Last listed at $89,777, closed on dec 2022

$132,911

•

872

sq ft

3405 N 21st St, Waco, TX 76708

About this home

Dueño a Dueño - Owner Finance Terms sales price: 120,000 with $12,000 down payment 20 year note - 10% down + CC 1 year of insurance due at closing / paid upfront -buyer will need to escrow property taxes w/ monthly payment monthly payment at 10.9% is $1,107.42 PI plus taxes List price is CASH ONLY. Great investment opportunity, negotiable owner - would be a perfect rental or renovation property! Centrally located close to McLennan Community College. Great functional 2 bedroom layout. Home has newer roof & updated electrical panel. Owner finance available at adjusted price & terms, call for additional info.

Single-familyProperty Type

1950Year Built

7,000 sq ftLot Size

$152Est. Price/Sq.Ft.

Listed by Valerie Warschak • Coldwell Banker Apex, REALTORS

Bought with Misael Castillo • Coldwell Banker Apex, REALTORS

Redfin checked: 2 minutes ago

•Source:NTREIS #211121

Redfin Estimate

$132,911

$43K over list price of $90K

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 0.3% lower than the average sale price ($133K) of 6 comparable homes.

SOLD JUL 20, 2026
$99,000
A
2 beds1 bath864 sq ft
3732 N 23rd St, Waco, TX 76708
SOLD JUN 26, 2026
$164,000
B
2 beds1 bath834 sq ft
3613 N 25th St, Waco, TX 76708
SOLD MAY 13, 2026
$150,000
C
2 beds1 bath924 sq ft
3528 N 25th St, Waco, TX 76708
SOLD AUG 24, 2026
$178,900
D
3 beds1 bath1,328 sq ft
2608 Mcferrin Ave, Waco, TX 76708
SOLD OCT 15, 2026
$132,900
E
2 beds1 bath998 sq ft
2402 Summer Ave, Waco, TX 76708
SOLD SEP 4, 2026
$75,000
F
2 beds1 bath1,055 sq ft
3624 N 26th St, Waco, TX 76708

Claim this home to receive a free report every month with insights on the changing estimate.

Earn from this home

Rent

$1,200/mo

Redfin rental estimate

List your home for rent

Market trends in 76708, TX

Last updated September 2026

Buyer's Market

Seller's Market

Balanced market

Sale-to-list price

97.5%

+0.2% MoM

Median sale price

$272K

$3K MoM

Avg. days on market

67d

2 days MoM

Recently sold homes

111

3 MoM

New listings for sale

NEW 27 HRS AGO
$294,900
3 beds2.5 baths1,986 sq ft
9921 Iron Horse Trl, Waco, TX 76708
NEW 34 HRS AGO
$284,000
3 beds2 baths1,420 sq ft
3000 Pine Ave, Waco, TX 76708
$179,000
3 beds2 baths1,708 sq ft
864 Lost Gold Rd, Waco, TX 76708
$299,000
6 beds4 baths2,876 sq ft
2601 Summer Ave, Waco, TX 76708
$295,000
4 beds3 baths3,044 sq ft
2624 N 17th St, Waco, TX 76708
$350,000
3 beds2 baths1,960 sq ft
11101 China Spring Rd, Waco, TX 76708
$389,000
4 beds2.5 baths2,401 sq ft
10521 Arabella Ln, Waco, TX 76708
$189,900
3 beds1 bath984 sq ft
2716 Lyle Ave, Waco, TX 76708
$349,900
4 beds3 baths2,105 sq ft
10417 Arabella Ln, Waco, TX 76708
$229,900
2 beds1 bath1,442 sq ft
2108 Lyle, Waco, TX 76708
See all

Provided by Redfin

Sale history for 3405 N 21st St

Year

Property tax

Land + Additions

Assessment*

2026

$2,486 (−0.8%)

$16,590 + $91,251

$107,841

2025

$2,505 (+4.9%)

$15,050 + $96,380

$111,430

2024

$2,389 (+7.1%)

$15,050 + $90,880

$105,930

2023

$2,230 (−4.8%)

$15,050 + $84,430

$99,480

2022

$2,343 (+81.2%)

