Tucked in the waterfront neighborhood of Heritage Point on Sturgeon Creek, this welcoming river cottage offers wide views of the creek, extending to the Rappahannock River. The large rear deck is perfect for relaxing, dining, & entertaining. The moment you step into the foyer, the gorgeous waterviews pull you toward the living area. A vaulted ceiling, wood-burning fireplace, & wood accent paneling add warmth & charm, while two sets of sliding doors open to the deck, extending your living space outside & creating a seamless flow. The open-concept design creates a spacious dining area filled with natural light & beautiful waterviews. The kitchen features white cabinetry, a large pantry, & ample counterspace for cooking & gathering. The dining area can accommodate a large table for hosting family & friends. Luxury vinyl plank flooring throughout the main level is ideal for sandy feet after a day on the river. 2 comfortably sized guest bedrooms & a full bath are located on the first floor. The private upstairs primary suite features vaulted ceilings, an ensuite bath, & a spacious balcony. Sliding doors open to sweeping creek views into the river & fill the room with abundant natural light. Imagine waking up to this view every morning, quiet, peaceful, the good life. A deck staircase leads to the water, where the sandy bottom is perfect for swimming & kayaking, and depending on the tide, a small beach area may appear along the shoreline. The outdoor shower is a favorite after time on the creek. The attached two-car garage offers storage & potential for future conversion if more living or recreation space is desired. With its HardiPlank siding, the cottage is designed to be low-maintenance. Memories are waiting to be made: summer days kayaking, fishing & crabbing, roasting oysters in the fall, or cozy winter weekends by the fireplace. Whether for everyday living or a seasonal escape, this property offers a classic Rivah experience.
Single-familyProperty Type
1989Year Built
0.75 acresLot Size
$442Price/Sq.Ft.
$13/moHOA Dues
2 car garageParking
Listed by McKann Payne• Isabell K. Horsley Real Estate
Est. $2,868 per month, based on comparable rentals
Sale and tax history for 104 Heritage Point Rd
Sale History
Tax History
Date
Event
Price
NNAR #119761
Mar 31, 2026
Sold
$730,000
$442/sq ft
Feb 25, 2026
Contingent
—
Dec 11, 2025
Listed
$775,000
$470/sq ft
+46
Tucked in the waterfront neighborhood of Heritage Pt. on Sturgeon Creek, this cottage has wide views extending to the Rappahannock River. The large rear deck is perfect for relaxing, dining & entertaining. The moment you step into the foyer, the gorgeous waterviews pull you to the living area. A vaulted ceiling, FP, & accent paneling add warmth & charm. 2 sets of sliding doors open to the deck, extending living space outside. The open-concept creates a spacious dining area filled with light & beautiful waterviews. The kitchen features white cabinetry, a pantry, & ample counterspace for cooking. The dining area can accommodate a large table for family & friends. LVP flooring throughout the main level is ideal for sandy or wet feet. 2 comfortably sized guest bedrooms & a full bath are on the first floor. The private upstairs primary suite features vaulted ceilings, ensuite bath, & spacious balcony. Sliding doors open to sweeping creek views into the river & fill the room with abundant natural light. Imagine waking up to this view every morning, quiet, peaceful, the good life. A deck staircase leads to the water, where the sandy bottom is perfect for swimming & kayaking, & depending on the tide, a small beach area may be along the shoreline. The outdoor shower is a favorite after time on the creek. The garage offers storage & potential for more living space. Memories are waiting to be made:summer days kayaking & fishing, roasting oysters in the fall, or cozy weekends by the fire. Whether for everyday living or a seasonal escape, this property offers a classic Rivah experience.
