Welcome to your DREAM waterfront retreat on beautiful Smith Mountain Lake! This stunningly updated 3-bedroom, 3-bathroom home offers the perfect blend of comfort, style, and lakeside living. The primary bedroom is conveniently located on the entry level, while a versatile bonus room on the lower level can serve as a home office or an additional bedroom. Step outside to enjoy your private dock, ready for your boat, and take in serene lake views from the double-decked porch—both levels designed to maximize your enjoyment of the water. The kitchen is a true showstopper, completely remodeled with brand-new top of the line appliances, a built-in ice maker, gorgeous granite counters, and an expansive 13-foot island—ideal for entertaining. All three bathrooms were beautifully updated in 2021, along with new flooring throughout, including rich pine floors in the living room that add warmth and character. The exterior features eye-catching stonework that enhances the home's curb appeal. Additional amenities include a fenced dog run, a hot tub, a chicken coop, and even a kayak stand with kayaks that convey. The Blink home security system and washer and dryer (just two years old) are also included. HVAC systems are 5 and 7 years old, with propane heat as backup for peace of mind. An optional annual HOA membership gives you access to a welcoming community center with events you can host or attend at your leisure. This is the home you have been waiting for. Step inside and live your lakeside dreams forever!
Single-familyProperty Type
1999Year Built
0.8 acresLot Size
$234Est. Price/Sq.Ft.
Listed by KENDRA PORTER• VIRGINIA REALTY GROUP
Bought with TAMARA DODSON• REALTY ONE GROUP LEADING EDGE
Welcome to your DREAM waterfront retreat on beautiful Smith Mountain Lake! This stunningly updated 3-bedroom, 3-bathroom home offers the perfect blend of comfort, style, and lakeside living. The primary bedroom is conveniently located on the entry level, while a versatile bonus room on the lower level can serve as a home office or an additional bedroom. Step outside to enjoy your private dock, ready for your boat, and take in serene lake views from the double-decked porchboth levels designed to maximize your enjoyment of the water. The kitchen is a true showstopper, completely remodeled with brand-new top of the line appliances, a built-in ice maker, gorgeous granite counters, and an expansive 13-foot islandideal for entertaining. All three bathrooms were beautifully updated in 2021, along with new flooring throughout, including rich pine floors in the living room that add warmth and character. The exterior features eye-catching stonework that enhances the home's curb appeal.
MLSRV #920774
Oct 31, 2025
Sold
$560,000
$209/sq ft
Oct 1, 2025
Pending
—
Sep 26, 2025
Price Changed
$649,000
$242/sq ft
Sep 21, 2025
Price Changed
$675,000
$251/sq ft
Sep 7, 2025
Listed
$699,999
$261/sq ft
MLSRV #874265
Dec 2, 2020
Sold
$330,000
$123/sq ft
Oct 14, 2020
Listed
$349,000
$130/sq ft
+54
Beautiful lakefront 3 bedroom, 3 bath Cape Cod style home perfectly situated on a private . 8 acres in Lakeshore Terrace Subdivision. The entry level features a foyer, living room w/ fireplace, dining area, eat-in kitchen, updated kitchen with quartz countertops, backsplash, stone sink, stainless steel appliances, spacious master suite with a lovely updated bath w/ double marble sinks, and a cozy wrap-around deck. The upper level includes 2 bedrooms, full bath, and setting area or office area. The lower level features the family room, full bath, garage, and office. The office can be converted back to the 2nd garage. Beautiful lake views, 109 feet of waterfront, and stationary walkway with floater.
