$595,000 + $7,500 seller credit with acceptable offer, usable toward closing costs or rate buydown subject to lender approval! ASSUMABLE RATE at 4.99%!! You also skip lender closing costs if you go this route Why build new when you can have better & without the wait? Welcome to The Surrey, a truly exceptional home that offers the best of both worlds: The peace of mind of a nearly brand-new home, paired with the elevated finishes & thoughtful design you'd expect from a model home. Completed just months ago, this single-story residence has been meticulously designed w/ upgrades and designer selections already in place so you can skip the construction timeline, upgrade decisions ( & costs!) and builder process and simply move in. Soaring 16.5-foot ceilings and dramatic 10-foot sliding glass doors fill the open living spaces w/ natural light, creating an impressive sense of scale while seamlessly connecting the kitchen, dining & living areas to the covered patio. The kitchen is designed to be both beautiful & functional, w/ a statement island, premium finishes & abundant storage, while custom built-ins add an elevated, finished feel throughout the main living space. The thoughtfully designed floor plan offers four spacious bedrooms, each w/ ensuite bath access, a private office & a generous entertainment room. The secluded primary suite feels like a retreat, complete with an oversized shower, dual vanities and an expansive walk-in closet. Then there's the financial advantage: $595,000 + $7,500 seller credit w/ acceptable offer, usable toward closing costs or rate buydown subject to lender approval! OR An assumable mortgage at an attractive 4.99% interest rate may be available to qualified buyers. In a market where buying new often means waiting, upgrading & paying more to get the look you want, this home offers a rare opportunity to have it all: brand-new construction, elevated finishes, immediate availability and a potentially significant financing advantage.
Ranch South District, located between I-35 and the Blanco River, is a suburban and residential Kyle neighborhood with master-planned streetscapes and pocket parks. The neighborhood’s energy concentrates around the Kyle Crossing/Marketplace Avenue area, where big-box retail pads, casual eateries, and service storefronts set a practical, errands-first rhythm. Local pillars include Hays City Store, Texas Pie Company, and EVO Entertainment Kyle. Housing leans contemporary, with newer single-family builds and tidy sidewalks that frame evening walks. Green space and trail segments near the river add a softer edge to the commercial corridors. The setting reads car-friendly, with I-35 defining the commute pattern and downtown Kyle a short drive away.
Provided by Walk Score and Local Logic
Property details
Interior
Exterior
Finance
Kitchen
Bathroom
Bedroom
Living
Interior features
Built-in features
Ceiling fans
Cathedral ceilings
Double vanities
Entrance foyer
In-law floorplan
Kitchen island
Multiple living areas
Main level primary bedroom
Open floorplan
Recessed lighting (ICAT)
Storage
Study
Smart thermostat
Wired for data
High speed internet
ENERGY STAR qualified windows
Double pane windows
Window screens
Bedrooms
Four main-level bedrooms
Bathrooms
Four full bathrooms
One half bathroom
Double vanities (where provided)
Kitchen
Built-in electric oven
Built-in gas range
Self-cleaning oven
Dishwasher
Microwave
Disposal
Stainless steel appliances
ENERGY STAR qualified appliances
Exhaust fan
Plumbed for ice maker
Kitchen island
Laundry & utility
Main level laundry room
Washer hookup
Electric dryer hookup
Tankless water heater
Flooring
Carpet
Tile
Wood
Heating & cooling
Central heating
Central air conditioning
Exterior features
Private backyard
Covered patio
Patio
Landscaped yard
Automatic sprinklers
Back yard fencing with gate and privacy
Community pool
Home design
Single-story home
Resale property
Faces south
Parking
Attached oversized garage with front-facing door
Garage door opener
Approximately 2.5 garage/covered parking spaces
Security
Smoke detectors
Carbon monoxide detectors
Construction
Built by Highland Homes
Masonry construction
Composition roof
Blown-in insulation
Radiant barrier
Slab foundation
Utilities
Electricity connected
Natural gas connected
Public water
Public sewer
Underground utilities
HOA & community
Part of 6 Creeks homeowners association
Annual association fee of $800 covering common area and grounds maintenance
Community amenities include clubhouse, dog park, playground, pool, sidewalks, and trails/paths
Electricity and solar
View estimated energy costs and solar savings for this home
Welcome to The Surrey – a thoughtfully designed home offering 4 spacious bedrooms, 4.5 bathrooms (all ensuite) , a dedicated office, and an entertainment room, all crafted for modern living and comfort. Step inside to a welcoming entryway that leads to two generously sized bedrooms, each with its own private ensuite bath, plus an additional ensuite guest suite—perfect for multigenerational living or hosting guests. A private study and large entertainment room provide flexible spaces for work and play. This home is decked out just like a model, from the built in cabinets in the family room, to the custom designer finishes, this home is sure to impress! The heart of the home features a modern kitchen with a large island, seamlessly connected to the open-concept living and dining areas. Soaring 16.5-foot ceilings and 10-foot sliding glass doors flood the space with natural light and open to a covered patio—ideal for indoor-outdoor living and entertaining. The privately located primary suite offers a peaceful retreat with an oversized shower, dual vanities, and a spacious walk-in closet. A 2.5-car garage adds extra storage and convenience. Ask about our low FIXED rates!
