For sale

$495,000

Est. $2,857/mo —

•

1,501

sq ft

20947 Ridge Rd, Colonial Beach, VA 22443

About this home

Come experience the lifestyle you've always dreamed of with this beautiful River Retreat offering breathtaking panoramic water views. The . 69-acre lot is situated on Tide Mill Creek that runs parallel to the Potomac River, offering wide and long views of the entertaining wildlife and variety of vessels traveling the river. Located just outside the Town of Colonial Beach in Westmoreland County, this charming home features approximately 1,500 square feet of comfortable living space. The main level offers an inviting open floor plan with a spacious living room, dining area, kitchen, sunroom filled with natural light, convenient half bath, and laundry/utility room. Upstairs, the large primary bedroom opens to a private balcony overlooking the river—perfect for enjoying spectacular sunrises and evening breezes. Two additional bedrooms and an updated full bath with walk-in shower complete the upper level. Enjoy the convenience of being just a short walk to local seafood favorites. Whether you're seeking a full-time residence, weekend getaway, or vacation rental opportunity, this gem offers an affordable chance to own your own slice of paradise. This property is offered turnkey with furnishings so you can start enjoying and making memories this season!

Single-familyProperty Type

1964Year Built

0.69 acresLot Size

$330Price/Sq.Ft.

6 spacesParking

Listed by Relda Schick • Coldwell Banker Elite

•804-224-3501 (broker)

•kbreen@coldwellbanker.com (broker)

Listing updated: Jul 24, 2026 at 04:12pm

Redfin checked: 2 minutes ago

•Source:BRIGHT MLS #VAWE2011554

Payment calculator

$2,857 per month

Principal and interest$2,568

Property taxes

$181

HOA dues

Home insurance

$107

Utilities

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Mortgage resources

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Open houses

No upcoming open houses.

Nearby open houses (1)

Around this home

Schools

K - 12
Preschool & daycare

Washington District Elementary School

Public PreK-5 • Assigned • 6.3mi

6/10

Montross Middle School

Public 6-8 • Assigned • 18.7mi

7/10

Washington & Lee High School

Public 9-12 • Assigned • 16.0mi

4/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Offer insights

20947 Ridge Rd · $495,000

Strong offer

$495K and above

75% chance or better to win

Why $495K+ is a strong offer

DAYS ON MARKET

The average home goes pending in 66 days.

SALE-TO-LIST

Most homes are selling 1% below list price.

About offer insights

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Dining

Interior features
Open floor plan
Galley kitchen
Breakfast area
Upgraded countertops
Window treatments
Drywall walls and ceilings

Bedrooms
Three bedrooms on the upper level

Bathrooms
One full bathroom (upper level)
One half bathroom (main level)

Kitchen
Electric range/oven
Microwave
Dishwasher
Refrigerator
Upgraded countertops

Laundry & utility
Washer and dryer included
Washer/Dryer hookups available
Utility room

Flooring
Wood floors
Tile/brick flooring

Heating & cooling
Heat pump heating
Central air conditioning
Electric heating and cooling
Electric hot water

