This unfinished home renovation could be your chance to design your dream home with a stunning lake view! The bones are there - all it needs is your imagination. Picture yourself walking through the double front doors and stopping for a moment in the foyer while admiring the expansive views through a wall of windows across the entire living room. The formal dining room, kitchen, and breakfast area are all positioned to take advantage of the views and open to a large wooden deck that spans the length of the home - the perfect spot for watching the sunset over Lake Waco! Walk from your backyard all the way down to the water's edge! In addition, the large master suite is situated on the first floor with views of the lake and includes a large space for a walk-in closet, plumbing ready to go for a luxury bathroom with all the amenities you could want, and a study or office nook. Another bedroom suite with a full bath is also located on the first floor. Upstairs, there is a large landing (also with amazing lake views) which could easily serve as a second living area, 5th bedroom, office, home school classroom, or play area. Two additional bedrooms with space for two full bathrooms are also located upstairs. Very few properties are available with this kind of lake view from so many rooms in the house. Schedule a showing with your agent, call your builder, and come take a closer look today!
Single-familyProperty Type
1973Year Built
0.41 acresLot Size
$145Est. Price/Sq.Ft.
2 car garageParking
Listed by John Derrick• Regency Park Properties LLC
Bought with Leslie Edwards• Better Homes and Gardens
One of the most breathtaking views of Lake Waco is found in this 5 bedroom/ 2 story beauty! This home not only has beautiful views but also has Lake Waco access! Once you enter, the views of the lake make you want to call this place home. Large open family room that opens to the formal dining all with panoramic views of the lake. Downstairs master suite with a gorgeous lake view and downstairs second bedroom are lovely features of the home. Kitchen/ breakfast with beautiful views, too, and kitchen has granite counters and great cabinet space. Large utility area off the kitchen with freezer space. Upstairs has 3 large bedrooms with 2 full baths, and two of the 3 have lake views. Upstairs has fabulous storage with large closets and a walk-in attic that has wonderful space and high ceilings. Home is located in a pretty, peaceful and private N. Waco neighborhood on .408 acre lot that goes down to the lake. Some of the most stunning sunsets imaginable can be seen from the inviting covered patio area. Home has 3 central heat and air units - one for the master, one for the rest of the downstairs and one for upstairs. ADT Security System and Ring doorbell with cameras are other amenities in the home. This home has been loved and well- maintained by the original owners for over 40 years.
Year
Property tax
Land + Additions
Assessment*
2025
$12,058 (−16.9%)
$204,360 + $331,929
$536,289
2024
$14,504 (+0.6%)
$204,360 + $438,640
$643,000
2023
$14,415 (−10.9%)
$204,360 + $438,640
$643,000
2022
$16,186 (+27.1%)
$204,360 + $438,640
$643,000
2021
$12,735 (+4.3%)
$153,540 + $338,780
$492,320
2020
$12,211 (+7.1%)
$146,610 + $312,680
$459,290
2019
$11,401 (+6.0%)
2018
$10,753 (+8.9%)
2017
$9,874 (+9.7%)
2016
$9,004 (+9.6%)
2015
$8,216 (+11.8%)
2014
$7,347
$53,000 + $208,060
$261,060
Tax history for 3417 Stewart Cir
Year
Property tax
Land + Additions
Assessment*
2025
$12,058 (−16.9%)
$204,360 + $331,929
$536,289
2024
$14,504 (+0.6%)
$204,360 + $438,640
$643,000
2023
$14,415 (−10.9%)
$204,360 + $438,640
$643,000
2022
$16,186 (+27.1%)
$204,360 + $438,640
$643,000
2021
$12,735 (+4.3%)
$153,540 + $338,780
$492,320
2020
$12,211 (+7.1%)
$146,610 + $312,680
$459,290
2019
$11,401 (+6.0%)
2018
$10,753 (+8.9%)
2017
$9,874 (+9.7%)
2016
$9,004 (+9.6%)
2015
$8,216 (+11.8%)
2014
$7,347
$53,000 + $208,060
$261,060
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Public record
Zoning
Permits
Beds
5
Baths
4.5
Stories
2
Lot width
—
Lot depth
—
Lot size
0.41 Acres
Year renovated
—
Sq. Ft.
3,570
Year built
1973
Style
Single Family Residential
County
McLennan County
APN
480055010012009
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Sep 23, 2026.
R-1B
Single-Family Residence District
The R-1B single-family residence district is intended to provide for single-family development at moderate density, where a full range of urban services can be provided. A limited range of compatible uses are also permitted either to provide services to residents or maintain low-intensity use of open land. Lot area, yard and other requirements are designed to encourage maintenance of quality residential areas in character with contemporary standards.
Permitted uses
Include but are not limited to:
Agriculture
Religious facility
Housing-Single unit
Infrastructure
Educational/school
Fire house
Library
Police station
Golf related
Park & open space
Sep 14, 2026 • Active
Residential (elec)
Electrical
Sep 7, 2026 • Active
Residential (mech)
HVAC
Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.
