.
Single-familyProperty Type
2020Year Built
6,838 sq ftLot Size
$188Est. Price/Sq.Ft.
2 car garageParking
Listed by Roman Lopez• Keller Williams Realty
Listed by Christina Avant• Keller Williams Realty
Contact: (512) 448-4111
Bought with Jean-Pierre Sanders• Texas Premier Realty
MLS# 9395340 - Built by Brohn Homes - Ready Now! ~ NEW SECTION!! one story 3 bed 2 bath. Master double vanities, walk in tile shower(no tub), wood look tile floors throughout (except bedrooms), stainless steel appliances (range oven, microwave, dishwasher only), full sod & irrigation, cedar fenced backyard, quiet street. Projecting October completion. Call before showing.
Year
Property tax
Land + Additions
Assessment*
2026
$6,663 (−3.5%)
$66,816 + $212,076
$278,892
2025
$6,902 (−6.6%)
$66,816 + $212,076
$278,892
2024
$7,392 (+17.8%)
$66,816 + $241,494
$308,310
2023
$6,276 (−0.3%)
2022
$6,297 (+2.5%)
2021
$6,142 (+1,228.6%)
$22,432 + $201,529
$223,961
2020
$462
$16,151
Tax history for 105 Insider Loop
Year
Property tax
Land + Additions
Assessment*
2026
$6,663 (−3.5%)
$66,816 + $212,076
$278,892
2025
$6,902 (−6.6%)
$66,816 + $212,076
$278,892
2024
$7,392 (+17.8%)
$66,816 + $241,494
$308,310
2023
$6,276 (−0.3%)
2022
$6,297 (+2.5%)
2021
$6,142 (+1,228.6%)
$22,432 + $201,529
$223,961
2020
$462
$16,151
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Public record
Zoning
Beds
—
Baths
—
Stories
—
Lot width
—
Lot depth
—
Lot size
6,839 Sq. Ft.
Year renovated
—
Sq. Ft.
1,340
Year built
2020
Style
Single Family Residential
County
Bastrop County
APN
000008716635
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 12, 2026.
R-1
Single-Family Dwelling District
The R-1 Single-Family Dwelling District is the most restrictive residential district. The principal use is the single-family dwelling and related recreational, religious and educational facilities normally required to provide an orderly and attractive residential area. These residential areas are appropriate to the residential environment. Internal stability, attractiveness, order and efficiency are encouraged by providing for adequate light, air, and open space for dwelling and related facilities and through consideration of the proper functional relationship of the different uses.
Features: Main Level, Laundry Room, Washer Hookup, Electric Dryer Hookup
Equipment
Appliances: Dishwasher, Free-Standing Electric Range, Disposal, Microwave, Stainless Steel Appliance(s)
Interior Features
Window Features: Blinds, Window Treatments
Flooring: Carpet, Tile
Other Features: Double Vanity, Entrance Foyer, Granite Counters, High Ceilings, Main Level Primary, Open Floorplan, Recessed Lighting, Storage, Smart Thermostat, Walk-In Closet(s)
Exterior
Building Information
Stories: 1
Year Built Source: Public Records
Roof Details: Composition, Shingle
Construction Details: HardiPlank Type, Stone
Builder Name: Brohn
Exterior Features
Exterior Features: Lighting, No Exterior Steps, Rain Gutters
Other Structures: Shed(s), Storage
Fencing: Privacy, Wood
Green Features
Green Energy Efficient: Solar Panels
Lot Information
Lot Size Area: 0.157
Lot Size Acres: 0.157
Lot Features: Sprinklers In Rear, Sprinklers In Front, Interior Lot, Level, Sprinklers Automatic, Sprinklers In Ground, Sprinklers On Side, Trees Small Size
Property Information
Direction Faces: Northwest
Foundation Details: Slab
Resale
Financial
Assessments and Fees
Assessed Value: $308,310
Tax Information
Tax Year: 2022
Utilities
Utility Information
Utilities: Electricity Connected, Sewer Connected, Water Connected, Underground Utilities
Sewer: Public Sewer
Water Source: Public
Heating & Cooling
Has Cooling
Cooling: Central Air
Has Heating
Heating: Central, Electric
Location
HOA Information
Has Home Owners Association
Association Name: Saratoga Farms HOA
Association Fee: $50
Quarterly
Association Fee Includes: Common Area Maintenance
Community Information
Community Features: Community Mailbox
Public facts
Beds: —
Baths: —
Sq. Ft.: 1,340
Stories: —
Lot Size: 6,839 square feet
Style: Single Family Residential
Year Built: 2020
Year Renovated: —
County: Bastrop County
APN: 000008716635
Home facts updated by county records on Aug 12, 2026
Around this home
Schools
Elgin Elementary School
Public PreK-4 • Assigned • 0.6mi
2/10
Elgin Middle School
Public 7-8 • Assigned • 0.9mi
3/10
Elgin High School
Public 9-12 • Assigned • 1.8mi
2/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
5/10 Fire Factor
7% chance of being in a wildfire in next 30 years
8/10 Heat Factor
6 days above 109° expected this year, 20 days in 30 years
8/10 Wind Factor
80% chance of strong winds in next 30 years
1/10 Air Factor
0 unhealthy days expected this year, 0 days in 30 years
Provided by First Street
Historical weather
Elgin, TX • 78621
Average low and high temperatures (°F)
59
39
69
47
81
57
82
62
86
66
92
74
92
74
97
75
93
69
88
63
77
54
68
47
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.5 hours in
June and 4.9 hours in December, which is comparable to the
U.S. average for solar exposure.
9.5 hrs
4.9 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$239,000 – $289,000
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