$13,090 + $80,000

$93,090

2021

$1,293 (+12.6%)

$6,650 + $43,350

$50,000

2020

$1,149 (−2.0%)

$6,020 + $37,180

$43,200

2019

$1,171 (−0.9%)

$6,020 + $37,180

$43,200

2018

$1,182 (+24.0%)

$5,670 + $36,330

$42,000

2017

$953 (+8.5%)

$5,670 + $36,330

$42,000

2016

$878 (+1.6%)

$5,390 + $28,160

$33,550

2015

$864 (−3.0%)

$5,320 + $25,510

$30,830

2014

$891

$7,000 + $24,690

$31,690

Tax history for 3405 N 21st St

Year

Property tax

Land + Additions

Assessment*

2026

$2,486 (−0.8%)

$16,590 + $91,251

$107,841

2025

$2,505 (+4.9%)

$15,050 + $96,380

$111,430

2024

$2,389 (+7.1%)

$15,050 + $90,880

$105,930

2023

$2,230 (−4.8%)

$15,050 + $84,430

$99,480

2022

$2,343 (+81.2%)

$13,090 + $80,000

$93,090

2021

$1,293 (+12.6%)

$6,650 + $43,350

$50,000

2020

$1,149 (−2.0%)

$6,020 + $37,180

$43,200

2019

$1,171 (−0.9%)

$6,020 + $37,180

$43,200

2018

$1,182 (+24.0%)

$5,670 + $36,330

$42,000

2017

$953 (+8.5%)

$5,670 + $36,330

$42,000

2016

$878 (+1.6%)

$5,390 + $28,160

$33,550

2015

$864 (−3.0%)

$5,320 + $25,510

$30,830

2014

$891

$7,000 + $24,690

$31,690

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning
Permits

Beds

Baths

Stories

Lot width

50 ft.

Lot depth

140 ft.

Lot size

7,000 Sq. Ft.

Year renovated

—

Sq. Ft.

872

Year built

1950

Style

Single Family Residential

County

McLennan County

APN

480295000029001

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Oct 23, 2026.

R-2

Two-Family and Attached Single Family Residence District

The R-2 two-family and attached single-family residence district is intended to provide for development of attached dwelling types at moderate densities where it may serve as a transitional use between single-family residential areas and more intensive uses; or in locations with convenient access to the major street system and proximity to community services.

Permitted uses

Include but are not limited to:

Agriculture
Religious facility
Housing-Single unit
Housing-Multiple units
Housing-Student
Bed & breakfast
Educational/school
Library
Golf related
Park & open space

Property details

Parking

Parking Information
Number Of Parking Spaces: 0
Parking Features: No Garage

Parking & Garage
Garage Spaces: 0

Interior

Bathroom Information
Bathrooms Full: 1
Bathrooms Total Integer: 1

Bedroom Information
Bedrooms Total: 2

Fireplace Information
Fireplace Features: None

Heating & Cooling
Cooling: Window Unit(s)

Interior Features
Room Count: 0
Has Appliances
Appliances: Other, Gas Water Heater
Living Area: 872.00
Flooring: Carpet, Wood

Exterior

Building Information
Roof: Composition
Construction Materials: Frame, Siding
Foundation Details: Pillar/Post/Pier

Exterior Features
Exterior Features: Covered Porch(es)
Fencing: None
Patio And Porch Features: Covered, Patio

Lot Information
Lot Size: Less Than .5 Acre (not Zero)
Lot Size Acres: 0.1607
Lot Size Area: 0.1607
Lot Size Square Feet: 7000.0920
Lot Size Units: Acres
Parcel Number: 182125
RATIO List Price By Lot Size Acr: 558662.10330

Property Information
Property Type: Residential
Property Sub Type: Single Family Residence
Property Attached YN: No
Property Key: 48309|480295000029001|1|74439527
Property Match: APN
US Property MUI: 408949281

Building Information
Year Built: 1950

Financial

Tax Information
Tax Block: 4
Tax Legal Description: MONMOUTH HTS BLOCK 4 LOT 11 ACRES .1607
Tax Lot: 11
Unexempt Taxes: 2407

