Stunning Italian-inspired lakefront estate in Ridgelake Shores! Set on over two acres, this elegant home offers 5 oversized bedrooms, a beautiful office, and custom finishes throughout. The main kitchen boasts a massive U-shaped island for additional seating, hardwood built-ins, and tray ceilings. Downstairs you'll find a full second kitchen, spacious living area, wine grotto, bedroom, full bathroom, and massage room—ideal for entertaining or relaxing. A private 1-bedroom guest casita behind the pool bar includes its own kitchen, dining area, and full bath. Outside, enjoy a large covered patio with outdoor kitchen, covered pool with swim-up bar, and heated pool & spa. The property includes two 4-car garages, a gated entrance, and mature landscaping leading to the water’s edge. With luxury details, smart layout, and resort-style amenities, this lakefront property delivers space, comfort, and sophistication—just minutes from the heart of Montgomery.
* Price is not available or MLS listing is off market.
Year
Property tax
Land + Additions
Assessment*
2026
$28,201 (−7.0%)
$199,500 + $1,585,500
$1,785,000
2025
$30,334 (+19.5%)
2024
$25,374 (−0.2%)
$199,500 + $1,400,500
$1,600,000
2023
$25,426 (+5.3%)
$170,240 + $1,429,760
$1,600,000
2022
$24,154 (−8.3%)
$170,240 + $1,212,500
$1,382,740
2021
$26,345 (+2.0%)
$72,550 + $1,352,450
$1,425,000
2020
$25,823 (−2.0%)
$72,550 + $1,279,250
$1,351,800
2019
$26,344 (+9.0%)
2018
$24,173 (−36.7%)
$72,550 + $1,127,450
$1,200,000
2017
$38,196 (+23.9%)
$72,550 + $1,817,480
$1,890,030
2016
$30,822 (+1,985.4%)
$72,550 + $1,817,480
$1,890,030
2015
$1,478 (+22.7%)
$72,550 + $1,454,000
$1,526,550
2014
$1,205 (−1.0%)
$59,320
2013
$1,218
$59,320
2012
$1,219 (−0.4%)
$59,320
2011
$1,224 (−17.1%)
2009
$1,476
Tax history for 490 Royal Navigator Rd
Year
Property tax
Land + Additions
Assessment*
2026
$28,201 (−7.0%)
$199,500 + $1,585,500
$1,785,000
2025
$30,334 (+19.5%)
2024
$25,374 (−0.2%)
$199,500 + $1,400,500
$1,600,000
2023
$25,426 (+5.3%)
$170,240 + $1,429,760
$1,600,000
2022
$24,154 (−8.3%)
$170,240 + $1,212,500
$1,382,740
2021
$26,345 (+2.0%)
$72,550 + $1,352,450
$1,425,000
2020
$25,823 (−2.0%)
$72,550 + $1,279,250
$1,351,800
2019
$26,344 (+9.0%)
2018
$24,173 (−36.7%)
$72,550 + $1,127,450
$1,200,000
2017
$38,196 (+23.9%)
$72,550 + $1,817,480
$1,890,030
2016
$30,822 (+1,985.4%)
$72,550 + $1,817,480
$1,890,030
2015
$1,478 (+22.7%)
$72,550 + $1,454,000
$1,526,550
2014
$1,205 (−1.0%)
$59,320
2013
$1,218
$59,320
2012
$1,219 (−0.4%)
$59,320
2011
$1,224 (−17.1%)
2009
$1,476
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Beds
—
Baths
6.5
Stories
—
Lot width
—
Lot depth
—
Lot size
1.14 Acres
Year renovated
2015
Sq. Ft.
5,993
Year built
2015
Style
Single Family Residential
County
Montgomery County
APN
000000310872
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Sep 2, 2026.