Sale and tax history for 20947 Ridge Rd

Sale History
Tax History

Date

Event

Price

BRIGHT MLS #VAWE2011554

Jul 24, 2026

Relisted

—

Jul 19, 2026

Contingent

—

Jun 18, 2026

Listed

$495,000

$330/sq ft

MRIS #WE9555192

Nov 16, 2017

Sold

$54,900

$37/sq ft

Jan 18, 2016

Listed

$37/sq ft

MRIS #WE7427164

Jul 1, 2014

Delisted

—

Sep 1, 2010

Listed

MRIS #WE7913815

Apr 11, 2013

Delisted

—

Apr 10, 2013

Sold

$232,000

$155/sq ft

Sep 29, 2012

Pending

—

Aug 24, 2012

Listed

$166/sq ft

BRIGHT MLS #1004132690

Apr 10, 2013

Sold

$232,000

$155/sq ft

Sep 29, 2012

Listing Removed

—

Aug 24, 2012

Listed

$249,000

$166/sq ft

MRIS #WE7160893

Jan 1, 2011

Delisted

—

Apr 14, 2010

Relisted

—

Apr 1, 2010

Delisted

—

Sep 16, 2009

Listed

BRIGHT MLS #1006602872

Jan 1, 2011

Listing Removed

—

Sep 16, 2009

Listed

$489,000

$326/sq ft

MRIS #WE6692343

Feb 1, 2009

Delisted

—

Nov 6, 2008

Relisted

—

Oct 7, 2008

Delisted

—

Oct 6, 2008

Relisted

—

Oct 1, 2008

Delisted

—

Jul 8, 2008

Relisted

—

Jul 1, 2008

Delisted

—

Mar 14, 2008

Listed

MRIS #WE6499565

Jan 16, 2008

Delisted

—

Aug 7, 2007

Listed

MRIS #WE6031507

Dec 1, 2007

Delisted

—

Apr 28, 2006

Listed

MRIS #WE6114288

Jul 7, 2007

Delisted

—

Jul 7, 2006

Listed

MRIS #WE5340627

Aug 17, 2005

Delisted

—

Aug 5, 2005

Listed

MRIS #WE5095007

Dec 31, 2004

Delisted

—

Nov 12, 2004

Listed

MRIS #WE4207641

Nov 4, 2002

Delisted

—

May 8, 2002

Listed

MRIS #WE4149157

Oct 6, 2002

Delisted

—

Feb 27, 2002

Listed

$40/sq ft

MRIS #WE2314853

Dec 30, 1997

Delisted

—

Oct 17, 1997

Listed

$59/sq ft

** Price available after signing in.

Year

Property tax

Land + Additions

Assessment*

2025

$2,174

$156,000 + $163,700

$319,700

2024

$2,174 (+9.7%)

$156,000 + $163,700

$319,700

2023

$1,982

$156,000 + $163,700

$319,700

2022

$1,982 (−6.6%)

$156,000 + $163,700

$319,700

2021

$2,123

$156,000 + $123,300

$279,300

2020

$2,123 (+16.9%)

$156,000 + $123,300

$279,300

2019

$1,815 (+6.6%)

$156,000 + $123,300

$279,300

2018

$1,704 (+1.7%)

$156,000 + $123,300

$279,300

2016

$1,675 (+7.9%)

$156,000 + $123,300

$279,300

2014

$1,552

$156,000 + $142,600

$298,600

Public record

Beds

—

Baths

Stories

1.75

Lot width

—

Lot depth

—

Lot size

0.69 Acres

Year renovated

1995

Finished Sq. Ft.

—

Unfinished Sq. Ft.

—

Total Sq. Ft.

—

Year built

1995

Style

Single Family Residential

County

Westmoreland County

APN

3- - - - 3

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 13, 2026.

Climate risks

6/10 Flood Factor

Estimated 51-63% chance of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

8/10 Heat Factor

7 days above 108° expected this year, 16 days in 30 years

6/10 Wind Factor

27% chance of strong winds in next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 2 days in 30 years

Provided by First Street

Historical weather

Colonial Beach, VA • 22443

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

99/ 100

Exceptional sunlight

Sunscore

There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

9.8 hrs

6.4 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 20947 Ridge Rd

$486,842

$8,158 under list price of $495K

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $300K to $380K.

SOLD JUN 19, 2026
$369,900 Last sold price
3 beds2 baths1,568 sq ft
144 Stratford Cir, Colonial Beach, VA 22443
$94/sq ft
smaller lot
39 years newer
SOLD MAY 27, 2026
$317,600 Last sold price
2 beds2 baths1,440 sq ft
306 Locust Ave, Colonial Beach, VA 22443
$109/sq ft
smaller lot
24 years newer
SOLD JUN 2, 2026
$369,000 Last sold price
3 beds2 baths1,620 sq ft
62 Darl Cir, Colonial Beach, VA 22443
$102/sq ft
smaller lot
1 year newer
SOLD JUL 31, 2026
$300,000 Last sold price
3 beds2 baths1,483 sq ft
160 12th St, Colonial Beach, VA 22443
$128/sq ft
smaller lot
8 years newer
SOLD JUN 30, 2026
$310,000 Last sold price
3 beds2 baths1,300 sq ft
3304 Riverview Dr, Colonial Beach, VA 22443
$92/sq ft
smaller lot
19 years older
SOLD BY REDFIN MAY 28, 2026
$380,000 Last sold price
3 beds2 baths1,428 sq ft
324 3rd St, Colonial Beach, VA 22443
$64/sq ft
smaller lot
58 years newer

Rental earnings

Est. $1,420 per month, based on comparable rentals

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