Southern Living Bay Cottage on Harvey's Creek with incredible Bay and water views with all the charm you could ever desire. Picture perfect point lot with 700ft+ feet of waterfrontage Bay and wildlife views, sand beach, tidal pond, beautifully landscaped grounds. Open living/kitchen with fireplace, cozy family/media room, 2 bedrooms & bath on main level and 3rd bedroom with bath, laundry room and office loft on 2nd level. Cottage is connected by two covered porches to a 2 car oversized garage with outdoor steps from porch up to guest quarters with 4th bedroom with bath. Enjoy the outside grilling deck off the cottage family room. Additional land features include detached playhouse. Perfect place for kids overlooking the water. Outside features include firepit, fantastic water views in all directions, waterside lounging area, great dock, two lifts, water and electricity, plus room for all the water toys and fishing gear. This is a river compound designed for just you or all your family & friends. Beautiful privacy, great community, etc. There is a controlling depth at mouth of Harvey's Creek but accommodates most size power boats. 2.05 acres of privacy in a sought-after community. Features: 5 bedrooms, 4 baths, bulkhead shoreline, conditioned crawl space, generator, sand beach, dock and 15 minutes to Kilmarnock, Country club and all the area's special features. Perfect primary or second home. Home is being sold furnished except for some personal items. A list is available. Make an appointment to visit this ideal waterfront property.
Southern Living Bay Cottage on Harvey's Creek with incredible Bay and water views with all the charm you could ever desire. Picture perfect point lot with 700ft+ feet of waterfrontage Bay and wildlife views, sand beach, tidal pond, beautifully landscaped grounds. Open living/kitchen with fireplace, cozy family/media room, 2 bedrooms & bath on main level and 3rd bedroom with bath, laundry room and office loft on 2nd level. Cottage is connected by two covered porches to a 2 car oversized garage with outdoor steps from porch up to guest quarters with 4th bedroom with bath. Enjoy the outside grilling deck off the cottage family room. Additional land features include detached playhouse with downstairs game/media area and upstairs kids sleep out over game room. Outside features include firepit, fantastic water views in all directions, waterside lounging area, great dock, two lifts, water and electricity, plus room for all the water toys and fishing gear. This is a river compound designed for just you or all your family & friends. Beautiful privacy, great community, etc. There is a controlling depth at mouth of Harvey's Creek but accommodates most size power boats. 2.05 acres of privacy in a sought-after community. Features: 4 bedrooms, 4 baths, bulkhead shoreline, conditioned crawl space, generator, sand beach, dock and 15 minutes to Kilmarnock, Country club and all the area's special features. Perfect primary or second home. Home is being sold furnished except for some personal items. A list is available. Make an appointment to visit this ideal waterfront property.
Public Records
May 20, 2016
Sold
$740,000
$289/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$4,107 (+12.1%)
$185,500 + $369,500
$555,000
2024
$3,663 (−12.0%)
$185,500 + $369,500
$555,000
2023
$4,163 (+23.0%)
$185,500 + $369,500
$555,000
2022
$3,386
$185,500 + $369,500
$555,000
2021
$3,386 (+3.4%)
$185,500 + $369,500
$555,000
2020
$3,275 (+0.4%)
$185,500 + $369,500
$555,000
2019
$3,262 (+5.4%)
$201,800 + $351,000
$552,800
2018
$3,096
$201,800 + $351,000
$552,800
2017
$3,096 (+3.3%)
$201,800 + $351,000
$552,800
2016
$2,997 (+10.2%)
$204,000 + $351,000
$555,000
2014
$2,719 (+1.2%)
$204,000 + $351,000
$555,000
2012
$2,688
Public record
Beds
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Baths
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Stories
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Lot width
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Lot depth
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Lot size
2.05 Acres
Year renovated
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Finished Sq. Ft.
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Unfinished Sq. Ft.
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Total Sq. Ft.
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Year built
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Style
Single Family Residential
County
Northumberland County
APN
44-0-6-0-23-0
Parking Spaces
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Basement
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Accessible
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HOA Dues
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Garage
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Features
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Last updated by owner on Jul 23, 2026.
Climate risks
7/10 Flood Factor
Estimated 80%+ chance of a flood reaching the building in the next 30 years
2/10 Fire Factor
0.00% chance of being in a wildfire in next 30 years
9/10 Heat Factor
7 days above 103° expected this year, 18 days in 30 years
8/10 Wind Factor
80% chance of strong winds in next 30 years
1/10 Air Factor
0 unhealthy days expected this year, 0 days in 30 years
Provided by First Street
Historical weather
Heathsville, VA • 22473
Average low and high temperatures (°F)
42
28
46
32
63
43
71
52
74
59
85
69
88
74
82
68
77
65
69
53
60
44
47
32
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
91/ 100
Exceptional sunlight
Sunscore
There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
9.1 hrs
5.4 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 1513 Harding Rd
We cannot show automated home-value estimates for this home.
Nearby homes have recently sold between $300,000 and $1,925,000.
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $300K to $1.9M.