For sale

$123,000

Est. $820/mo —

•

820

sq ft

3825 N 20th, Waco, TX 76708

About this home

Single-familyProperty Type

1950Year Built

8,063 sq ftLot Size

$150Price/Sq.Ft.

1 car garageParking

Listed by Hunter Harrell • Harrell Realty Company

Listed by David Goodrum • Harrell Realty Company

Listing updated: Jul 17, 2026 at 01:29pm

Redfin checked: a minute ago

•Source:NTREIS #225744

Payment calculator

$820 per month

Principal and interest$654

Property taxes

$101

HOA dues

Home insurance

$65

Utilities

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Open houses

No upcoming open houses.

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3 beds2.5 baths2,651 sq ft
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4 beds2.5 baths2,182 sq ft
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Around this home

Schools

K - 12
Preschool & daycare

Cedar Ridge Elementary School

Public PreK-5 • Assigned • 0.2mi

4/10

G W Carver Middle

Public 6-8 • Assigned • 2.6mi

1/10

Waco High School

Public 9-12 • Assigned • 2.7mi

3/10

Provided by GreatSchools

About Cedar

Ridge

Cedar Ridge, located between Lake Waco and the Bosque River corridor, is a residential and hillside Waco neighborhood with winding streets and wooded greenbelts. The neighborhood’s character concentrates around the Lake Waco Dam overlook, where cyclists, walkers, and sunset-watchers share the wide-open views. Homes lean toward late-20th-century builds with generous lots, shaded driveways, and a quiet, set-back feel. Outdoor routines center on nearby trailheads and water access rather than storefront blocks. For local culture, the Waco Mammoth National Monument, the Dr Pepper Museum, and the Waco Civic Theatre anchor day trips beyond the ridge. The geography keeps the pace calm while still tying into Waco’s river-and-lake landscape.

Provided by Walk Score and Local Logic

Market insights

3825 N 20th · $123,000

DAYS ON MARKET

The average home goes pending in 61 days.

SALE-TO-LIST

Most homes are selling 2% below list price.

LIST PRICE

Median list price in this area is $291,221. (137% higher than this home)

PRICE DROP

25% of homes in this area have had a price drop in the past month.

Property details

Interior
Exterior
Finance

Interior features
Cable TV available
Window coverings

Bedrooms
2 bedrooms

Bathrooms
1 full bathroom

Kitchen
Refrigerator
Gas water heater

Laundry & utility
Has appliances

Flooring
Vinyl
Other flooring

Heating & cooling
Central heating (natural gas)
Central air conditioning (gas)

Sale and tax history for 3825 N 20th

Sale History
Tax History

Year

Property tax

Land + Additions

Assessment*

2025

$1,214 (−0.3%)

$26,530 + $27,485

$54,015

2024

$1,218 (+0.6%)

$10,160 + $43,855

$54,015

2023

$1,211 (−10.9%)

$10,160 + $43,855

$54,015

2022

$1,360 (−2.7%)

$10,160 + $43,855

$54,015

2021

$1,397

$10,160 + $43,855

$54,015

2020

$1,397 (+1.1%)

$9,680 + $42,850

$52,530

2019

$1,382 (−10.5%)

$9,270 + $41,680

$50,950

2018

$1,545 (+11.0%)

$8,790 + $46,110

$54,900

2017

$1,391 (+1.6%)

$8,790 + $46,110

$54,900

2016

$1,369 (+0.7%)

$8,390 + $40,590

$48,980

2015

$1,360 (+2.8%)

$8,230 + $39,800

$48,030

2014

$1,323

$7,000 + $40,030

$47,030

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

56 ft.

Lot depth

144 ft.

Lot size

8,063 Sq. Ft.

Year renovated

—

Finished Sq. Ft.

820

Unfinished Sq. Ft.

—

Total Sq. Ft.

820

Year built

1950

Style

Single Family Residential

County

McLennan County

APN

480372010009005

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 6, 2026.

R-1B

Single-Family Residence District

The R-1B single-family residence district is intended to provide for single-family development at moderate density, where a full range of urban services can be provided. A limited range of compatible uses are also permitted either to provide services to residents or maintain low-intensity use of open land. Lot area, yard and other requirements are designed to encourage maintenance of quality residential areas in character with contemporary standards.

Permitted uses

Include but are not limited to:

Agriculture
Religious facility
Housing-Single unit
Infrastructure
Educational/school
Fire house
Library
Police station
Golf related
Park & open space

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

3/10 Fire Factor

0.62% chance of being in a wildfire in next 30 years

7/10 Heat Factor

7 days above 109° expected this year, 24 days in 30 years

6/10 Wind Factor

56% chance of strong winds in next 30 years

2/10 Air Factor

0 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Waco, TX • 76708

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

96/ 100

Exceptional sunlight

Sunscore

There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

10.5 hrs

7.2 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 3825 N 20th

$110,114

$13K under list price of $123K

Nearby comparable homes

The Redfin Estimate uses 5 recent nearby sales, priced between $149K to $190K.

SOLD JAN 30, 2026
$149,000 Last sold price
2 beds1 bath818 sq ft
3209 N 23rd St, Waco, TX 76708
$32/sq ft
larger lot
SOLD JUN 12, 2026
$169,000 Last sold price
3 beds2 baths1,008 sq ft
2019 Summer Ave, Waco, TX 76708
$18/sq ft
30 years older
SOLD NOV 4, 2025
$175,000 Last sold price
3 beds2 baths1,176 sq ft
1541 Clark Ave, Waco, TX 76708
$1/sq ft
7 years newer
SOLD APR 1, 2026
$175,000 Last sold price
3 beds2 baths962 sq ft
3645 N 25th St, Waco, TX 76708
$32/sq ft
larger lot
2 years older
SOLD MAY 8, 2026
$189,999 Last sold price
3 beds1 bath1,082 sq ft
3412 N 24th St, Waco, TX 76708
$26/sq ft
3 years older

Rental earnings

Est. $1,181 per month, based on comparable rentals

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