Beautifully renovated 3-bedroom, 2-bath home offering 982 SF of updated living space. Originally built in 1931, this home underwent a comprehensive remodel in 2022, including major improvements throughout. Features include an open-concept layout, laminate flooring, custom cabinetry, granite countertops, updated HVAC and roof, and a spacious primary suite. Situated on a 0.161-acre lot with a large backyard and concrete driveway. Conveniently located near MCC, shopping, dining, schools, and everyday amenities. Move-in ready and full of value.
North Waco, located between the Brazos River and Waco Regional Airport, is a historic and industrial Waco neighborhood with riverfront edges and rail-and-warehouse streetscapes. The neighborhood’s character concentrates around Elm Avenue near Martin Luther King Jr. Boulevard, where murals, small storefronts, and legacy brick buildings set a working-city rhythm. Cultural pillars include the Dr Pepper Museum, the Waco Mammoth National Monument, and the Waco Suspension Bridge. Housing ranges from early 20th-century cottages to modest infill near older commercial corridors. Flat blocks and wide arterials shape a practical, drive-oriented layout, while the river and downtown skyline stay in view. Parks and museums add a weekend cadence without changing the neighborhood’s grounded feel.
Provided by Walk Score and Local Logic
Offer insights
3109 N 20th St · $169,000
$169K and above
75% chance or better to win
Why $169K+ is a strong offer
DAYS ON MARKET
87 days
The average home goes pending in 62 days.
SALE-TO-LIST
97.7%
Most homes are selling 2% below list price.
About offer insights
Property details
Interior
Exterior
Finance
Kitchen
Bathroom
Bedroom
Living
Interior features
Granite counters
Open floorplan
One living area
One dining area
One level (single story)
Bedrooms
3 bedrooms (all on main level)
Bathrooms
2 full bathrooms
Kitchen
Microwave
Granite counters
Laundry & utility
No specific laundry details provided
Flooring
No flooring details provided
Heating & cooling
Central heating (electric)
Central air conditioning (electric)
Exterior features
Lot under 0.5 acre (approx. 0.16 acres)
City water and city sewer available
Cable available
Home design
Single-family residence
Residential property
One story
Built in 1930
Subdivision: STEPHENS J M
Parking
Concrete parking surface
Security
No smart home or security features listed
Construction
Preowned construction (originally built in 1930)
Utilities
City water
City sewer
Electricity connected
Cable available
Not in a municipal utility district
HOA & community
No homeowners association
Financial info
Listing terms: Cash or Conventional
Other
Possession at closing/funding
Listing status: Active
Electricity and solar
View estimated energy costs and solar savings for this home
Completely Remodeled Home In North Waco! Secluded home surrounded by empty lots. Come Check out this beauty! From Foundation to Roof - this home received a complete make over, it should be a New build. Home features 3 bedrooms, & 2 baths. Close distance to MCC, HEB, Restaurants, Elementary School, & so much more. Beautiful laminate flooring through out the Open Areas & Master bedroom. Custom kitchen cabinets that you will LOVE! Even thought of the cookie sheet pans cabinet for ya! Kitchen also comes with mid grade level granite, microwave & dishwasher. Master Bedroom is great size with plenty of sunlight! New pour driveway, & big backyard! Also some of the warranties include Foundation, HVAC, 30 yrs roof & more. Come check it out & make this home yours!
Public Records
Feb 1, 2022
Sold
*
Year
Property tax
Land + Additions
Assessment*
2025
$2,261 (+5.4%)
$5,250 + $95,320
$100,570
2024
$2,145 (+7.6%)
$5,250 + $89,860
$95,110
2023
$1,993 (−6.3%)
$5,250 + $83,650
$88,900
2022
$2,128 (+219.7%)
$5,250 + $79,280
$84,530
2021
$666 (−22.5%)
$5,250 + $20,480
$25,730
2020
$859 (+4.4%)
$5,250 + $27,060
$32,310
2019
$823 (−3.7%)
$5,250 + $25,100
$30,350
2018
$854 (+3.1%)
$5,250 + $25,120
$30,370
2017
$829 (−2.7%)
$5,250 + $25,120
$30,370
2016
$852 (−3.4%)
$5,250 + $23,950
$29,200
2015
$882 (−1.2%)
$5,250 + $24,670
$29,920
2014
$893
$5,250 + $26,510
$31,760
Public record
Public record
Zoning
Permits
Beds
2
Baths
1
Stories
—
Lot width
50 ft.
Lot depth
140 ft.
Lot size
7,000 Sq. Ft.
Year renovated
—
Finished Sq. Ft.
982
Unfinished Sq. Ft.
—
Total Sq. Ft.
982
Year built
1930
Style
Single Family Residential
County
McLennan County
APN
480388000015023
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Sep 8, 2026.
R-2
Two-Family and Attached Single Family Residence District
The R-2 two-family and attached single-family residence district is intended to provide for development of attached dwelling types at moderate densities where it may serve as a transitional use between single-family residential areas and more intensive uses; or in locations with convenient access to the major street system and proximity to community services.
Permitted uses
Include but are not limited to:
Agriculture
Religious facility
Housing-Single unit
Housing-Multiple units
Housing-Student
Bed & breakfast
Educational/school
Library
Golf related
Park & open space
Sep 22, 2022 • Final
Repairs & alterations (residential)
Perform interior and exterior renovations including replacing windows and siding, installing a new front concrete porch with a gabled roof, and framing a gabled roof over the back room. Remodel the kitchen and bathroom, create an opening between the living room and kitchen, and install new insulation and smoke detectors.
Addition
Bathroom
Electrical
Plumbing
Remodel
Roofing
Sep 21, 2022 • Final
Residential (elec)
Electrical
Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
7/10 Heat Factor
7 days above 109° expected this year, 24 days in 30 years
6/10 Wind Factor
59% chance of strong winds in next 30 years
2/10 Air Factor
0 unhealthy days expected this year, 1 days in 30 years
Provided by First Street
Historical weather
Waco, TX • 76708
Average low and high temperatures (°F)
57
35
68
43
79
54
80
61
84
65
91
75
92
75
95
75
91
68
88
61
75
52
66
44
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
98/ 100
Exceptional sunlight
Sunscore
This home ranks in the top 18% for direct sun exposure in Waco. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
9.2 hrs
6.6 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 3109 N 20th St
$168,491
$509 under list price of $169K
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $169K to $208K.