Nicely maintained cottage, with many recent updates. Cottage is bright and airy. You'll love the remodeled kitchen, with new appliances and beautiful laminate flooring. Kitchen has an open flow toward the living room and sunroom. The living room is perfect for relaxing and the sunroom brings nature to life. Enjoy the peaceful views, while watching osprey, cranes, shore birds, and eagles. There are 2 guest bedrooms, which share a bath. The master bedroom has nice privacy and its own private master bath. The attached garage has a workbench for tinkering and a convenient laundry area. Fish and crab off the newer pier and store your boat on the lift. There are 3 great restaurants, nearby. A heat pump heats and cools the home. There's a sewer system and deep artesian well. Enjoy this cottage now and retire here, later. You'll love living, fishing, and crabbing, in the Northern Neck!
Claim this home to receive a free report every month with insights on the changing estimate.
Earn from this home
Refinance
$0
Est. cash available
Get cash now or lower your monthly rate
Rent
$2,184/mo
Redfin rental estimate
List your home for rent
Market trends in 22469, VA
Last updated September 2026
Buyer's Market
Seller's Market
Buyer's market
Sale-to-List Price
98.3%
+2.8% MoM
Median sale price
$340K
$135K MoM
Avg. days on market
130d
29 days MoM
Recently sold homes
7
0 MoM
Provided by Redfin
Sale history for 190 Gardner Rd
Date
Event
Price
NNAR #107473
Aug 24, 2020
Sold
$225,000
$180/sq ft
Jul 4, 2020
Listed
$239,500
$192/sq ft
MRIS #WE8296551
Aug 21, 2014
Sold
$220,000
$176/sq ft
Aug 10, 2014
Pending
—
Jul 17, 2014
Contingent
—
May 31, 2014
Price Changed
**
$180/sq ft
Mar 20, 2014
Listed
**
$200/sq ft
+5
BRIGHT MLS #1002892534
Aug 21, 2014
Sold
$220,000
$176/sq ft
Jul 16, 2014
Listing Removed
—
Mar 20, 2014
Listed
$225,000
$180/sq ft
+5
HUGE PRICE REDUCTION!!!!Cozy, clean 3BR 2BA waterfront cottage on protected Gardner Creek. Quiet, family oriented neighborhood. Comm boat ramp offers easy access to Potomac. Cottage has been remodeled and comes fully furnished. Pier w/ 2'-3' mlw for boating, fishing, crabbing, or growing oysters! Close to marinas and restaurants.