Unlock MLS #2628352
Nov 3, 2025
Sold
*
Oct 8, 2025
Pending
—
Oct 6, 2025
Price Changed
$549,900
$212/sq ft
Oct 1, 2025
Price Changed
$589,000
$227/sq ft
Sep 29, 2025
Price Changed
$609,365
$235/sq ft
Sep 10, 2025
Price Changed
$609,990
$235/sq ft
Aug 18, 2025
Price Changed
$624,990
$241/sq ft
Aug 6, 2025
Price Changed
$629,990
$243/sq ft
Aug 6, 2025
Price Changed
$651,050
$251/sq ft
Jul 30, 2025
Listed
$647,434
$250/sq ft
Welcome to The Surrey – a thoughtfully designed home offering 4 spacious bedrooms, 4.5 bathrooms (all ensuite) , a dedicated office, and an entertainment room, all crafted for modern living and comfort. Step inside to a welcoming entryway that leads to two generously sized bedrooms, each with its own private ensuite bath, plus an additional ensuite guest suite—perfect for multigenerational living or hosting guests. A private study and large entertainment room provide flexible spaces for work and play. This home is decked out just like a model, from the built in cabinets in the family room, to the custom designer finishes, this home is sure to impress! The heart of the home features a modern kitchen with a large island, seamlessly connected to the open-concept living and dining areas. Soaring 16.5-foot ceilings and 10-foot sliding glass doors flood the space with natural light and open to a covered patio—ideal for indoor-outdoor living and entertaining. The privately located primary suite offers a peaceful retreat with an oversized shower, dual vanities, and a spacious walk-in closet. A 2.5-car garage adds extra storage and convenience. Ask about our low FIXED rates!
Year
Property tax
Land + Additions
Assessment*
2026
$10,175 (+484.9%)
$120,360 + $438,640
$559,000
2025
$1,740 (+6.6%)
$95,580
2024
$1,632 (+3.5%)
$92,925
2023
$1,576
$92,930
Public record
Public record
Permits
Beds
—
Baths
—
Stories
—
Lot width
—
Lot depth
—
Lot size
8,360 Sq. Ft.
Year renovated
2025
Finished Sq. Ft.
2,501
Unfinished Sq. Ft.
—
Total Sq. Ft.
2,501
Year built
2025
Style
Single Family Residential
County
Hays County
APN
R191746
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Oct 15, 2026.
Oct 21, 2025 • Final
Building (residential) - new single family
New construction
Oct 10, 2025 • Final
Irrigation - residential
Install a new sprinkler system.
Grading
Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.
Historical weather
Kyle, TX • 78640
Average low and high temperatures (°F)
61
39
71
48
82
56
82
63
87
66
92
75
94
75
97
74
93
69
89
63
78
54
69
48
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
100/ 100
Exceptional sunlight
Sunscore
This home ranks in the top 1% for direct sun exposure in Kyle. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
9.7 hrs
7.1 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 404 Jackson River Loop
We cannot show automated home-value estimates for this home.
Nearby homes have recently listed between $494,690 and $679,000.
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $495K to $679K.