ASSUMABLE LOAN AT 4.37% + NO HOA — a rare combination in today's market! Welcome to this beautifully designed one-level home in Gainesville, where eye-catching curb appeal and architectural charm shine with tray ceilings throughout, including the foyer. The open layout highlights a kitchen with a center island flowing into the main living space, perfect for gathering and everyday comfort. A spacious laundry room adds convenience, while the primary suite features an ensuite bath with dual sinks and a framed shower. Step outside to a fenced backyard with a covered patio, shaded by mature trees — a peaceful spot to relax or entertain, with no HOA to worry about. Ideally located near Interstate 35, this home offers easy access to nearby cities like Denton and Dallas, along with close proximity to local shopping, dining, and the charm of historic downtown Gainesville. Don't wait — with a below-market assumable rate of 4.37% and zero HOA fees, this one won't last. Discounted rate options and no lender fee future refinancing may also be available for qualified buyers of this home. Schedule your tour today!
Start your New Year off right!! BRAND NEW 4 bedroom, 2 bathroom home features an open floor plan with an eat-in kitchen, granite countertops and plenty of storage. It's light and bright and move-in ready! Entertain your guests in the privacy of your own fenced in backyard. The bedrooms are nice size and the bathrooms are beautifully designed. Come see for yourself! Seller will provide Appliances REFRIGETATOR, STOVE And MICROWAVE!!!!
Public Records
Feb 23, 2017
Sold
*
Public Records
Jan 3, 2012
Sold
*
Public Records
Jul 11, 2011
Sold
*
Public Records
Feb 1, 1978
Sold
*
Year
Property tax
Land + Additions
Assessment*
2025
$6,755 (+15.7%)
$29,202 + $293,664
$322,866
2024
$5,839 (+6.3%)
2023
$5,495 (−0.9%)
2022
$5,543 (−4.1%)
2021
$5,779 (+6.7%)
2020
$5,419 (−12.4%)
$15,068 + $195,368
$210,436
2019
$6,188 (+137.7%)
$15,068 + $217,940
$233,008
2018
$2,603 (+1,064.1%)
$8,195 + $87,060
$95,255
2017
$224 (+0.7%)
$8,195
2016
$222
$8,195
2015
$222 (+1.8%)
$8,195
2014
$218
$8,195
Public record
Beds
4
Baths
2
Stories
—
Lot width
—
Lot depth
—
Lot size
7,174 Sq. Ft.
Year renovated
—
Finished Sq. Ft.
2,079
Unfinished Sq. Ft.
—
Total Sq. Ft.
2,079
Year built
2017
Style
Single Family Residential
County
Cooke County
APN
000000011282
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Jun 26, 2026.
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
5/10 Fire Factor
3% chance of being in a wildfire in next 30 years
6/10 Heat Factor
7 days above 110° expected this year, 20 days in 30 years
4/10 Wind Factor
17% chance of strong winds in next 30 years
3/10 Air Factor
3 unhealthy days expected this year, 4 days in 30 years
Provided by First Street
Historical weather
Gainesville, TX • 76240
Average low and high temperatures (°F)
53
31
63
39
75
50
76
57
81
62
89
73
94
74
95
74
89
66
84
60
70
48
61
41
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
94/ 100
Exceptional sunlight
Sunscore
There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
9.9 hrs
7.1 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 502 Ritchey St
$297,095
$6,905 under list price of $304K
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $230K to $333K.