Property details
Parking
Parking Information
Carport Spaces: 0
Covered Spaces: 2
Parking Features: Garage
Parking & Garage
Has Garage
Has Attached Garage
Garage Spaces: 2
Interior
Virtual Tour
Bathroom Information
Bathrooms Full: 4
Bathrooms Total Decimal: 4
Bathrooms Total Integer: 4
Bedroom Information
Bedrooms Total: 4
Fireplace Information
Fireplaces Total: 1
Fireplace Features: Wood Burning
Interior Features
Room Count: 2
Appliances: None
Number Of Living Areas: 1
Number Of Dining Areas: 2
Living Area: 3570.00
Levels: Two
Interior Features: Vaulted Ceiling(s)
Room 1 Information
Room Type: Living Room
Room Level: 1
Room Dimensions: 1 x 1
Room Length: 1.00
Room Width: 1.00
Room 2 Information
Room Type: Primary Bedrm
Room Level: 1
Room Dimensions: 1 x 1
Room Length: 1.00
Room Width: 1.00
Exterior
Exterior Features
Patio And Porch Features: Deck
Farm Information
Barns Count: 0
Lot Information
Lot Features: Water/Lake View
Lot Size: Less Than .5 Acre (not Zero)
Lot Size Acres: 0.4080
Lot Size Area: 0.4080
Lot Size Square Feet: 17772.4800
Lot Size Units: Acres
Parcel Number: 480055010012009
RATIO List Price By Lot Size Acr: 1017156.86275
Will Subdivide: No
Property Information
Property Type: Residential
Property Sub Type: Single Family Residence
Accessibility Features YN: No
Property Attached YN: No
Multi Parcel IDYN: No
Property Key: 48309|480055010012009|1|74435197
Property Match: APN
US Property MUI: 408935467
Building Information
Year Built: 1973
Smart Home Features Appor Pass Y: No
Financial
Tax Information
Tax Block: 1
Tax Legal Description: BLUE BONNET CLIFFS LOT 3 BLOCK 1 ACRES 0.408
Tax Lot: 3
Unexempt Taxes: 14506
Financial Information
Buyer Financing: Conventional
Loan Type: Treat As Clear
Second Mortgage YN: No
Utilities
Utility Information
Municipal Utility District YN: No
Utilities: City Sewer, City Water
Location
HOA Information
Association Type: None
School Information
Elementary School: Mountainview
Elementary School Name: Mountainview
High School Name: Waco
Middle School Name: Tennyson
School District: Waco ISD
Location Information
County Or Parish: McLennan
Country: United States
Directions: Lake Shore Dr to Stewart Circle; home is on the right
Latitude: 31.57372500
Longitude: -97.19277600
Geocode Confidence: High
Subdivision Name: Blue Bonnet Cliffs
Public facts
Beds: 5
Baths: 4.5
Sq. Ft.: 3,570
Stories: 2.0
Lot Size: 0.41 acres
Style: Single Family Residential
Year Built: 1973
Year Renovated: —
County: McLennan County
APN: 480055010012009
Home facts updated by county records on Sep 23, 2026
Other
Green Verification Information
Green Verification Count: 0
Listing Information
List Source Original: Matrix
Listing Agreement: Exclusive Right To Sell
Listing Id: 20926937
Listing Key Numeric: 454904754
Mls Status: Closed
Previous Status: Pending
Originating System Name: North Texas Real Estate Information Systems
Photos Count: 20
Possession: Closing/Funding
Seller Contributions: 0
Special Listing Conditions: Standard
Standard Status: Closed
Third Party Assistance Program Y: No
Transaction Type: For Sale
Listing Date Information
Days On Market: 55
Cumulative Days On Market: 55
Close Date: 2025-08-13
Purchase Contract Date: 2025-07-09
Listing Contract Date: 2025-05-15
Off Market Date: 2025-07-09
Price Change Timestamp: 2025-06-12T16:52:55.517
Status Change Timestamp: 2025-08-14T14:31:03.567
Listing Price Information
Original List Price: 499000.00
Previous List Price: 499000.00
List Price: 415000.00
RATIO Close Price By Lot Size Ac: 888480.39216
RATIO Current Price By Lot Size: 888480.39216
Around this home
Schools
Mountainview Elementary School
Public PreK-5 • Assigned • 2.4mi
3/10
Tennyson Middle School
Public 6-8 • Assigned • 3.5mi
4/10
Waco High School
Public 9-12 • Assigned • 2.2mi
3/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
3/10 Fire Factor
0.77% chance of being in a wildfire in next 30 years
7/10 Heat Factor
5 days above 109° expected this year, 17 days in 30 years
6/10 Wind Factor
54% chance of strong winds in next 30 years
2/10 Air Factor
0 unhealthy days expected this year, 1 days in 30 years
Provided by First Street
Historical weather
Waco, TX • 76708
Average low and high temperatures (°F)
57
35
68
43
79
54
80
61
84
65
91
75
94
76
95
75
91
68
88
61
75
52
66
44
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.7 hours in
June and 5.2 hours in December, which is comparable to the
U.S. average for solar exposure.
9.7 hrs
5.2 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$492,000 – $596,000
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