Escape to your own slice of waterfront paradise on the Potomac River, where expansive views stretch across the river toward the Chesapeake Bay. This charming cottage offers the perfect setting for relaxing, entertaining, and enjoying the beauty of the Northern Neck. Featuring 2 bedrooms, a cozy loft, and a beautifully updated modern bathroom, the cottage combines comfortable living with thoughtful updates. The screened wraparound porch is the perfect place to take in the ever-changing water views. Private stairs lead down to your own sandy beach, creating a rare opportunity to enjoy the waterfront right from your property. With an updated kitchen and additional improvements throughout, this special property offers the privacy, views, and waterfront lifestyle you've been waiting for. The cottage also has a strong history of rental income, making it an appealing opportunity for those looking for a personal retreat with established rental potential. No HOA adds flexibility and freedom for the next owner.
Beach front cottage with stunning views of the Potomac River and Chesapeake Bay is a rare find! The sand beach is wide and nestled in front of the rip rapped shoreline. This is an amazing spot for wading into the water with friends and children. The home is elevated well out of the flood zone with commanding water views. The land is flat and open making for lots of space for outdoor games and sitting around the fire. The home has a wrap around screened porch that provides ample dining and socializing space. The home features a main floor with 2 bedrooms, kitchen, dining, living room and full bath. There is a second story loft that is perfect as a bunk room or office. The home is constructed in a rustic cottage style to include vaulted ceilings with exposed beams and warm wood floors and walls. The wood stove is perfect for cold winter days. The home is located in a wonderful community where neighbors become fast friends and there are plenty of social gatherings close by. If you are looking your own piece of the Chesapeake Bay with classic style, you've found your home here.
CBRAR #1936396
Aug 11, 2020
Sold
$385,000
$298/sq ft
Nov 7, 2019
Listed
$399,000
$309/sq ft
+42
Beach front cottage with stunning views of the Potomac River and Chesapeake Bay is a rare find! The sand beach is wide and nestled in front of the rip rapped shoreline. This is an amazing spot for wading into the water with friends and children. The home is elevated well out of the flood zone with commanding water views. The land is flat and open making for lots of space for outdoor games and sitting around the fire. The home has a wrap around screened porch that provides ample dining and socializing space. The home features a main floor with 2 bedrooms, kitchen, dining, living room and full bath. There is a second story loft that is perfect as a bunk room or office. The home is constructed in a rustic cottage style to include vaulted ceilings with exposed beams and warm wood floors and walls. The wood stove is perfect for cold winter days. The home is located in a wonderful community where neighbors become fast friends and there are plenty of social gatherings close by. If you are looking your own piece of the Chesapeake Bay with classic style, you've found your home here.
Year
Property tax
Land + Additions
Assessment*
2025
$2,112 (+12.1%)
$190,000 + $95,400
$285,400
2024
$1,884 (−12.0%)
$190,000 + $95,400
$285,400
2023
$2,141 (+23.0%)
$190,000 + $95,400
$285,400
2022
$1,741
$190,000 + $95,400
$285,400
2021
$1,741 (+3.4%)
$190,000 + $95,400
$285,400
2020
$1,684 (−8.8%)
$190,000 + $95,400
$285,400
2019
$1,847 (+5.4%)
$212,500 + $100,600
$313,100
2018
$1,753
$212,500 + $100,600
$313,100
2017
$1,753 (+41.4%)
$212,500 + $100,600
$313,100
2016
$1,240 (−17.7%)
$142,000 + $87,700
$229,700
2014
$1,507 (−8.0%)
$212,500 + $95,200
$307,700
2012
$1,638
Public record
Beds
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Baths
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Stories
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Lot width
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Lot depth
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Lot size
0.82 Acres
Year renovated
—
Finished Sq. Ft.
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Unfinished Sq. Ft.
—
Total Sq. Ft.
—
Year built
—
Style
Single Family Residential
County
Northumberland County
APN
19-0-4-0-A-0
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
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Last updated by owner on Jul 23, 2026.
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
9/10 Heat Factor
7 days above 102° expected this year, 18 days in 30 years
8/10 Wind Factor
80% chance of strong winds in next 30 years
1/10 Air Factor
0 unhealthy days expected this year, 0 days in 30 years
Provided by First Street
Historical weather
Heathsville, VA • 22473
Average low and high temperatures (°F)
42
28
46
32
63
43
71
52
74
59
85
69
88
74
80
67
77
65
69
53
60
44
47
32
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.5 hours in
June and 5.1 hours in December, which is comparable to the
U.S. average for solar exposure.
9.5 hrs
5.1 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 266 Potomac Ridge Rd
There isn’t enough information to generate an accurate estimate at this time. Learn More
More resources
Rental earnings
Est. $1,660 per month, based on comparable rentals