LMLS #327860
Dec 2, 2020
Sold
$330,000
$123/sq ft
Oct 13, 2020
Listed
$349,000
$130/sq ft
MLSRV #54203
Dec 31, 2001
Sold
$225,000
$84/sq ft
Aug 1, 2000
Listed
$239,500
$89/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$1,610
$55,000 + $319,300
$374,300
2024
$1,610 (−1.1%)
$55,000 + $319,300
$374,300
2023
$1,627
$50,000 + $216,700
$266,700
2022
$1,627
$50,000 + $216,700
$266,700
2021
$1,627
$50,000 + $216,700
$266,700
2020
$1,627 (+6.7%)
$50,000 + $216,700
$266,700
2019
$1,524
$50,000 + $199,900
$249,900
2018
$1,524 (+10.9%)
$50,000 + $199,900
$249,900
2017
$1,374
$50,000 + $199,900
$249,900
2016
$1,374 (−4.1%)
$50,000 + $199,900
$249,900
2014
$1,433
$50,000 + $210,700
$260,700
Tax history for 674 Lakeshore Terrace Rd
Year
Property tax
Land + Additions
Assessment*
2025
$1,610
$55,000 + $319,300
$374,300
2024
$1,610 (−1.1%)
$55,000 + $319,300
$374,300
2023
$1,627
$50,000 + $216,700
$266,700
2022
$1,627
$50,000 + $216,700
$266,700
2021
$1,627
$50,000 + $216,700
$266,700
2020
$1,627 (+6.7%)
$50,000 + $216,700
$266,700
2019
$1,524
$50,000 + $199,900
$249,900
2018
$1,524 (+10.9%)
$50,000 + $199,900
$249,900
2017
$1,374
$50,000 + $199,900
$249,900
2016
$1,374 (−4.1%)
$50,000 + $199,900
$249,900
2014
$1,433
$50,000 + $210,700
$260,700
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Beds
3
Baths
2.5
Stories
1.5
Lot width
—
Lot depth
—
Lot size
0.8 Acres
Year renovated
2013
Sq. Ft.
2,316
Year built
1999
Style
Single Family Residential
County
Franklin County
APN
001/01/067/00////
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Jul 29, 2026.
Property details
Interior
Bedroom Information
# of Bedrooms (Total): 3
# of Main Level Bedrooms: 1
Bathroom Information
# of Full Bathrooms: 3
# of Main Level Bathrooms: 1
Fireplace Information
Has Fireplace
# of Fireplaces (Total): 1
Interior Features
Appliances: Microwave Oven (Built In)
Flooring: Carpet, Laminate, Vinyl, Wood
Exterior
Building Information
Building Area (Total): 2,685
Year Built: 1999
Exterior Features
Patio And Porch Features: Rear Porch
Property Information
PropertyType: Residential
Lot Information
Lot Size Area: 0.8
Lot Size Acres: 0.8
Lot Size Square Feet: 34,848
Lot Size Dimensions: 0.8
Lot Size Units: Acres
Waterfront: Yes
Water Body Name: Smith Mtn Lake
Financial
Tax Information
Tax Annual Amount: $1,400
Parcel Number: 0010106700
Utilities
Heating & Cooling
Has Heating
Has Cooling
Cooling: Heat Pump Electric
Heating: Heat Pump Electric
Location
School Information
Elementary School: Windy Gap
Middle Or Junior School: Ben Franklin Middle
High School: Franklin County
Location Information
Directions: From HFB, R-122, R-Hardy Road, L-635, R-Cooper Cove Road, R-into Lakeshore Terrace, R-1501, R-1502, L-Lakeshore Terrace Road to home on the Left.
Public facts
Beds: 3
Baths: 2.5
Sq. Ft.: 2,316
Stories: 1.5
Lot Size: 0.8 acres
Style: Single Family Residential
Year Built: 1999
Year Renovated: 2013
County: Franklin County
APN: 001/01/067/00////
Home facts updated by county records on Jul 29, 2026
Other
Listing Information
ListingId: 920774
ListPrice: $649,000
Around this home
Schools
Windy Gap Elementary School
Public PreK-5 • Assigned • 4.8mi
8/10
Benjamin Franklin Middle School
Public 6-8 • Assigned • 14.8mi
7/10
Franklin County High School
Public 9-12 • Assigned • 15.6mi
4/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
3/10 Fire Factor
0.15% chance of being in a wildfire in next 30 years
5/10 Heat Factor
7 days above 100° expected this year, 18 days in 30 years
2/10 Wind Factor
2% chance of strong winds in next 30 years
2/10 Air Factor
1 unhealthy days expected this year, 1 days in 30 years
Provided by First Street
Historical weather
Hardy, VA • 24101
Average low and high temperatures (°F)
42
27
49
32
66
42
73
51
74
55
85
65
88
70
80
64
78
60
69
50
60
42
47
31
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9 hours in
June and 4.6 hours in December, placing it below the
U.S. average for solar exposure.
9 hrs
4.6 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$598,000 – $723,000
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