Meticulously maintained waterfront home offering comfort, privacy, and modern convenience. Wide water views of Morattico Creek can be enjoyed from nearly every room. The open concept floor plan features split bedrooms, generous closet space, and abundant natural light. The home is being sold fully furnished, making it a true turnkey opportunity. A spacious waterfront deck is perfect for dining, entertaining, or simply relaxing while enjoying the serene views. A gentle pathway leads to the private pier, where you can fish, crab, launch a kayak, or ride down on a golf cart or ATV. Recent additions include an above-ground pool, attractive landscaping, and a natural walking trail. The shoreline is protected with riprap, marsh grasses, and mature vegetation. Eagles, herons, ospreys, and even dolphins and swans are frequent visitors, offering daily opportunities to enjoy wildlife and nature. High speed fiber optic internet makes working from home and streaming effortless. While the property feels secluded, it is only a short drive to Warsaw and Kilmarnock for shopping, dining, and conveniences. A nearby marina and campground provide boat sales, service, and fuel. Located just five minutes by boat from the Rappahannock River, this home combines rural privacy with modern amenities, making it ideal for year-round living or a weekend retreat.
Single-familyProperty Type
1989Year Built
6.4 acresLot Size
$364Price/Sq.Ft.
Listed by B. Jason Patton• Bay River Realty
Contact: 8045295000
Bought with Hannah Tiffany GRI• Tiffany Properties Realty, LLC
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Market trends in 22460, VA
Last updated September 2026
Sale-to-List Price
96.7%
+3.4% MoM
Median sale price
$194K
$34K MoM
Avg. days on market
37d
4 days MoM
Recently sold homes
3
1 MoM
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Rental estimate
Est. $1,510 per month, based on comparable rentals
Sale and tax history for 435 Morattico Creek Rd
Sale History
Tax History
Date
Event
Price
NNAR #119437
Jul 24, 2026
Sold
$585,000
$364/sq ft
Jul 1, 2026
Contingent
—
Jun 15, 2026
Price Changed
$599,000
$373/sq ft
Mar 31, 2026
Price Changed
$639,000
$397/sq ft
Jan 1, 2026
Relisted
—
Sep 24, 2025
Listed
$649,000
$404/sq ft
Public Records
May 21, 2024
Sold
$549,000
$341/sq ft
CVRMLS #2408258
May 16, 2024
Sold
$548,000
$341/sq ft
Apr 17, 2024
Pending
—
Apr 3, 2024
Listed
$549,000
$341/sq ft
+19
Beautifully furnished (turnkey) meticulously maintained waterfront Northern Neck home. Wide water views of Morattico Creek from nearly every room. Open concept floor plan with split bedrooms and plenty of closets. Waterfront spacious deck is perfect for alfresco dining, lounging or just relaxing with nature. Stroll down the gradual stone path (no steps to water) to fish or crab on your private dock with water, electricity and 7,000 pound boat lift. The shoreline has riprap, mature marsh grasses and other erosion protecting vegetation. Daily eagle, heron, osprey and even occasional dolphin and swans sightings. Five minute boat ride on Morattico Creek to the Rappahannock River and nearby Whelan’s Marina. 45 minutes to the Chesapeake and even closer to Tides Inn and waterside dining in Urbanna. Rural privacy with a short drive to the quaint towns of Kilmarnock, Warsaw and Irvington for restaurants, wineries, shopping and entertainment. Broadband fiber optic internet facilitates working from home.
NNAR #104601
Oct 1, 2019
Sold
$285,000
$177/sq ft
Feb 9, 2019
Listed
$299,900
$187/sq ft
Fabulous waterfront retreat on 6+ wooded acres. Natural setting with wide water views and quick access to the Rappahannock River. The home has a nice floor plan and has been well maintained. Pier has a boat-lift for safe-keeping and convenient access for your boat. Perfect for a second home or full-time residence.
Year
Property tax
Land + Additions
Assessment*
2025
$2,581 (+30.7%)
$159,828 + $270,409
$430,237
2024
$1,975 (+4.7%)
$159,828 + $169,378
$329,206
2023
$1,886
$157,560 + $111,897
$269,457
2022
$1,886
$157,560 + $111,897
$269,457
2021
$1,886
$157,560 + $111,897
$269,457
2020
$1,886 (+2.6%)
$157,560 + $111,897
$269,457
2019
$1,839
$157,560 + $105,112
$262,672
2018
$1,839
$157,560 + $105,112
$262,672
2017
$1,839
$157,560 + $105,112
$262,672
2016
$1,838 (+4.5%)
$157,560 + $105,112
$262,672
2014
$1,759
$157,560 + $105,113
$262,673
Public record
Beds
3
Baths
2
Stories
1
Lot width
—
Lot depth
—
Lot size
6.4 Acres
Year renovated
2000
Sq. Ft.
1,608
Year built
1992
Style
Single Family Residential
County
Richmond County
APN
43-51E
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 11, 2026.
Property details
Interior
Virtual Tour
Bathroom Information
# of Full Bathrooms: 2
Heating & Cooling
Has Heating
Heating: Heat Pump
Interior Features
Window Features: Skylight(s)
Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Electric Water Heater
Flooring: Tile, Vinyl
Fireplace Features: Gas Log, Great Room
Room Information
# of Rooms Total: 6
Exterior
Exterior Features
Patio And Porch Features: Deck
Roof: Composition
Pool Information
Pool Features: Outdoor Pool
Building Information
# of Stories Total: 1
Construction Materials: Wood Siding
Property Features
On Waterfront
Other Structures: Shed(s)
Property Information
Property Type: Residential
Raw Mls Property Sub Type: Waterfront Residential
Lot Information
Water Body Name: RAPPAHANNOCK RIVER
Lot Size : 6.4
Lot Size Acres: 6.4
Zoning Description: R-2
Utilities
Utility Information
Sewer: Septic Tank
Location
Location Information
Subdivision Name: Not Located In Subdivision
Public facts
Beds: 3
Baths: 2.0
Sq. Ft.: 1,608
Stories: 1.0
Lot Size: 6.4 acres
Style: Single Family Residential
Year Built: 1992
Year Renovated: 2000
County: Richmond County
APN: 43-51E
Home facts updated by county records on Aug 11, 2026
Other
Listing Information
AttributionContact: 8045295000
Around this home
Schools
Richmond County Elementary School
Public PreK-7 • Assigned • 10.5mi
6/10
Rappahannock High School
Public 8-12 • Assigned • 10.7mi
7/10
Provided by GreatSchools
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
8/10 Heat Factor
7 days above 107° expected this year, 17 days in 30 years
6/10 Wind Factor
71% chance of strong winds in next 30 years
1/10 Air Factor
0 unhealthy days expected this year, 0 days in 30 years
Provided by First Street
Historical weather
Farnham, VA • 22460
Average low and high temperatures (°F)
42
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31
64
42
72
51
76
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88
72
80
65
78
62
70
51
61
42
48
31
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Feb
Mar
Apr
May
Jun
Jul
Aug
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Sun exposure
90/ 100
Exceptional sunlight
Sunscore
There appears to be minimal shading by surrounding buildings, terrain, and vegetation.