CBRAR #202500385
Mar 31, 2026
Sold
$730,000
$442/sq ft
Feb 25, 2026
Pending
—
Dec 11, 2025
Listed
$775,000
$470/sq ft
Public Records
Jun 1, 1997
Sold
$279,000
$169/sq ft
Year
Property tax
Land + Additions
Assessment*
2026
$2,801
$287,000 + $172,200
$459,200
2025
$2,801
$287,000 + $172,200
$459,200
2024
$2,801
$287,000 + $172,200
$459,200
2023
$2,801
$287,000 + $172,200
$459,200
2022
$2,801 (−2.6%)
$287,000 + $172,200
$459,200
2021
$2,877
$307,500 + $156,500
$464,000
2020
$2,877
$307,500 + $156,500
$464,000
2019
$2,877 (+1.6%)
$307,500 + $156,500
$464,000
2018
$2,830 (+8.9%)
$307,500 + $156,500
$464,000
2017
$2,598 (+5.8%)
$307,500 + $156,500
$464,000
2014
$2,455 (+10.4%)
$306,000 + $157,300
$463,300
2013
$2,224
$306,000 + $157,300
$463,300
Public record
Beds
3
Baths
2
Stories
1.75
Lot width
—
Lot depth
—
Lot size
0.75 Acres
Year renovated
—
Sq. Ft.
1,650
Year built
1989
Style
Single Family Residential
County
Middlesex County
APN
40 104 31
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Jun 22, 2026.
Property details
Parking
Parking/Garage Information
Has Garage
Has Attached Garage
# of Garage Spaces: 2
Parking Features: Attached, Driveway, Garage, Garage Door Opener, Unpaved
Appliances: Cooktop, Dryer, Dishwasher, Electric Water Heater, Microwave, Oven, Refrigerator, Water Softener, Washer
Flooring: Vinyl
Has Fireplace
# of Fireplaces: 1
Fireplace Features: Wood Burning
Room Information
# of Rooms Total: 5
Basement Details: Crawl Space
Exterior
Exterior Features
Exterior Features: Balcony
Patio And Porch Features: Porch, Rear Porch, Deck
Door Features: Sliding Doors
Fencing: None
Roof: Composition
Pool Information
Pool Features: None
Building Information
Above Grade Finished Area: 1,650
# of Stories Total: 1
Construction Materials: Block, HardiPlank Type
Property Features
On Waterfront
Waterfront Features: Creek, Navigable Water, Waterfront
Has View
Property Information
Property Type: Residential
Property Sub Type: Single Family Residence
Raw Mls Property Sub Type: SingleFamilyResidence
Land Information
Topography: Sloping
Lot Information
Lot Features: Sloped, Waterfront
Frontage Length: 134.0000
Water Body Name: Sturgeon Creek
Lot Size : 0.75
Lot Size Area: 0.75
Lot Size Units: Acres
Lot Size Acres: 0.75
Zoning Description: R
Financial
Tax Information
Tax Annual Amount: $2,801.12
Utilities
Utility Information
Water Source: Well
Sewer: Septic Tank
Location
HOA Information
Has Homeowners Association
Association Fee: $150
Association Fee Frequency: Annually
Derived Association Fee (Monthly): $12.50
Schools Information
Elementary School: Middlesex
Middle Or Junior School: Saint Clare Walker
High School: Middlesex
Location Information
Directions: Travel VA-33 East towards Deltaville. Turn left North End Rd. Turn Right onto Robins Point Ave. Turn right onto Heritage Point Rd. The House will be on the right.
Subdivision Name: Heritage Point
Public facts
Beds: 3
Baths: 2.0
Sq. Ft.: 1,650
Stories: 1.75
Lot Size: 0.75 acres
Style: Single Family Residential
Year Built: 1989
Year Renovated: —
County: Middlesex County
APN: 40 104 31
Home facts updated by county records on Jun 22, 2026
Other
Listing Information
List AOR: ChesapeakeBayAreaMls
Around this home
Schools
Middlesex Elementary School
Public PreK-5 • Assigned • 9.2mi
4/10
St. Clare Walker Middle School
Public 6-8 • Assigned • 8.9mi
5/10
Middlesex High School
Public 9-12 • Assigned • 14.7mi
5/10
Provided by GreatSchools
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
9/10 Heat Factor
7 days above 103° expected this year, 18 days in 30 years
8/10 Wind Factor
80% chance of strong winds in next 30 years
1/10 Air Factor
0 unhealthy days expected this year, 0 days in 30 years
Provided by First Street
Historical weather
Deltaville, VA • 23043
Average low and high temperatures (°F)
42
29
45
33
59
44
68
54
73
61
82
71
85
75
79
70
76
67
68
55
60
46
48
34
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.6 hours in
June and 5.1 hours in December, which is comparable to the
U.S. average for solar exposure.
9.6 hrs
5.1 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$750,000 – $908,000
Sell confidently with a local market expert in Deltaville.