Charming Lakefront Townhome with TWO Boat Slips (One Covered & One Uncovered). Entry level Kitchen opens to the Great Room and has a cozy wood burning fireplace. Walk out the sliding glass doors to the deck overlooking Smith Mountain Lake. Upper Level has two bedrooms, one full bathroom, and an upper deck off of a bedroom. Lower Level Primary Suite has a Full Bathroom, Laundry Room, Storage, and could be used as a Family Room. Enjoy the In-Ground Swimming Pool between your boating/fishing sessions in this Peaceful Community. Wide quiet Cove, perfect for relaxation at the Lake. Don't miss this rare opportunity to have a great floor plan, amenities, Seller has made the following updates: new HVAC (Approx 2024), Hot Water Tank, Washer/Dryer, Floors, Paint. Community septic and listing agents do not have any information on this. Buyer and buyer agents are responsible for getting any information on the septic.
TownhomeProperty Type
1989Year Built
1,306 sq ftLot Size
$267Est. Price/Sq.Ft.
Listed by CASEY JOHNSON• RE/MAX LAKEFRONT REALTY INC
Listed by PHYLLIS JOHNSON• RE/MAX LAKEFRONT REALTY INC
Bought with TERESA CRINER• WAINWRIGHT & CO., REALTORS®- LAKE
Two boat docks are included! (One Covered & one open) Lakefront town home. Entry level boasts open kitchen to dining & great rooms that look over the lake as well as a convenient 1/2 bath and cozy wood burning fire place. Walk out sliding doors to waterside deck. Upper level boasts 2 bedrooms, full bath and second deck to enjoy the quiet and beautiful lake setting. Lower level boasts master suite or could be used as family room or both, full bath, laundry & storage and walk out to patio over looking the lake. In ground swimming pool, 10 minutes to grocery shopping, 30 minutes to Roanoke, 45 minutes to Lynchburg. Great community on Smith Mountain Lake. Desirable lake location. Wide quiet cove!
Year
Property tax
Land + Additions
Assessment*
2026
$1,112
$100,000 + $171,300
$271,300
2025
$1,112
$100,000 + $171,300
$271,300
2024
$1,112 (+23.7%)
$100,000 + $171,300
$271,300
2021
$900
$88,000 + $91,900
$179,900
2020
$900
$88,000 + $91,900
$179,900
2019
$900 (−4.9%)
$88,000 + $91,900
$179,900
2018
$946
2017
$946
2016
$945 (−16.7%)
$90,000 + $91,900
$181,900
2014
$1,135
$115,000 + $103,400
$218,400
Tax history for 404 Harbor Ridge Dr
Year
Property tax
Land + Additions
Assessment*
2026
$1,112
$100,000 + $171,300
$271,300
2025
$1,112
$100,000 + $171,300
$271,300
2024
$1,112 (+23.7%)
$100,000 + $171,300
$271,300
2021
$900
$88,000 + $91,900
$179,900
2020
$900
$88,000 + $91,900
$179,900
2019
$900 (−4.9%)
$88,000 + $91,900
$179,900
2018
$946
2017
$946
2016
$945 (−16.7%)
$90,000 + $91,900
$181,900
2014
$1,135
$115,000 + $103,400
$218,400
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Beds
—
Baths
0.5
Stories
2
Lot width
—
Lot depth
—
Lot size
1,171 Sq. Ft.
Year renovated
—
Sq. Ft.
1,548
Year built
1986
Style
Single Family Residential
County
Bedford County
APN
20735004
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Jun 24, 2026.
Property details
Interior
Bedroom Information
# of Bedrooms (Total): 3
Bathroom Information
# of Full Bathrooms: 2
# of Half Bathrooms: 1
Fireplace Information
Has Fireplace
# of Fireplaces (Total): 1
Interior Features
# of Rooms (Total): 6
Door Features: Full View, Sliding
Flooring: Tile
Interior Features: Breakfast Area, Storage
Exterior
Building Information
Building Area (Total): 1,512
Year Built: 1989
Exterior Features
Patio And Porch Features: Rear Porch
Property Information
PropertyType: Residential
Lot Information
Lot Size Area: 0.03
Lot Size Acres: 0.03
Lot Size Square Feet: 1,306.8
Lot Size Units: Acres
Waterfront: Yes
Water Body Name: Smith Mtn Lake
Waterfront Features: Cove
Financial
Tax Information
Tax Annual Amount: $1,112
Parcel Number: 207D 3 404
Utilities
Heating & Cooling
Has Heating
Has Cooling
Cooling: Heat Pump Electric
Heating: Heat Pump Electric
Location
HOA Information
Has Home Owners Association
Association Fee: $310
Association Fee Frequency: Monthly
School Information
Elementary School: Goodview
Middle Or Junior School: Staunton River
High School: Staunton River
Location Information
Directions: From HFB, Rte. 122N, L on Diamond Hill, L on Horseshoe Bend, R Goodview Rd. L at Trails End, L to Harbor Ridge. Second building from right.
Community Information
Community Features: Common Pool
Public facts
Beds: —
Baths: 0.5
Sq. Ft.: 1,548
Stories: 2.0
Lot Size: 1,171 square feet
Style: Single Family Residential
Year Built: 1986
Year Renovated: —
County: Bedford County
APN: 20735004
Home facts updated by county records on Jun 24, 2026
Other
Listing Information
ListingId: 919693
ListPrice: $509,900
Listing Office and Agent
Green
Around this home
Schools
Goodview Elementary School
Public PreK-5 • Assigned • 6.8mi
7/10
Staunton River Middle School
Public 6-8 • Assigned • 6.2mi
5/10
Staunton River High School
Public 9-12 • Assigned • 6.3mi
2/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
5/10 Heat Factor
7 days above 101° expected this year, 18 days in 30 years
2/10 Wind Factor
2% chance of strong winds in next 30 years
2/10 Air Factor
1 unhealthy days expected this year, 1 days in 30 years
Provided by First Street
Historical weather
Goodview, VA • 24095
Average low and high temperatures (°F)
43
26
50
32
67
41
74
51
75
55
86
64
87
70
80
64
78
60
70
49
61
42
47
31
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9 hours in
June and 4.6 hours in December, placing it below the
U.S. average for solar exposure.
9 hrs
4.6 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$384,000 – $465,000
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