Property details
Parking
Parking & Garage
Garage: Attached, Attached/Detached
# of Garage Spaces: 8
Interior
Virtual Tour Information
Bathroom Information
# of Baths (1/2): 2
# of Baths (Full): 4
Master Bath Features: Bidet, Full Secondary Bathroom Down, Half Bath, Hollywood Bath, Double Sinks, Whirlpool Tub, Master Bath with Separate Shower
Bedroom Information
En-Suite Bath, Master Bedroom on 1st Floor, Split-Plan, Walk-In Closet
Interior Features
Room Count: 10
Den, Entry, Formal Dining, Formal Living, Gameroom Down, Garage Apartment, Guest Suite w/Kitchen, Study/Library, Living Area - 1st Floor, Quarters/Guest House, Utility Room in House, Wine Room
Kitchen Desc: Breakfast Bar, Island w/o Cooktop, Kitchen open to Family Room, Pantry, Second Sink, Under Cabinet Lighting
Equipment
Electric Oven
Gas Cooktop
Fireplace Information
# of Fireplaces: 1
Wood Burning Fireplace
Heating & Cooling Information
Heating System: Central Electric, Central Gas
Cooling System: Central Electric
Other Interior Features
Digital Program Thermostat, Seasonal Energy Efficiency Ration > 13, Insulated/Low-E Windows, Other Insulation
Fire/Smoke Alarm, Formal Entry/Foyer, High Ceiling, Split Level, Wet Bar, Drapes/Curtains/Window Cover, Wine/Beverage Fridge, Wired for Sound
Countertops: Granite
Floors: Tile
Room 1 Information
Dimensions: 23 x 19
Room Type: Living Room
Location: 1st Floor
Room 2 Information
Dimensions: 16 x 13
Room Type: Study/Library
Location: 1st Floor
Room 3 Information
Dimensions: 30 x 17
Room Type: Master Bedroom
Location: 1st Floor
Room 4 Information
Dimensions: 14 x 14
Room Type: Bedroom
Location: 1st Floor
Room 5 Information
Dimensions: 18 x 13
Room Type: Bedroom
Location: 1st Floor
Room 6 Information
Dimensions: 15 x 14 Cellar
Room Type: Bedroom
Location: 1st Floor
Room 7 Information
Dimensions: Casita
Room Type: Bedroom
Location: 1st Floor
Room 8 Information
Dimensions: Cellar
Room Type: Game Room
Location: 1st Floor
Room 9 Information
Dimensions: Cellar
Room Type: Wine Room
Location: 1st Floor
Exterior
Building Information
Siding: Stucco
Roof: Slate
Foundation: Slab
Water & Sewer Information
Public Water, Septic Tank
Other Exterior Features
Has Private Pool
Private Pool: In Ground, Pool With Hot Tub Attached
Exterior: Back Yard, Covered Patio/Deck, Outdoor Kitchen, Partially Fenced, Patio/Deck, Private Driveway, Side Yard, Spa/Hot Tub, Sprinkler System, Workshop
Property Information
Management Company: TriStar Community Management
Lot Information
Section Num: 02
Legal Lot Description: S827102 - RIDGELAKE SHORES 02, BLOCK 3, LOT 13 & 14
Street Surface: Concrete
Lot Description: Cleared, Waterfront
Financial
Tax Information
Tax ID #: 8271-02-09500
Tax Amount: $25,374
Tax Year: 2024
Total Tax Rate (%): 1.5859
Financial Information
Financing Available: Cash Sale, Conventional
Location
Homeowners Association Information
Mandatory HOA
Has Other Fee(s)
Other Fee Amount: $300
Annual Maintenance: Mandatory
Other Mandatory Fee(s): Resale Cert, Transfer Fee
Maintenance Fee Amount: $350
Maintenance Fee Pay Schedule: Annually
Community Information
Water Amenities: Lake View, Lakefront
School Information
School District: Conroe
School Elementary: STEWART ELEMENTARY SCHOOL (CONROE)
School Middle: PEET JUNIOR HIGH SCHOOL
School High: CONROE HIGH SCHOOL
Additional School: STEWART ELEMENTARY SCHOOL (CONROE)
Location Information
Area: Montgomery County NW
Directions: North on I-45 to left on 2854 Rd W to left on Fish Creek Thoroughfare to left on Rolling Oak Dr to left on Royal Navigator Rd. Home will be on the right .9 mile down
MLS Map Page and Grid: 185D
Community Information
No
Subdivision Lake Access YN: Yes
Public facts
Beds: —
Baths: 6.5
Sq. Ft.: 5,993
Stories: —
Lot Size: 1.14 acres
Style: Single Family Residential
Year Built: 2015
Year Renovated: 2015
County: Montgomery County
APN: 000000310872
Home facts updated by county records on Sep 2, 2026
Other
Miscellaneous Information
Is IDX Opt In
Listing Information
Exclusive Right to Sell/Lease
Home Information
Dwelling Type: Free Standing
Listing Office & Agent Information
List Agent Email: megan@southern-luxury.com
Around this home
Schools
Conroe Bond Elementary School
Public PreK-6 • Assigned • 1.3mi
10/10
Peet Junior High School
Public 7-8 • Assigned • 4.8mi
6/10
Conroe High School
Public 9-12 • Assigned • 4.8mi
5/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
3/10 Fire Factor
0.62% chance of being in a wildfire in next 30 years
8/10 Heat Factor
7 days above 111° expected this year, 24 days in 30 years
8/10 Wind Factor
99% chance of strong winds in next 30 years
2/10 Air Factor
2 unhealthy days expected this year, 2 days in 30 years
Provided by First Street
Historical weather
Montgomery, TX • 77316
Average low and high temperatures (°F)
60
41
71
50
79
58
81
64
86
68
90
75
92
75
92
76
91
71
87
63
76
56
67
50
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.4 hours in
June and 4.8 hours in December, which is comparable to the
U.S. average for solar exposure.
9.4 hrs
4.8 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$1.77M – $2.14M
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