Financial Information
Buyer Financing: Conventional

Utilities

Utility Information
Utilities: Sewer Available

Location

Multi-Unit Information
Unit Count: 0

School Information
Elementary School: Cedar Ridge
Elementary School Name: Cedar Ridge
School District: Waco ISD

Location Information
County Or Parish: McLennan
Country: United States
Subdivision Name: Monmouth Heights

Public facts

Beds: 2
Baths: 1.0
Sq. Ft.: 872
Stories: 1.0
Lot Size: 7,000 square feet
Style: Single Family Residential
Year Built: 1950
Year Renovated: —
County: McLennan County
APN: 480295000029001

Home facts updated by county records on Oct 23, 2026

Other

Listing Information
Document Manager MLS Count: 0
Document Manager Private Count: 0
Document Manager Public Count: 0
Document Manager Total Count: 0
Listing Id: 211121
Listing Key Numeric: 450650061
Listing Terms: Cash, Owner Will Carry
Mls Status: Closed
Previous Status: Pending
Originating System Name: North Texas Real Estate Information Systems
Photos Count: 11
Possession: Closing/Funding
Seller Contributions: 0
Standard Status: Closed
Transaction Type: For Sale

Listing Date Information
Days On Market: 60
Cumulative Days On Market: 81
Close Date: 2022-12-19
Purchase Contract Date: 2022-11-21
Listing Contract Date: 2022-09-23
Off Market Date: 2022-11-21
Price Change Timestamp: 2022-11-10T09:44:41.117
Status Change Timestamp: 2022-12-19T11:50:27.470

Listing Price Information
Original List Price: 109900.00
Previous List Price: 93999.00
List Price: 89777.00
RATIO Close Price By Lot Size Ac: 528935.90541
RATIO Current Price By Lot Size: 528935.90541

Around this home

Schools

Cedar Ridge Elementary School

Public PreK-5 • Assigned • 0.6mi

4/10

G W Carver Middle

Public 6-8 • Assigned • 2.5mi

1/10

Waco High School

Public 9-12 • Assigned • 2.4mi

3/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

3/10 Fire Factor

0.31% chance of being in a wildfire in next 30 years

7/10 Heat Factor

7 days above 109° expected this year, 24 days in 30 years

6/10 Wind Factor

60% chance of strong winds in next 30 years

2/10 Air Factor

0 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Waco, TX • 76708

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.7 hours in June and 5.2 hours in December, which is comparable to the U.S. average for solar exposure.

9.7 hrs

5.2 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$127,000 – $153,000

Sell confidently with a local market expert in Waco. 3 minutes to get started.

Nearby similar homes

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New listings for sale in 76708

NEW 27 HRS AGO

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3 beds1 bath984 sq ft

2716 Lyle Ave, Waco, TX 76708

8,250 sq ft lot • Built 1945 • Listed 6 days

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4 beds3 baths2,105 sq ft

10417 Arabella Ln, Waco, TX 76708

Open foyer • Oversized kitchen • Separate dining area

Home values near 3405 N 21st St

Data from public records.

Address	Redfin Estimate
3400 North 21st St, Waco, TX 2 Beds \| 1 Baths \| 1016 Sq. Ft.	$136,849
3408 North 21st St, Waco, TX 2 Beds \| 1 Baths \| 1136 Sq. Ft.	$136,305

Address	Redfin Estimate
3325 North 21st St, Waco, TX 2 Beds \| 1 Baths \| 720 Sq. Ft.	$126,639
3320 North 21st St, Waco, TX 2 Beds \| 1 Baths \| 1574 Sq. Ft.	$159,051

Address	Redfin Estimate
3312 North 21st St, Waco, TX 2 Beds \| 1 Baths \| 729 Sq. Ft.	$126,529
3416 North 21st St, Waco, TX 2 Beds \| 1 Baths \| 1056 Sq. Ft.	$136,685

Property information provided by NTREIS when last listed in 2022. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 76708, TX

Sale history for 3405 N 21st St

Tax history for 3405 N 21st St

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 76708

Home values near 3405 N 21st St

More real estate resources