For sale

$495,000

Est. $2,990/mo —

•

1,501

sq ft

20947 Ridge Rd, Colonial Beach, VA 22443

About this home

Come experience the waterfront lifestyle you've always dreamed of with this beautiful River Retreat offering breathtaking panoramic views with beach access to the Potomac River. The . 69-acre lot is situated on Tide Mill Creek that runs parallel to the Potomac River, offering wide and long views of the entertaining wildlife and variety of vessels traveling the river. Located just outside the Town of Colonial Beach in Westmoreland County, this charming home features approximately 1,500 square feet of comfortable living space. The main level offers an inviting open floor plan with a spacious living room, dining area, kitchen, sunroom filled with natural light, convenient half bath, and laundry/utility room. Upstairs, the large primary bedroom opens to a private balcony overlooking the river—perfect for enjoying spectacular sunrises and evening breezes. Two additional bedrooms and an updated full bath with walk-in shower complete the upper level. Enjoy the convenience of being just a short walk to local seafood favorites. Whether you're seeking a full-time residence, weekend getaway, or vacation rental opportunity, this gem offers an affordable chance to own your own slice of paradise. This property is offered turnkey with furnishings so you can start enjoying and making memories this season!

Single-familyProperty Type

1964Year Built

0.69 acresLot Size

$330Price/Sq.Ft.

6 spacesParking

Listed by Relda Schick • Coldwell Banker Elite

•804-224-3501 (broker)

•kbreen@coldwellbanker.com (broker)

Listing updated: Nov 1, 2026 at 08:46pm

Redfin checked: 3 minutes ago

•Source:BRIGHT MLS #VAWE2011554

Payment calculator

$2,990 per month

Principal and interest$2,701

Property taxes

$181

HOA dues

Home insurance

$107

Utilities

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Nearby open houses (1)

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Around this home

Schools

K - 12
Preschool & daycare

Washington District Elementary School

Public PreK-5 • Assigned • 6.3mi

6/10

Montross Middle School

Public 6-8 • Assigned • 18.7mi

7/10

Washington & Lee High School

Public 9-12 • Assigned • 16.0mi

4/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Market insights

20947 Ridge Rd · $495,000

SALE-TO-LIST

Most homes are selling 2% below list price.

LIST PRICE

Median sale price in this area is $340,795. (31% lower than this home)

PRICE DROP

11% of homes in this area have had a price drop in the past month.

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Dining

Interior features
Open floor plan
Galley kitchen
Breakfast area
Upgraded countertops
Window treatments
Drywall
Fireplace

Bedrooms
3 bedrooms on the upper level

Bathrooms
1 full bathroom
1 half bathroom

Kitchen
Dishwasher
Exhaust fan
Microwave
Electric oven/range
Refrigerator

Laundry & utility
Washer
Dryer
Washer/dryer hookups

Flooring
Wood flooring
Tile/brick flooring

Heating & cooling
Electric heat pump
Electric central air conditioning

Sale and tax history for 20947 Ridge Rd

Sale History
Tax History

Date

Event

Price

MRIS #WE9555192

Nov 16, 2017

Sold

$54,900

$37/sq ft

Jan 18, 2016

Listed

$37/sq ft

MRIS #WE7913815

Apr 11, 2013

Delisted

—

Apr 10, 2013

Sold

$232,000

$155/sq ft

Sep 29, 2012

Pending

—

Aug 24, 2012

Listed

$166/sq ft

BRIGHT MLS #1004132690

Apr 10, 2013

Sold

$232,000

$155/sq ft

Sep 29, 2012

Listing Removed

—

Aug 24, 2012

Listed

$249,000

$166/sq ft

BRIGHT MLS #1006602872

Jan 1, 2011

Listing Removed

—

Sep 16, 2009

Listed

$489,000

$326/sq ft

** Price available after signing in.

Year

Property tax

Land + Additions

Assessment*

2025

$2,174

$156,000 + $163,700

$319,700

2024

$2,174 (+9.7%)

$156,000 + $163,700

$319,700

2023

$1,982

$156,000 + $163,700

$319,700

2022

$1,982 (−6.6%)

$156,000 + $163,700

$319,700

2021

$2,123

$156,000 + $123,300

$279,300

2020

$2,123 (+16.9%)

$156,000 + $123,300

$279,300

2019

$1,815 (+6.6%)

$156,000 + $123,300

$279,300

2018

$1,704 (+1.7%)

$156,000 + $123,300

$279,300

2016

$1,675 (+7.9%)

$156,000 + $123,300

$279,300

2014

$1,552

$156,000 + $142,600

$298,600

Public record

Beds

—

Baths

Stories

1.75

Lot width

—

Lot depth

—

Lot size

0.69 Acres

Year renovated

1995

Finished Sq. Ft.

—

Unfinished Sq. Ft.

—

Total Sq. Ft.

—

Year built

1995

Style

Single Family Residential

County

Westmoreland County

APN

3- - - - 3

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 13, 2026.

Climate risks

6/10 Flood Factor

Estimated 51-63% chance of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

8/10 Heat Factor

7 days above 108° expected this year, 16 days in 30 years

6/10 Wind Factor

27% chance of strong winds in next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 2 days in 30 years

Provided by First Street

Historical weather

Colonial Beach, VA • 22443

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

99/ 100

Exceptional sunlight

Sunscore

This home ranks in the top 24% for direct sun exposure in Colonial Beach. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

9.8 hrs

6.4 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 20947 Ridge Rd

We cannot show automated home-value estimates for this home.

Nearby homes have recently sold between $300,000 and $377,450.

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $300K to $377K.

SOLD SEP 23, 2026
$377,450 Last sold price
3 beds2 baths1,494 sq ft
211 Meadow Ave, Colonial Beach, VA 22443
$77/sq ft
smaller lot
50 years newer
SOLD JUN 19, 2026
$369,900 Last sold price
3 beds2 baths1,568 sq ft
144 Stratford Cir, Colonial Beach, VA 22443
$94/sq ft
smaller lot
39 years newer
SOLD JUN 2, 2026
$369,000 Last sold price
3 beds2 baths1,620 sq ft
62 Darl Cir, Colonial Beach, VA 22443
$102/sq ft
smaller lot
1 year newer
SOLD MAY 27, 2026
$317,600 Last sold price
2 beds2 baths1,440 sq ft
306 Locust Ave, Colonial Beach, VA 22443
$109/sq ft
smaller lot
24 years newer
SOLD JUL 31, 2026
$300,000 Last sold price
3 beds2 baths1,483 sq ft
160 12th St, Colonial Beach, VA 22443
$128/sq ft
smaller lot
8 years newer
SOLD JUN 30, 2026
$310,000 Last sold price
3 beds2 baths1,300 sq ft
3304 Riverview Dr, Colonial Beach, VA 22443
$92/sq ft
smaller lot
19 years older

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Details provided by BRIGHT MLS and may not match the public record. Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Payment calculator

Affordability tools

See this home in person

Nearby open houses (1)

Interested in buying?

Around this home

Schools

Lifestyle

Market insights

Property details

Sale and tax history for 20947 Ridge Rd

Public record

Climate risks

Historical weather

Sun exposure

Redfin Estimate for 20947 Ridge Rd

Early Access listings

Nearby similar homes

New listings for sale in 22443

More real estate resources